HGV
Consumer CyclicalHilton Grand Vacations Inc. · Gambling, Resorts & Casinos · $4B
What is Hilton Grand Vacations Inc.?
Hilton Grand Vacations is a mid-cap timeshare company operating under the Hilton Grand Vacations brand. Headquartered in Orlando, Florida, it develops, markets, sells, and manages vacation ownership resorts across the United States.
Hilton Grand Vacations operates through two segments: Real Estate Sales and Financing, and Resort Operations and Club Management. It sells vacation ownership intervals and interests, manages resort properties, and finances consumer loans for timeshare purchases. The company also runs points-based exchange programs — including the Hilton Grand Vacations Club and Diamond Clubs — serving hundreds of thousands of members with travel, reservation, and leisure services.
The company was incorporated in 2017 and is headquartered in Orlando, Florida.
- Vacation ownership intervals and timeshare interests
- Resort and club management services
- Consumer financing for timeshare purchases
- Points-based vacation club exchange programs
- Rental of inventory through club exchange programs
Is HGV a Good Stock to Buy?
UQS Score rates HGV as Below Average overall.
Among the five pillars, Valuation stands out as Attractive, suggesting the stock may be priced at a discount relative to its fundamentals. The Growth pillar registers as Neutral, indicating the business is neither accelerating meaningfully nor declining sharply.
Quality, Moat, and Risk all carry Weak ratings — pointing to concerns around business durability, competitive positioning, and financial risk that investors should weigh carefully.
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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does HGV pay dividends?
No — Hilton Grand Vacations Inc. does not currently pay a dividend.
Hilton Grand Vacations does not currently pay a dividend. As a timeshare operator carrying meaningful debt from its financing segment, the company appears to prioritize capital allocation toward business operations and debt management rather than returning cash to shareholders through distributions.
When does HGV report earnings?
Hilton Grand Vacations reports earnings on a quarterly cadence, typical for US-listed equities.
The company's results reflect the dynamics of its two-segment model — real estate sales activity and resort operations — both of which are sensitive to consumer travel demand and credit conditions. Pillar-level signals suggest ongoing pressure on quality and risk metrics.
For the most recent quarter's results, visit Hilton Grand Vacations' investor relations page directly.
HGV Price History
+5.8% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Hilton Grand Vacations Inc.?
Based on Hilton Grand Vacations Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
HGV Long-term Outlook
With a Neutral Growth pillar and Weak Risk profile, HGV's near-term trajectory appears constrained. The timeshare model depends heavily on consumer discretionary spending and the company's ability to manage its loan portfolio — both areas that introduce meaningful uncertainty. An Attractive Valuation label suggests the market may already be pricing in these headwinds, but fundamental improvement in quality and risk metrics would be needed to shift the overall UQS profile.
Growth drivers
- Expansion of points-based club membership and exchange programs
- Recovery in leisure travel demand supporting resort occupancy
- Potential synergies from integrating acquired brands and properties
Key risks
- High financial leverage tied to consumer loan origination
- Sensitivity to economic downturns reducing discretionary travel spending
- Weak competitive moat in a fragmented vacation ownership market
HGV vs Peers
Hilton Grand Vacations competes broadly within the consumer cyclical leisure space alongside companies that serve travelers and entertainment seekers through different models.
Red Rock Resorts focuses on regional casino and hospitality properties, generating revenue through gaming rather than ownership-interval sales.
Vail Resorts operates mountain destination resorts and relies on season pass subscriptions and lift ticket revenue rather than timeshare financing.
Rush Street Interactive competes in the digital gaming and online casino space, a fundamentally different revenue model from vacation ownership.
Frequently Asked Questions
What does Hilton Grand Vacations do?
Hilton Grand Vacations develops, markets, sells, and manages vacation ownership resorts under the Hilton Grand Vacations brand. It also finances consumer timeshare purchases and operates points-based club exchange programs serving hundreds of thousands of members across its US resort portfolio.
Does HGV pay dividends?
No, Hilton Grand Vacations does not currently pay a dividend. The company appears to direct capital toward its operations and debt obligations rather than shareholder distributions. Income-focused investors should factor this into their assessment.
When does HGV report earnings?
Hilton Grand Vacations follows a standard quarterly earnings cadence for US-listed companies. For exact release dates and the most recent results, check the investor relations section of the company's official website.
Is HGV a good stock to buy?
UQS Score rates HGV as Below Average, with Weak signals across Quality, Moat, and Risk pillars. The Valuation pillar is Attractive, which may interest contrarian investors, but the broader profile warrants careful review. The full pillar breakdown is available to Pro members.
Is HGV overvalued?
The UQS Valuation pillar for HGV is rated Attractive, suggesting the stock may be trading at a discount relative to its fundamentals. However, an attractive price alone does not offset concerns in other areas — particularly the Weak Quality and Risk ratings.
How does HGV compare to its competitors?
HGV operates in the vacation ownership niche, which differs from competitors like Vail Resorts, Red Rock Resorts, and Rush Street Interactive. Those companies rely on gaming, ski passes, or digital entertainment rather than timeshare sales and consumer loan financing.
What is HGV's market cap bracket?
Hilton Grand Vacations is classified as a mid-cap company. This places it between smaller niche leisure operators and large-cap hospitality conglomerates, reflecting a meaningful but not dominant market presence.
Who founded Hilton Grand Vacations?
Hilton Grand Vacations was spun off from Hilton Worldwide Holdings and incorporated as an independent public company in 2017. Its roots trace back to vacation ownership operations developed within the broader Hilton hospitality organization.
Is HGV a long-term quality investment?
As a long-term quality indicator, HGV's UQS profile raises caution — Weak scores across Quality, Moat, and Risk suggest the business lacks the durability characteristics typically associated with long-term compounders. The Neutral Growth and Attractive Valuation pillars offer some balance, but the overall picture is Below Average.
What is the main competitive advantage of Hilton Grand Vacations?
HGV benefits from its association with the Hilton brand and an established network of resort properties and club members. However, the UQS Moat pillar rates this advantage as Weak, suggesting limited pricing power or structural barriers relative to the broader leisure sector.
What sector does HGV belong to?
Hilton Grand Vacations operates in the Consumer Cyclical sector. This means its business performance is closely tied to consumer confidence, discretionary spending, and travel demand — all of which can fluctuate significantly with economic conditions.
Is HGV a growth stock or value stock?
Based on UQS pillar labels, HGV shows a Neutral Growth profile and an Attractive Valuation — a combination that leans more toward value territory than growth. It does not exhibit the accelerating revenue characteristics typically associated with high-growth consumer stocks.
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Pro Analysis
HGV — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 50.4 | 50.2 | 37.0 | 55.5 | 23.5 | 93.2 | 0.0 |
| May 21, 2026 | 50.4 | 50.2 | 37.0 | 55.5 | 23.5 | 92.8 | 0.0 |
| May 14, 2026 | 50.4 | 50.2 | 37.0 | 54.7 | 23.5 | 94.0 | +6.4 |
| May 8, 2026 | 44.0 | 12.4 | 37.0 | 54.7 | 38.2 | 100.0 | -2.6 |
| May 7, 2026 | 46.6 | 37.6 | 37.0 | 52.4 | 23.5 | 92.9 | -0.1 |
| May 4, 2026 | 46.7 | 37.6 | 37.0 | 52.4 | 23.5 | 93.4 | 0.0 |
| May 3, 2026 | 46.7 | 37.6 | 37.0 | 52.5 | 23.5 | 93.4 | 0.0 |
| Apr 26, 2026 | 46.7 | 37.6 | 37.0 | 52.5 | 23.5 | 93.3 | +0.1 |
| Apr 23, 2026 | 46.6 | 37.6 | 37.0 | 52.5 | 23.5 | 92.8 | 0.0 |
| Apr 22, 2026 | 46.6 | 37.6 | 37.0 | 52.5 | 23.5 | 92.9 | 0.0 |
HGV — Pillar Breakdown
Quality
— 50.2/100 (25%)Hilton Grand Vacations Inc. has average quality metrics, with room for improvement in margins or capital efficiency.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 55.5/100 (20%)Hilton Grand Vacations Inc. demonstrates healthy growth trends across revenue and earnings.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 23.5/100 (15%)Hilton Grand Vacations Inc. presents elevated risk with concerns around leverage or financial stability.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 93.3/100 (15%)Hilton Grand Vacations Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 37/100 (25%)Hilton Grand Vacations Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for HGV.
Score Composition
Financial Data
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How is the HGV UQS Score Calculated?
The UQS (Unified Quality Score) for Hilton Grand Vacations Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Hilton Grand Vacations Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Hilton Grand Vacations Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.