GWO-PN.TO

Financial Services

Great-West Lifeco Inc. · Insurance - Life · $49B

UQS Score — Balanced Preset
62.0
Good

Great-West Lifeco Inc. scores 62.0/100 using the Balanced preset.

53.4
Quality
35%
41.0
Moat
30%
48.3
Growth
20%
96.8
Risk
15%

GWO-PN.TO — Key Takeaways

✅ Strengths

Great-West Lifeco Inc. shows conservative financial structure with manageable risk
Great-West Lifeco Inc. shows attractive valuation relative to fundamentals

GWO-PN.TO — Score History

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GWO-PN.TO — Pillar Breakdown

Quality

53.4/100 (25%)

Great-West Lifeco Inc. has average quality metrics, with room for improvement in margins or capital efficiency.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationModerate

Free cash flow relative to market value.

Growth

48.3/100 (20%)

Great-West Lifeco Inc. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

96.8/100 (15%)

Great-West Lifeco Inc. carries minimal financial risk with conservative leverage and strong solvency.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

94.9/100 (15%)

Great-West Lifeco Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

Moat

41/100 (30%)

Great-West Lifeco Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for GWO-PN.TO.

Score Composition

Quality
53.4×25%13.3
Growth
48.3×20%9.7
Risk
96.8×15%14.5
Valuation
94.9×15%14.2
Moat
41.0×30%12.3
Total
62.0Good

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How is the GWO-PN.TO UQS Score Calculated?

The UQS (Unified Quality Score) for Great-West Lifeco Inc. is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Great-West Lifeco Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Great-West Lifeco Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.