HRB
Consumer CyclicalH&R Block, Inc. · Personal Products & Services · $5B
What is H&R Block, Inc.?
H&R Block is one of the most recognized names in tax preparation, serving millions of individuals and small businesses across the United States, Canada, and Australia each year.
The company earns revenue through assisted tax preparation at retail offices — operated directly or via franchisees — and through DIY digital filing products. It also offers financial products tied to the tax refund cycle, including prepaid cards, refund advance loans, and small business financial solutions.
Founded in 1955 and headquartered in Kansas City, Missouri, H&R Block has built its business around the annual tax season.
- Assisted in-office tax return preparation
- DIY online tax filing products
- H&R Block Emerald Prepaid Mastercard and refund transfer services
- Small business financial solutions
Is HRB a Good Stock to Buy?
UQS Score rates HRB as Good overall.
The Valuation pillar comes in as Attractive, suggesting the market may not be fully pricing in the company's earnings power. The Quality pillar also registers as Good, reflecting a business that generates consistent cash flows from its recurring seasonal demand.
The Moat and Growth pillars both register as Weak, pointing to limited competitive differentiation and modest expansion prospects in a mature market.
See the full pillar breakdown and detailed financial metrics by signing up for a Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does HRB pay dividends?
Yes — H&R Block, Inc. pays a dividend.
H&R Block pays a regular dividend, reflecting its ability to return cash to shareholders from a predictable, recurring revenue base. The seasonal nature of the tax business supports a consistent payout cadence, making HRB a name income-oriented investors often consider.
When does HRB report earnings?
H&R Block reports earnings on a quarterly cadence, typical for US-listed equities.
Given the seasonal concentration of tax preparation activity, results tend to be heavily weighted toward the calendar year's early quarters. Revenue and profitability patterns reflect this cyclicality rather than steady quarter-over-quarter growth.
For the most recent quarter's results, visit H&R Block's investor relations page directly.
HRB Price History
+53.8% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in H&R Block, Inc.?
Based on H&R Block, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does H&R Block do?
H&R Block provides income tax preparation services through retail offices and digital platforms. It serves individuals and small businesses primarily in the US, Canada, and Australia, and also offers related financial products such as refund transfers and prepaid cards.
Does HRB pay dividends?
Yes, H&R Block pays a regular dividend. The company's predictable seasonal cash flows support ongoing distributions to shareholders. For current yield and payout details, check H&R Block's investor relations page or your brokerage.
When does HRB report earnings?
H&R Block follows a quarterly reporting cadence. Because tax season is concentrated early in the calendar year, certain quarters carry significantly more revenue weight than others. Check the company's investor relations page for the latest schedule.
Is HRB a good stock to buy?
HRB earns a Good UQS Score overall. The Valuation pillar is Attractive and Quality is Good, but Moat and Growth are both Weak. Whether it fits your portfolio depends on your priorities — the full pillar breakdown is available to Pro members.
Is HRB overvalued?
The UQS Valuation pillar for HRB is rated Attractive, suggesting the stock may be reasonably priced relative to its fundamentals. Full valuation metrics are available in the Pro view.
What is HRB's market cap bracket?
H&R Block is classified as a mid-cap stock, placing it between the large-cap and small-cap tiers in terms of overall market size.
Who founded H&R Block?
H&R Block was founded by brothers Henry and Richard Bloch in 1955. The company grew from a small bookkeeping service into one of the largest tax preparation businesses in the world.
Is HRB a long-term quality investment?
As a long-term quality indicator, HRB's Good UQS Score reflects consistent cash generation but limited growth and moat strength. Investors focused on durable businesses should weigh the Weak Moat and Growth ratings alongside the Attractive Valuation before committing long-term capital.
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Pro Analysis
HRB — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 58.8 | 80.3 | 31.0 | 34.4 | 61.0 | 99.6 | -0.1 |
| May 14, 2026 | 58.9 | 80.3 | 31.0 | 34.4 | 61.0 | 100.0 | +11.4 |
| May 11, 2026 | 47.5 | 33.2 | 31.0 | 34.4 | 63.5 | 100.0 | -7.2 |
| Apr 21, 2026 | 54.8 | 77.5 | 31.0 | 30.2 | 45.5 | 98.6 | 0.0 |
| Apr 18, 2026 | 54.8 | 77.5 | 31.0 | 30.2 | 45.5 | 98.7 | -0.2 |
| Apr 2, 2026 | 55.0 | 77.5 | 31.0 | 30.2 | 45.5 | 100.0 | — |
HRB — Pillar Breakdown
Quality
— 80.3/100 (25%)H&R Block, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 34.4/100 (20%)H&R Block, Inc. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 61.0/100 (15%)H&R Block, Inc. maintains a reasonable risk profile with manageable debt levels.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 99.6/100 (15%)H&R Block, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 31/100 (25%)H&R Block, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for HRB.
Score Composition
Financial Data
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How is the HRB UQS Score Calculated?
The UQS (Unified Quality Score) for H&R Block, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses H&R Block, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether H&R Block, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.