HASI

Financial Services

HA Sustainable Infrastructure Capital, Inc. · Financial - Diversified · $5B

UQS Score — Balanced Preset
47.2
Below Average

HA Sustainable Infrastructure Capital, Inc. scores 47.2/100 using the Balanced preset.

UQS vs Financial Services Sector
HASI
47.2
Sector avg
39.7
Quality
Neutral
Moat
Weak
Growth
Neutral
Risk
Weak
Valuation
Good

What is HA Sustainable Infrastructure Capital, Inc.?

HA Sustainable Infrastructure Capital is a specialty finance company focused on deploying capital into climate solutions across energy efficiency, renewable energy, and sustainable infrastructure. Headquartered in Annapolis, Maryland, it operates at the intersection of finance and the clean energy transition.

HASI provides financing to assets and projects across several climate solution categories, including behind-the-meter energy efficiency upgrades, grid-connected renewable generation, sustainable fuels, clean transport, and nature-based solutions. Rather than developing projects itself, the company acts as a capital provider — earning returns from a portfolio of loans, equity stakes, and other financial instruments tied to sustainable infrastructure assets. This positions HASI as a climate-focused lender and investor rather than a traditional utility or developer.

The company was founded in 2013 and is headquartered in Annapolis, Maryland.

  • Behind-the-meter energy efficiency financing
  • Grid-connected renewable energy investments
  • Sustainable fuels and clean transport capital
  • Nature-based climate solution investments
  • Structured equity and debt instruments for infrastructure

Is HASI a Good Stock to Buy?

UQS Score rates HASI as Good overall, reflecting a balanced but nuanced picture across its five quality pillars.

The Quality and Valuation pillars both register as Good, suggesting the business generates returns in a manner consistent with its peers and that the current price does not appear stretched relative to fundamentals. These two pillars provide a reasonable foundation for investors evaluating the stock.

The Moat and Risk pillars both register as Weak, which is worth noting — HASI operates in a competitive capital-provision landscape with limited structural advantages, and its risk profile warrants careful consideration.

Pro members can view the exact pillar breakdown and full financial metrics behind each score at uqs-score.com. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does HASI pay dividends?

Yes — HA Sustainable Infrastructure Capital, Inc. pays a dividend.

HASI pays a regular dividend, consistent with its structure as a specialty finance company that distributes a meaningful portion of its income to shareholders. The dividend reflects the income-generating nature of its loan and equity portfolio. Investors drawn to climate-focused income strategies often consider HASI alongside traditional yield-oriented financial vehicles.

When does HASI report earnings?

HA Sustainable Infrastructure Capital reports earnings on a quarterly cadence, typical for US-listed financial companies.

The company's Growth pillar registers as Neutral, indicating expansion that is broadly in line with sector peers rather than outpacing them. Portfolio deployment and the pace of new climate infrastructure commitments are key drivers of quarterly results.

For the most recent quarter's results and guidance, visit HA Sustainable Infrastructure Capital's investor relations page directly.

HASI Price History

+5.9% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in HA Sustainable Infrastructure Capital, Inc.?

$
Today it would be worth
$10,060
That's a +0.6% total return, or +0.1% annualized.

Based on HA Sustainable Infrastructure Capital, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

HASI Long-term Outlook

The fundamental outlook for HASI is shaped by a Neutral Growth profile and Weak Risk rating. While the long-term tailwind from clean energy investment is real, the company's ability to accelerate portfolio growth depends on capital market conditions, interest rate dynamics, and deal flow in a competitive financing environment. The Weak Moat rating suggests limited pricing power, which may constrain margin expansion over time.

Growth drivers

  • Expanding demand for climate infrastructure financing across the US
  • Growth in behind-the-meter and grid-connected project pipelines
  • Increasing corporate and government commitments to decarbonization

Key risks

  • Interest rate sensitivity affecting the cost and spread of capital
  • Weak competitive moat in a crowded sustainable finance market
  • Credit and counterparty risk within the infrastructure loan portfolio

HASI vs Peers

HASI operates in the specialty finance and sustainable investment space, where it can be compared to a range of capital-market-oriented peers.

BMAHASI scores higher
Banco Macro S.A.

Banco Macro is a traditional Argentine commercial bank, offering a contrast in geographic focus and business model versus HASI's US-centric climate finance mandate.

SII.TOHASI scores lower
Sprott Inc.

Sprott focuses on precious metals and real assets investment management, representing an alternative approach to real-asset capital allocation compared to HASI's climate infrastructure emphasis.

JSMHASI scores higher
Navient Corporation SR NT 6% 121543

This Navient debt instrument reflects a fixed-income alternative in the specialty finance space, contrasting with HASI's equity-and-loan portfolio approach to climate assets.

Frequently Asked Questions

What does HA Sustainable Infrastructure Capital do?

HASI provides financing to climate-focused infrastructure projects and assets. It invests across categories including energy efficiency, renewable energy, sustainable fuels, clean transport, and nature-based solutions — acting as a capital provider rather than a project developer.

Does HASI pay dividends?

Yes, HASI pays a regular dividend. As a specialty finance company with an income-generating portfolio, it distributes a portion of returns to shareholders on a recurring basis. Investors should verify the current yield and payment schedule via the company's investor relations page.

When does HASI report earnings?

HASI reports on a quarterly cadence, consistent with US-listed financial companies. For the exact schedule and most recent results, check HA Sustainable Infrastructure Capital's official investor relations page.

Is HASI a good stock to buy?

UQS Score rates HASI as Good overall. The Quality and Valuation pillars are favorable, while the Moat and Risk pillars are Weak. Whether it fits your portfolio depends on your risk tolerance and income objectives. The full pillar breakdown is available to Pro members.

Is HASI overvalued?

The UQS Valuation pillar for HASI is rated Good, suggesting the stock does not appear significantly overpriced relative to its fundamentals and sector peers. Full valuation metrics are available in the Pro analysis.

How does HASI compare to its competitors?

HASI occupies a distinct niche as a US-focused climate infrastructure lender, differentiating it from peers like Banco Macro, which operates as a traditional bank, and Sprott, which focuses on precious metals and real assets. Each reflects a different approach to specialty capital allocation.

What is HASI's market cap bracket?

HASI is classified as a mid-cap company. This places it in a range that typically offers more liquidity than small-caps while carrying more growth sensitivity than large-cap financial institutions.

Who founded HA Sustainable Infrastructure Capital?

HA Sustainable Infrastructure Capital was founded in 2013. Founding leadership and historical background are publicly available through the company's official disclosures and investor relations materials.

Is HASI a long-term quality investment?

As a long-term quality indicator, HASI's Good UQS Score reflects reasonable fundamentals, though the Weak Moat and Risk ratings suggest some structural limitations. Long-term investors should weigh the clean energy tailwind against competitive and rate-related risks. Pro members can access the full pillar detail.

What is the main competitive advantage of HA Sustainable Infrastructure Capital?

HASI's primary positioning is its specialization in climate finance — a growing but competitive field. Its established relationships with sustainable infrastructure developers and its multi-category investment approach provide some differentiation, though the UQS Moat pillar rates this advantage as Weak relative to peers.

What sector does HASI belong to?

HASI is classified within the Financial Services sector, specifically as a specialty finance company. Its focus on climate and sustainable infrastructure gives it an ESG-oriented identity that distinguishes it from conventional lenders or asset managers.

Is HASI a growth stock or value stock?

Based on UQS pillar labels, HASI shows Neutral Growth and Good Valuation — placing it closer to the value-oriented end of the spectrum. It is not characterized by high-growth dynamics, but its valuation appears reasonable relative to fundamentals.

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Pro Analysis

HASI — Score History

404550556065Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 20 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202647.249.732.054.937.068.3-0.1
May 20, 202647.349.832.054.937.068.7-4.7
May 7, 202652.068.632.056.737.965.7-0.1
May 3, 202652.168.632.056.737.966.4-0.1
May 2, 202652.268.632.056.737.967.0+0.1
Apr 26, 202652.168.632.056.137.967.1-0.1
Apr 24, 202652.268.632.056.137.968.0+0.2
Apr 19, 202652.068.632.054.937.967.8-0.4
Apr 18, 202652.468.632.055.737.969.5-2.6
Apr 16, 202655.068.732.055.737.986.9-0.1

HASI — Pillar Breakdown

Quality

49.7/100 (25%)

HA Sustainable Infrastructure Capital, Inc. has average quality metrics, with room for improvement in margins or capital efficiency.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationModerate

Free cash flow relative to market value.

Growth

54.9/100 (20%)

HA Sustainable Infrastructure Capital, Inc. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRModerate

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

37.0/100 (15%)

HA Sustainable Infrastructure Capital, Inc. has some risk factors including moderate leverage or solvency concerns.

Debt/EquityWeak

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

68.3/100 (15%)

HA Sustainable Infrastructure Capital, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorWeak

Enterprise value multiple relative to sector median.

Moat

32/100 (25%)

HA Sustainable Infrastructure Capital, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for HASI.

Score Composition

Quality
49.7×25%12.4
Growth
54.9×20%11.0
Risk
37.0×15%5.5
Valuation
68.3×15%10.2
Moat
32.0×25%8.0
Total
47.2Below Average

Financial Data

More Stock Analysis

How is the HASI UQS Score Calculated?

The UQS (Unified Quality Score) for HA Sustainable Infrastructure Capital, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses HA Sustainable Infrastructure Capital, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether HA Sustainable Infrastructure Capital, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.