GBCI

What does Glacier Bancorp do?

Glacier Bancorp is the holding company for Glacier Bank, a community-focused lender serving individuals, small businesses, and public entities across eight western states. It takes in deposits and extends loans across residential, commercial, consumer, and agricultural categories, operating through more than 220 locations.

Does GBCI pay dividends?

Yes, Glacier Bancorp pays a regular dividend. Community banks with stable deposit bases commonly return capital to shareholders this way. Investors should review the current dividend rate and payout history on the company's investor relations page, as amounts can change with earnings cycles.

When does GBCI report earnings?

Glacier Bancorp follows a standard quarterly earnings schedule for US-listed bank holding companies. The company releases results roughly four times per year. For exact dates, check Glacier Bancorp's investor relations page or a financial calendar service.

Is GBCI a good stock to buy?

UQS Score rates GBCI as Below Average overall. The Risk and Valuation pillars carry favorable labels, but the Moat pillar is Weak and Quality and Growth are Neutral. Whether that profile fits your portfolio depends on your own criteria — the full pillar breakdown is available to UQS Pro members.

Is GBCI overvalued?

The UQS Valuation pillar for GBCI is rated Good, suggesting the stock does not appear significantly overpriced relative to its fundamentals. That said, valuation should be considered alongside the Weak Moat and Neutral Growth ratings. Pro members can view the complete valuation metrics behind that label.

How does GBCI compare to its competitors?

Compared to peers like F.N.B. Corporation, United Bankshares, and Flagstar Financial, GBCI is distinctive for its western and mountain-state community banking focus. Its Weak Moat rating suggests it does not hold a standout competitive advantage over these or other regional banking rivals.

What is GBCI's market cap bracket?

Glacier Bancorp is classified as a mid-cap stock. This places it in a tier larger than most pure community banks but well below the major national banking franchises, reflecting its regional scale across eight states.

Who founded Glacier Bancorp?

Glacier Bancorp was founded in 1984 and is headquartered in Kalispell, Montana. Detailed founding history, including key individuals involved in the company's establishment, is available through the company's official history and public filings.

Is GBCI a long-term quality investment?

As a long-term quality indicator, GBCI's Below Average UQS Score reflects meaningful limitations — particularly the Weak Moat pillar, which suggests the bank may struggle to defend returns over time in competitive markets. The Good Risk and Valuation ratings offer some offset. Pro members can explore the full multi-pillar view.

What is the main competitive advantage of Glacier Bancorp?

Glacier Bancorp's primary advantage lies in its deep community relationships and geographic reach across less-saturated western markets. However, the UQS Moat pillar rates this advantage as Weak, indicating that community ties alone may not provide durable pricing power against larger or more specialized competitors.

What sector does GBCI belong to?

GBCI belongs to the Financial Services sector, specifically operating as a regional bank holding company. Regional banks are sensitive to interest rate cycles, credit conditions, and local economic trends — all factors reflected across GBCI's UQS pillar ratings.

Is GBCI a growth stock or value stock?

Based on its UQS profile, GBCI leans toward value characteristics — the Valuation pillar is rated Good while Growth is only Neutral. It does not exhibit the above-average expansion profile typical of growth stocks, making it more relevant to investors focused on income and relative value in the regional banking space.

Glacier Bancorp, Inc. shows solid profitability with healthy returns on capital and reasonable margins.

Glacier Bancorp, Inc. shows steady but unspectacular growth, typical for mature companies.

Glacier Bancorp, Inc. presents elevated risk with concerns around leverage or financial stability.

Glacier Bancorp, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Glacier Bancorp, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for GBCI.

The UQS (Unified Quality Score) for Glacier Bancorp, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Glacier Bancorp, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Glacier Bancorp, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.