GPI
Consumer CyclicalGroup 1 Automotive, Inc. · Auto - Dealerships · $4B
What is Group 1 Automotive, Inc.?
Group 1 Automotive is one of the largest automotive retail groups in the United States and the United Kingdom, operating hundreds of franchised dealerships across multiple brands. The company connects car buyers with new and used vehicles, financing, and after-sale services.
Group 1 generates revenue through several interconnected channels: selling new and used cars and light trucks, arranging vehicle financing, offering service and insurance contracts, and providing maintenance, repair, and collision services. Its dealership network spans 17 U.S. states and 35 towns across the United Kingdom, giving it a broad geographic footprint. The company operates across dozens of automotive brands, which diversifies its exposure to any single manufacturer.
Group 1 Automotive was incorporated in 1995 and is headquartered in Houston, Texas.
- New and used car and light truck sales
- Vehicle financing and insurance contract arrangement
- Automotive maintenance and repair services
- Collision center operations
- Parts and accessories retail
Is GPI a Good Stock to Buy?
UQS Score rates GPI as Below Average overall.
Among the five pillars, Valuation stands out as the relative bright spot — GPI's current pricing appears Attractive relative to its fundamentals, which may interest value-oriented investors. The Quality pillar lands at a Neutral rating, suggesting the business generates adequate but not standout financial results for its sector.
The Moat, Growth, and Risk pillars all register as Weak, pointing to limited competitive differentiation, constrained growth prospects, and meaningful risk factors that investors should weigh carefully.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does GPI pay dividends?
Yes — Group 1 Automotive, Inc. pays a dividend.
Group 1 Automotive pays a regular dividend, which is relatively uncommon among mid-cap auto retailers. The dividend reflects the company's ability to return cash to shareholders alongside its capital-intensive dealership operations. Income-focused investors may find this appealing, though the overall risk profile of the business warrants consideration alongside any yield assessment.
When does GPI report earnings?
Group 1 Automotive reports earnings on a quarterly cadence, consistent with standard practice for U.S.-listed equities.
The company's results tend to reflect broader trends in consumer vehicle demand, manufacturer inventory levels, and financing conditions. Dealership-model businesses can see meaningful swings in revenue depending on new-vehicle supply and used-car pricing dynamics.
For the most recent quarter's results and guidance, visit Group 1 Automotive's investor relations page directly.
GPI Price History
+122.8% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Group 1 Automotive, Inc.?
Based on Group 1 Automotive, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
GPI Long-term Outlook
With Growth and Risk both rated Weak, the near-term fundamental outlook for GPI carries notable uncertainty. The automotive retail sector faces headwinds from normalizing vehicle inventory, shifting consumer financing conditions, and evolving manufacturer relationships. The Attractive Valuation label suggests the market may already be pricing in some of these challenges, but the weak growth trajectory limits the case for a meaningful re-rating without a clear operational catalyst.
Growth drivers
- Expansion of higher-margin service, parts, and collision center revenue
- Geographic diversification across U.S. and U.K. markets
- Potential for dealership acquisitions in a consolidating industry
Key risks
- Weak competitive moat in a commoditized retail environment
- Sensitivity to consumer credit conditions and interest rate levels
- Dependence on manufacturer inventory and franchise relationships
GPI vs Peers
Group 1 Automotive competes across traditional dealership networks and digital automotive marketplaces.
Asbury is a direct dealership-model peer with a similar multi-brand, multi-state footprint and has pursued an aggressive acquisition strategy in recent years.
CarGurus operates a digital automotive marketplace, competing with Group 1 for consumer attention at the top of the car-buying funnel rather than at the physical dealership level.
OPENLANE focuses on digital wholesale vehicle auctions, serving dealers like Group 1 as a supply channel for used-vehicle inventory.
Frequently Asked Questions
What does Group 1 Automotive do?
Group 1 Automotive operates franchised automotive dealerships in the United States and United Kingdom. The company sells new and used vehicles, arranges financing and insurance, and provides maintenance, repair, and collision services across dozens of automotive brands.
Does GPI pay dividends?
Yes, Group 1 Automotive pays a regular dividend. This makes it one of the few mid-cap auto retailers returning cash directly to shareholders. Investors should review the current dividend rate and payout history on the company's investor relations page.
When does GPI report earnings?
Group 1 Automotive follows a standard quarterly earnings cadence. The company does not pre-announce specific report dates far in advance, so investors should check the investor relations page or financial calendar services for the most current schedule.
Is GPI a good stock to buy?
UQS Score rates GPI as Below Average overall. The Valuation pillar is Attractive, which may appeal to value-focused investors, but the Moat, Growth, and Risk pillars are all rated Weak. Whether GPI fits a portfolio depends on individual risk tolerance and investment goals.
Is GPI overvalued?
Based on the UQS Valuation pillar, GPI is currently rated Attractive — meaning the stock does not appear overpriced relative to its fundamentals. However, an attractive price alone does not offset the weak growth and risk profile identified in the full UQS analysis.
How does GPI compare to its competitors?
Group 1 competes with other large dealership groups like Asbury Automotive, as well as digital platforms such as CarGurus and wholesale marketplace OPENLANE. Traditional dealership peers share similar margin pressures, while digital competitors are reshaping how consumers discover and purchase vehicles.
What is GPI's market cap bracket?
Group 1 Automotive is classified as a mid-cap company. This places it in a segment that typically offers more liquidity than small-caps but less analyst coverage and institutional depth than large-cap peers.
Who founded Group 1 Automotive?
Group 1 Automotive was incorporated in 1995 and went public in 1997. Founding and leadership history is publicly available through the company's official corporate history and SEC filings.
Is GPI a long-term quality investment?
As a long-term quality indicator, GPI's UQS profile raises some caution. The Moat pillar is Weak, suggesting limited durable competitive advantages. Long-term investors typically look for stronger moat and growth profiles — the full pillar breakdown available to Pro members provides deeper context.
What is the main competitive advantage of Group 1 Automotive?
Group 1's primary advantages are its scale across hundreds of dealerships and its diversified brand and geographic footprint. However, the UQS Moat pillar rates this as Weak, reflecting that automotive retail is a highly competitive, low-differentiation industry where switching costs for consumers are minimal.
What sector does GPI belong to?
Group 1 Automotive is classified in the Consumer Cyclical sector. This means its business performance tends to correlate with broader economic conditions — consumer confidence, employment levels, and credit availability all influence vehicle demand.
Is GPI a growth stock or value stock?
Based on the UQS pillar profile, GPI leans toward value territory — the Valuation pillar is Attractive while the Growth pillar is Weak. This combination suggests the stock may be priced modestly, but without strong earnings growth to act as a catalyst.
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Pro Analysis
GPI — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 41.1 | 45.2 | 27.0 | 37.7 | 7.2 | 95.9 | -0.1 |
| May 17, 2026 | 41.2 | 45.8 | 27.0 | 37.7 | 7.2 | 95.9 | +4.7 |
| May 8, 2026 | 36.5 | 4.7 | 27.0 | 37.9 | 40.3 | 100.0 | -4.8 |
| May 4, 2026 | 41.3 | 46.6 | 27.0 | 38.4 | 8.4 | 93.3 | -0.1 |
| Apr 26, 2026 | 41.4 | 46.6 | 27.0 | 38.5 | 8.4 | 93.3 | +0.1 |
| Apr 25, 2026 | 41.3 | 46.6 | 27.0 | 38.5 | 8.4 | 93.2 | 0.0 |
| Apr 23, 2026 | 41.3 | 46.6 | 27.0 | 38.5 | 8.4 | 93.1 | -0.1 |
| Apr 19, 2026 | 41.4 | 46.6 | 27.0 | 38.5 | 8.4 | 93.3 | 0.0 |
| Apr 18, 2026 | 41.4 | 46.6 | 27.0 | 38.5 | 8.4 | 93.4 | -1.0 |
| Apr 15, 2026 | 42.4 | 46.6 | 27.0 | 38.5 | 8.4 | 100.0 | 0.0 |
GPI — Pillar Breakdown
Quality
— 45.2/100 (25%)Group 1 Automotive, Inc. has average quality metrics, with room for improvement in margins or capital efficiency.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 37.7/100 (20%)Group 1 Automotive, Inc. shows steady but unspectacular growth, typical for mature companies.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 7.2/100 (15%)Group 1 Automotive, Inc. presents elevated risk with concerns around leverage or financial stability.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 96.0/100 (15%)Group 1 Automotive, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 27/100 (25%)Group 1 Automotive, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for GPI.
Score Composition
Financial Data
More Stock Analysis
How is the GPI UQS Score Calculated?
The UQS (Unified Quality Score) for Group 1 Automotive, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Group 1 Automotive, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Group 1 Automotive, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.