HOMB

Based on Home Bancshares, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Home Bancshares do?

Home Bancshares is the holding company for Centennial Bank, a regional lender operating roughly 160 branches across Arkansas, Florida, Alabama, and New York. The bank offers deposit accounts, mortgage and commercial loans, digital banking tools, and insurance products to individuals, businesses, and municipalities.

Does HOMB pay dividends?

Yes, Home Bancshares pays a regular dividend. This is consistent with the income-return tradition of established community and regional banks. Investors focused on dividend sustainability should review the full Risk and Quality pillar data available through UQS Pro.

When does HOMB report earnings?

Home Bancshares reports on a quarterly cadence, as is standard for US-listed bank holding companies. For exact release dates and the most recent results, check the investor relations section of the company's official website.

Is HOMB a good stock to buy?

UQS Score rates HOMB as Below Average overall. The Quality and Valuation pillars are relative strengths, but Moat, Growth, and Risk all read as Weak. Whether that profile suits your portfolio depends on your own risk tolerance and investment goals — the full breakdown is available to Pro members.

Is HOMB overvalued?

The UQS Valuation pillar for HOMB is rated Attractive, suggesting the stock does not appear expensive relative to its business fundamentals. For investors who prioritize value, this is a meaningful positive — though it should be weighed against the Weak Growth and Risk readings.

How does HOMB compare to its competitors?

Compared to peers like Bank OZK, Intercorp Financial Services, and Axos Financial, Home Bancshares stands out for its traditional branch-based community banking model and geographic reach across the southeastern US. Each competitor brings a different mix of digital capability, geographic focus, or lending specialization.

What is HOMB's market cap bracket?

Home Bancshares is classified as a mid-cap stock. This places it above smaller community banks but well below the largest national financial institutions, reflecting a regional franchise with meaningful but bounded scale.

Who founded Home Bancshares?

Home Bancshares was founded in 2006. Founding and leadership history is publicly available through the company's official filings and investor relations materials for those seeking more detail.

Is HOMB a long-term quality investment?

As a long-term quality indicator, HOMB's profile is mixed. The Strong Quality pillar suggests sound underlying fundamentals, but the Weak Moat and Growth ratings raise questions about the bank's ability to compound value over time. Long-term investors should review the complete UQS pillar analysis before drawing conclusions.

What is the main competitive advantage of Home Bancshares?

Centennial Bank's primary advantage lies in its established community banking relationships and multi-state branch network across the southeastern US. However, the UQS Moat pillar rates this advantage as Weak, indicating the bank faces meaningful competition from both regional peers and digital-first lenders.

What sector does HOMB belong to?

Home Bancshares operates in the Financial Services sector, specifically within regional and community banking. This sector is sensitive to interest rate movements, credit cycles, and regulatory requirements — all factors reflected in the UQS Risk pillar assessment.

Home Bancshares, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Home Bancshares, Inc. faces growth headwinds with declining or stagnant revenue trends.

Home Bancshares, Inc. has some risk factors including moderate leverage or solvency concerns.

Home Bancshares, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

Home Bancshares, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for HOMB.

The UQS (Unified Quality Score) for Home Bancshares, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Home Bancshares, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Home Bancshares, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.