GWO-PI.TO
Financial ServicesGreat-West Lifeco Inc. · Insurance - Life · $28B
What is Great-West Lifeco Inc.?
Great-West Lifeco is a large-cap Canadian financial services company operating across life and health insurance, retirement services, asset management, and reinsurance in Canada, the United States, and Europe.
Great-West Lifeco generates revenue through insurance premiums, retirement savings products, and asset management fees. It serves individuals, families, employers, and institutional clients through its Canada Life, Irish Life, and Empower brands. The company distributes products via advisors, brokers, financial institutions, and third-party administrators across multiple continents.
The company was established in 2007 and is headquartered in Winnipeg, Canada.
- Life, health, and disability insurance
- Retirement savings and annuity products
- Asset and wealth management services
- Reinsurance solutions
Is GWO-PI.TO a Good Stock to Buy?
UQS Score rates GWO-PI.TO as Good overall, reflecting a balanced profile with notable strengths and some areas of caution.
The Risk pillar stands out as the strongest aspect of Great-West Lifeco's profile, suggesting the business carries a relatively conservative financial structure. Valuation also rates favorably, indicating the preferred shares may not be excessively priced relative to fundamentals.
Growth rates as Weak, pointing to limited near-term expansion momentum, while both Quality and Moat come in at Neutral — areas where the company does not clearly differentiate from peers.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does GWO-PI.TO pay dividends?
Yes — Great-West Lifeco Inc. pays a dividend.
GWO-PI.TO pays a regular dividend, consistent with the nature of preferred shares issued by large financial services companies. Preferred shareholders typically receive fixed or floating distributions with priority over common shareholders. This makes the instrument appealing to income-focused investors seeking predictable cash flows from a regulated, established insurer.
When does GWO-PI.TO report earnings?
Great-West Lifeco reports earnings on a quarterly cadence, typical for Canadian-listed financial services companies.
The company's earnings reflect its diversified mix of insurance premiums, fee-based asset management income, and investment returns. Revenue stability is supported by long-duration insurance liabilities and recurring retirement plan contributions across its operating regions.
For the most recent quarter's results, visit Great-West Lifeco's investor relations page directly.
GWO-PI.TO Price History
+9.5% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Great-West Lifeco Inc.?
Based on Great-West Lifeco Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
GWO-PI.TO Long-term Outlook
Great-West Lifeco's fundamental outlook is shaped by a Strong Risk profile and a Weak Growth rating. The business appears well-positioned to preserve capital and manage liabilities conservatively, but meaningful top-line acceleration looks limited in the near term. The Neutral Moat suggests competitive pressures in insurance and asset management could constrain margin expansion over time.
Growth drivers
- Expansion of employer-sponsored retirement plans through the Empower platform
- Growing demand for annuity and longevity products as populations age across North America and Europe
- Fee income growth from third-party institutional asset management
Key risks
- Prolonged low or volatile interest rate environments compressing investment income
- Competitive pricing pressure in group insurance and retirement markets
- Regulatory complexity across multiple jurisdictions in Canada, the US, and Europe
GWO-PI.TO vs Peers
Great-West Lifeco competes with major life insurers and financial services groups across North America and Europe.
Prudential is a US-focused life insurer with a significant international presence and a large individual life and annuity business.
Manulife is Great-West Lifeco's closest Canadian peer, competing directly in group benefits, wealth management, and Asian insurance markets.
Prudential plc is a UK-based insurer focused heavily on high-growth Asian markets, offering a different geographic risk profile.
Frequently Asked Questions
What does Great-West Lifeco do?
Great-West Lifeco provides life and health insurance, retirement savings plans, wealth management, and reinsurance services. It operates through the Canada Life, Irish Life, and Empower brands, serving individuals, employers, and institutional clients across Canada, the United States, and Europe.
Does GWO-PI.TO pay dividends?
Yes, GWO-PI.TO pays a regular dividend. As a preferred share, it is structured to deliver consistent distributions with priority over common shareholders, making it relevant for income-oriented investors. Check Great-West Lifeco's investor relations page for current dividend details and payment schedules.
When does GWO-PI.TO report earnings?
Great-West Lifeco follows a quarterly earnings reporting schedule, standard for Canadian financial services companies. For the exact timing of upcoming results, refer to the company's investor relations page, which publishes the financial calendar in advance.
Is GWO-PI.TO a good stock to buy?
UQS Score rates GWO-PI.TO as Good overall. The Risk pillar is Strong and Valuation is favorable, but Growth rates as Weak and both Quality and Moat are Neutral. Whether it suits your portfolio depends on your income goals and risk tolerance. View the full pillar breakdown with a UQS Pro account.
Is GWO-PI.TO overvalued?
The UQS Valuation pillar for GWO-PI.TO is rated Good, suggesting the preferred shares are not excessively priced relative to fundamentals. Preferred share valuation is also influenced by interest rate levels and credit quality. See the complete valuation analysis by signing up for UQS Pro.
How does GWO-PI.TO compare to its competitors?
Great-West Lifeco competes with Manulife Financial, Prudential Financial, and Prudential plc. Its differentiation lies in its multi-brand platform across Canada, the US, and Europe, and its strong presence in employer-sponsored retirement plans through Empower. A side-by-side UQS comparison is available to Pro members.
What is GWO-PI.TO's market cap bracket?
Great-West Lifeco is classified as a large-cap company, reflecting its significant scale across insurance, retirement, and asset management operations in multiple countries. Large-cap financials typically offer relative stability compared to smaller peers in the sector.
Who founded Great-West Lifeco?
Great-West Lifeco in its current corporate form was established in 2007, though its operating subsidiaries — including Canada Life — have much longer histories in the Canadian insurance industry. Detailed founding history is publicly available through the company's official corporate profile.
Is GWO-PI.TO a long-term quality indicator?
From a long-term quality perspective, GWO-PI.TO's Strong Risk pillar suggests financial resilience, which matters for preferred shareholders over extended holding periods. However, the Weak Growth rating and Neutral Moat indicate the business may face headwinds sustaining competitive advantages. The full UQS analysis helps contextualize these dynamics.
What sector does GWO-PI.TO belong to?
GWO-PI.TO belongs to the Financial Services sector, specifically within the life and health insurance and asset management industries. Financial services companies are sensitive to interest rate movements, regulatory changes, and broader economic cycles, all of which factor into the UQS Risk and Valuation assessments.
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Pro Analysis
GWO-PI.TO — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 57.0 | 66.3 | 43.0 | 17.4 | 100.0 | 74.8 | +4.3 |
| May 3, 2026 | 52.7 | 52.6 | 43.0 | 17.4 | 96.8 | 72.3 | 0.0 |
| Apr 26, 2026 | 52.7 | 52.6 | 43.0 | 17.4 | 96.8 | 72.1 | 0.0 |
| Apr 25, 2026 | 52.7 | 52.6 | 43.0 | 17.4 | 96.8 | 72.3 | -0.4 |
| Apr 23, 2026 | 53.1 | 52.6 | 43.0 | 17.4 | 96.8 | 74.4 | 0.0 |
| Apr 22, 2026 | 53.1 | 52.6 | 43.0 | 17.4 | 96.8 | 74.3 | -0.8 |
| Apr 21, 2026 | 53.9 | 52.6 | 43.0 | 21.8 | 96.8 | 74.3 | 0.0 |
| Apr 19, 2026 | 53.9 | 52.6 | 43.0 | 21.8 | 96.8 | 74.1 | 0.0 |
| Apr 18, 2026 | 53.9 | 52.6 | 43.0 | 21.8 | 96.8 | 74.3 | -0.9 |
| Apr 16, 2026 | 54.8 | 52.6 | 43.0 | 21.8 | 96.8 | 80.4 | -0.2 |
GWO-PI.TO — Pillar Breakdown
Quality
— 66.3/100 (25%)Great-West Lifeco Inc. shows solid profitability with healthy returns on capital and reasonable margins.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 17.4/100 (20%)Great-West Lifeco Inc. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Risk
— 100.0/100 (15%)Great-West Lifeco Inc. carries minimal financial risk with conservative leverage and strong solvency.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 74.9/100 (15%)Great-West Lifeco Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
Enterprise value multiple relative to sector median.
Moat
— 43/100 (25%)Great-West Lifeco Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for GWO-PI.TO.
Score Composition
Financial Data
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How is the GWO-PI.TO UQS Score Calculated?
The UQS (Unified Quality Score) for Great-West Lifeco Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Great-West Lifeco Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Great-West Lifeco Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.