GPN
Financial ServicesGlobal Payments Inc. · Financial - Credit Services · $17B
What is Global Payments Inc.?
Global Payments Inc. is an Atlanta-based payment technology company serving merchants, financial institutions, and consumers across the Americas, Europe, and Asia-Pacific.
Global Payments generates revenue by processing card, electronic, check, and digital payments. Its three segments — Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions — serve businesses, banks, governments, and underbanked consumers. The company also provides enterprise software, payroll tools, and prepaid debit products under the Netspend brand.
Founded in 2001 and headquartered in Atlanta, Georgia.
- Merchant payment processing and authorization services
- Card portfolio management for financial institutions
- Netspend prepaid debit and payroll cards
- Enterprise software and point-of-sale solutions
Is GPN a Good Stock to Buy?
UQS Score rates GPN as Good overall.
GPN's Quality pillar reflects a reasonably stable business model with broad geographic reach. The Valuation pillar is rated Attractive, suggesting the market may not be fully pricing in the company's fundamentals relative to peers.
The Risk pillar is rated Weak, which warrants attention — and both Moat and Growth come in at Neutral, indicating limited competitive differentiation and modest expansion expectations.
See the full pillar breakdown and detailed financial metrics by signing up for a Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does GPN pay dividends?
Yes — Global Payments Inc. pays a dividend.
Global Payments pays a regular dividend, which is relatively uncommon among payment technology companies that often reinvest heavily. This signals a degree of financial maturity and a commitment to returning capital to shareholders alongside ongoing business investment.
When does GPN report earnings?
Global Payments reports earnings on a quarterly cadence, typical for US-listed equities.
The company's results reflect the scale of its three operating segments, with Merchant Solutions typically driving the largest share of revenue. Performance trends across segments can shift with payment volume cycles and software adoption rates.
For the most recent quarter's results, visit Global Payments' investor relations page directly.
GPN Price History
-61.3% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Global Payments Inc.?
Based on Global Payments Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does Global Payments do?
Global Payments provides payment technology and software solutions for card, electronic, check, and digital transactions. It serves merchants, banks, governments, and consumers across three segments: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions.
Does GPN pay dividends?
Yes, Global Payments pays a regular dividend. This reflects the company's financial maturity within the payment technology space. For current yield and payment schedule details, check Global Payments' investor relations page.
When does GPN report earnings?
Global Payments follows a standard quarterly reporting schedule. For confirmed dates of upcoming earnings releases, refer to the company's investor relations page or your brokerage's earnings calendar.
Is GPN a good stock to buy?
UQS Score rates GPN as Good overall. The Valuation pillar is Attractive, but the Risk pillar is Weak and both Moat and Growth are Neutral. Whether it fits your portfolio depends on your risk tolerance and investment goals. The full pillar analysis is available to Pro members.
Is GPN overvalued?
Based on the UQS framework, GPN's Valuation pillar is rated Attractive, suggesting it may be trading at a reasonable level relative to its fundamentals. Full valuation metrics are available in the Pro view.
What is GPN's market cap bracket?
Global Payments is classified as a large-cap company, reflecting its significant scale within the payment technology industry and its broad international operations.
Is GPN a long-term quality stock?
The UQS framework rates GPN as Good on long-term quality indicators, with a stable business model and dividend history. However, the Weak Risk rating and Neutral Moat suggest investors should weigh competitive and financial risks carefully before committing long-term.
What sector does GPN belong to?
Global Payments is classified under the Industrials sector. Within that, it operates as a payment technology and software provider — a segment that spans financial infrastructure and enterprise software services.
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Pro Analysis
GPN — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 47.1 | 29.3 | 44.0 | 53.3 | 27.8 | 93.2 | -9.9 |
| Apr 25, 2026 | 57.0 | 62.3 | 44.0 | 53.3 | 33.4 | 98.6 | 0.0 |
| Apr 19, 2026 | 57.0 | 62.3 | 44.0 | 53.3 | 33.4 | 98.4 | 0.0 |
| Apr 18, 2026 | 57.0 | 62.3 | 44.0 | 53.3 | 33.4 | 98.3 | -0.3 |
| Apr 2, 2026 | 57.3 | 62.3 | 44.0 | 53.3 | 33.4 | 100.0 | — |
GPN — Pillar Breakdown
Quality
— 29.3/100 (25%)Global Payments Inc. currently shows below-average quality metrics, suggesting challenges with profitability.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 53.3/100 (20%)Global Payments Inc. shows steady but unspectacular growth, typical for mature companies.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 27.8/100 (15%)Global Payments Inc. presents elevated risk with concerns around leverage or financial stability.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 93.1/100 (15%)Global Payments Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 44/100 (25%)Global Payments Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for GPN.
Score Composition
Financial Data
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How is the GPN UQS Score Calculated?
The UQS (Unified Quality Score) for Global Payments Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Global Payments Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Global Payments Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.