GATX
IndustrialsGATX Corporation · Rental & Leasing Services · $6B
What is GATX Corporation?
GATX Corporation is one of North America's longest-standing railcar leasing businesses, serving industries from petroleum to food and agriculture. Operating internationally, GATX manages a large fleet of railcars, locomotives, and vessels.
GATX generates revenue by leasing tank and freight railcars and locomotives to customers across the petroleum, chemical, food, agriculture, and transportation industries. Its three segments — Rail North America, Rail International, and Portfolio Management — cover domestic and global markets. Beyond leasing, GATX provides railcar maintenance, interior cleaning, regulatory compliance work, and exterior finishing services. The Portfolio Management segment also leases aircraft spare engines and liquefied gas-carrying vessels, and manages third-party asset portfolios.
Founded in 1898 and headquartered in Chicago, Illinois, GATX has built a century-long track record in asset leasing.
- Tank and freight railcar leasing for industrial customers
- Locomotive leasing across North America
- Railcar maintenance, repair, and compliance services
- Aircraft spare engine and vessel leasing
- Third-party asset portfolio management
Is GATX a Good Stock to Buy?
UQS Score rates GATX as Below Average overall, reflecting a mixed picture across its five quality pillars.
The Growth pillar stands out as GATX's clearest positive signal, suggesting the business is expanding at a pace that compares favorably within its sector. Valuation also registers as Good, meaning the stock does not appear stretched relative to its fundamentals — a meaningful consideration for investors weighing entry points.
The Risk pillar is rated Weak, which is the most notable drag on the overall score. Both the Quality and Moat pillars sit at Neutral, indicating the business lacks a clear competitive edge or exceptional financial efficiency relative to peers.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does GATX pay dividends?
Yes — GATX Corporation pays a dividend.
GATX pays a regular dividend, consistent with its long-operating history and relatively stable leasing cash flows. For a capital-intensive industrial lessor, returning cash to shareholders through dividends signals a degree of financial discipline. Investors seeking income alongside industrial exposure may find GATX's dividend cadence relevant, though the Risk pillar warrants attention when assessing sustainability.
When does GATX report earnings?
GATX Corporation reports earnings on a quarterly cadence, typical for US-listed equities.
The Growth pillar's Strong rating suggests GATX has been delivering meaningful top-line and operational expansion in recent periods. However, the Weak Risk profile indicates that earnings quality or balance sheet dynamics may introduce variability quarter to quarter.
For the most recent quarter's results and upcoming reporting dates, visit GATX Corporation's investor relations page directly.
GATX Price History
+121.9% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in GATX Corporation?
Based on GATX Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
GATX Long-term Outlook
GATX's Strong Growth pillar points to continued fleet expansion and demand for railcar leasing across its core industrial end-markets. Rail North America and Rail International both benefit from long-term lease structures that provide revenue visibility. That said, the Weak Risk pillar tempers the outlook — elevated leverage typical of asset-heavy leasing businesses and exposure to commodity-driven industries can create headwinds. The Good Valuation label suggests the market has not priced in an overly optimistic scenario, leaving room for the growth trajectory to be recognized over time.
Growth drivers
- Sustained demand for railcar leasing across petroleum and chemical industries
- International rail fleet expansion and geographic diversification
- Portfolio Management segment adding engine and vessel leasing revenue
Key risks
- High asset-base leverage typical of capital-intensive leasing models
- Exposure to cyclical industrial and commodity end-markets
- Regulatory and maintenance cost pressures across a large fleet
GATX vs Peers
GATX operates in the broader equipment leasing space alongside companies with different asset focuses and business models.
Air Lease focuses exclusively on commercial aircraft leasing, giving it a different asset class and customer base compared to GATX's rail-centric model.
EquipmentShare targets construction equipment rentals with a technology-enabled platform, contrasting with GATX's long-term railcar lease structure.
Ryder combines fleet management and supply chain solutions with truck leasing, operating in surface transportation rather than the rail and specialty asset markets GATX serves.
Frequently Asked Questions
What does GATX Corporation do?
GATX leases tank and freight railcars, locomotives, aircraft spare engines, and vessels to customers in industries including petroleum, chemicals, food, and agriculture. It also provides railcar maintenance and compliance services, and manages third-party asset portfolios through its Portfolio Management segment.
Does GATX pay dividends?
Yes, GATX pays a regular dividend. The company has a long operating history and relatively stable leasing cash flows that support shareholder distributions. Investors should review the Risk pillar rating and consult GATX's investor relations page for the current dividend amount and schedule.
When does GATX report earnings?
GATX reports earnings on a quarterly cadence, in line with standard US-listed company practice. For exact reporting dates and the most recent results, check GATX Corporation's investor relations page.
Is GATX a good stock to buy?
UQS Score rates GATX as Below Average overall. The Growth pillar is Strong and Valuation is Good, but the Risk pillar is Weak and both Quality and Moat are Neutral. Whether that profile fits your investment criteria depends on your risk tolerance and time horizon. The full pillar breakdown is available to Pro members.
Is GATX overvalued?
The UQS Valuation pillar for GATX is rated Good, suggesting the stock is not trading at an extreme premium relative to its fundamentals. That said, valuation should be considered alongside the Weak Risk rating. View the complete valuation metrics with a UQS Pro account.
How does GATX compare to its competitors?
GATX is distinct in its focus on long-term railcar leasing across North America and internationally. Peers like Air Lease focus on aircraft, Ryder on truck fleet management, and EquipmentShare on construction equipment rentals. GATX's rail specialization and century-long operating history differentiate it within the broader equipment leasing sector.
What is GATX's market cap bracket?
GATX is classified as a mid-cap company. This places it in a segment of the market that typically offers more liquidity than small-caps while potentially carrying more growth optionality than large-cap industrials.
Who founded GATX Corporation?
GATX was founded in 1898, making it one of the oldest operating companies in the US industrial leasing space. Detailed founding history is publicly available through GATX's corporate website and historical records.
Is GATX a long-term quality investment?
From a long-term quality perspective, GATX's UQS profile is mixed. The Strong Growth pillar and Good Valuation are positives, but the Weak Risk pillar and Neutral Quality and Moat ratings suggest the business does not yet demonstrate the durable competitive advantages typically associated with high-conviction long-term holdings. Pro members can access the full analysis.
What is GATX's main competitive advantage?
GATX's scale — owning approximately 147,000 railcars — and its century-long relationships in industrial leasing provide operational depth. However, the UQS Moat pillar rates at Neutral, indicating that while GATX has scale, it does not demonstrate a strongly differentiated competitive position relative to the broader sector.
What sector does GATX belong to?
GATX belongs to the Industrials sector, specifically within equipment and transportation leasing. Its core business of railcar leasing ties it closely to industrial production cycles, commodity markets, and freight demand trends across North America and internationally.
Unlock Full GATX Analysis
Sign in to unlock the detailed analysis behind the UQS Score.
- ✓View exact UQS pillar scores across all five dimensions
- ✓Access complete financial metrics and trend data
- ✓Compare GATX against sector peers side by side
- ✓See the full risk and valuation breakdown in detail
- ✓Get the complete analyst-style quality report for GATX
Pro Analysis
GATX — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 50.2 | 48.7 | 41.0 | 80.9 | 5.7 | 71.7 | -1.2 |
| May 10, 2026 | 51.4 | 33.3 | 41.0 | 80.9 | 37.4 | 73.6 | -0.2 |
| May 8, 2026 | 51.6 | 33.3 | 41.0 | 80.9 | 37.4 | 75.1 | +1.2 |
| May 7, 2026 | 50.4 | 48.6 | 41.0 | 80.9 | 7.2 | 71.4 | 0.0 |
| May 3, 2026 | 50.4 | 48.6 | 41.0 | 80.9 | 7.2 | 71.9 | 0.0 |
| Apr 25, 2026 | 50.4 | 48.6 | 41.0 | 80.9 | 7.2 | 71.6 | 0.0 |
| Apr 19, 2026 | 50.4 | 48.6 | 41.0 | 80.9 | 7.2 | 71.8 | -0.1 |
| Apr 18, 2026 | 50.5 | 48.6 | 41.0 | 80.9 | 7.2 | 72.1 | 0.0 |
| Apr 14, 2026 | 50.5 | 48.6 | 41.0 | 80.9 | 7.2 | 72.3 | -0.1 |
| Apr 12, 2026 | 50.6 | 48.6 | 41.0 | 80.9 | 7.2 | 72.6 | -0.6 |
GATX — Pillar Breakdown
Quality
— 48.7/100 (25%)GATX Corporation has average quality metrics, with room for improvement in margins or capital efficiency.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 80.9/100 (20%)GATX Corporation is growing rapidly with strong revenue and earnings expansion.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 5.7/100 (15%)GATX Corporation presents elevated risk with concerns around leverage or financial stability.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 71.9/100 (15%)GATX Corporation trades at a reasonable valuation with decent earnings yield and FCF multiples.
Inverse of forward P/E — higher yield means cheaper stock.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 41/100 (25%)GATX Corporation possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for GATX.
Score Composition
Financial Data
More Stock Analysis
How is the GATX UQS Score Calculated?
The UQS (Unified Quality Score) for GATX Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses GATX Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether GATX Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.