GAINI

Financial Services

Gladstone Investment Corporation · Asset Management · $940M

UQS Score — Balanced Preset
51.1
Good

Gladstone Investment Corporation scores 51.1/100 using the Balanced preset.

UQS vs Financial Services Sector
GAINI
51.1
Sector avg
39.7
Quality
Strong
Moat
Weak
Growth
Neutral
Risk
Weak
Valuation
Neutral

What is Gladstone Investment Corporation?

Gladstone Investment Corporation is a business development company focused on lower middle market buyouts and debt investments in small and mid-sized U.S. businesses.

GAINI deploys capital through senior debt, subordinated debt, and equity instruments into mature, established companies — not startups. It targets manufacturing, consumer products, and business services sectors, typically holding investments for around seven years before exiting via sale, recapitalization, or IPO.

The company is headquartered in McLean, Virginia.

  • Senior and subordinated debt securities
  • Equity co-investments and warrants
  • Lower middle market buyout financing
  • Board-level portfolio company engagement

Is GAINI a Good Stock to Buy?

UQS Score rates GAINI as Good overall.

The Quality pillar stands out as the clearest strength, suggesting the underlying portfolio generates relatively reliable income. Valuation also registers favorably, meaning the stock does not appear richly priced relative to its fundamentals.

Both the Moat and Growth pillars register as Weak, reflecting limited competitive differentiation and modest expansion prospects typical of BDC structures.

See the exact pillar breakdown and full financial metrics by signing up for a Pro account at UQS Score. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does GAINI pay dividends?

Yes — Gladstone Investment Corporation pays a dividend.

GAINI pays a regular dividend, which is central to its appeal as a business development company. BDCs are required to distribute the majority of taxable income to shareholders, making consistent income distributions a core feature of the investment thesis.

When does GAINI report earnings?

Gladstone Investment Corporation reports earnings on a quarterly cadence, consistent with U.S.-listed BDCs.

Results tend to reflect net investment income from the debt portfolio alongside realized and unrealized gains or losses on equity positions. Portfolio composition and credit quality of underlying holdings are key drivers of quarterly outcomes.

For the most recent quarter's results, visit Gladstone Investment Corporation's investor relations page.

GAINI Price History

+6.9% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Gladstone Investment Corporation?

$
Today it would be worth
$10,537
That's a +5.4% total return, or +5.4% annualized.

Based on Gladstone Investment Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

Frequently Asked Questions

What does Gladstone Investment Corporation do?

Gladstone Investment is a business development company that provides debt and equity financing to lower middle market U.S. companies. It focuses on buyouts and refinancings in manufacturing, consumer products, and services, typically holding investments for several years before exiting.

Does GAINI pay dividends?

Yes. GAINI pays a regular dividend. As a BDC, it is required to distribute most of its taxable income to shareholders, making dividend income a central part of its investor proposition. Check the company's investor relations page for the current distribution schedule.

When does GAINI report earnings?

Gladstone Investment reports on a quarterly cadence. For specific upcoming dates, refer to the company's investor relations page directly, as our data source does not cover scheduled earnings dates.

Is GAINI a good stock to buy?

UQS Score rates GAINI as Good overall. Quality and Valuation are relative strengths, while Moat and Growth are rated Weak. Whether it suits your portfolio depends on your income objectives and risk tolerance. The complete analysis is available to Pro members.

Is GAINI overvalued?

The UQS Valuation pillar for GAINI is rated Good, suggesting the stock does not appear overpriced relative to its fundamentals. Full valuation metrics are available in the Pro breakdown on UQS Score.

What is GAINI's market cap bracket?

GAINI is classified as a small-cap stock. This places it in a segment where liquidity and analyst coverage can be more limited than large-cap peers, which is worth factoring into any investment decision.

Is GAINI a long-term quality investment?

As a long-term quality indicator, GAINI's Strong Quality pillar suggests reliable income generation from its debt portfolio. However, Weak Moat and Growth ratings indicate limited structural advantages and expansion potential — factors that matter over a multi-year horizon.

What sector does GAINI belong to?

GAINI operates in the Financial Services sector, specifically as a business development company. BDCs occupy a niche between private equity and traditional lending, providing capital to smaller businesses that may not access conventional bank financing.

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Pro Analysis

GAINI — Score History

45505560Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 10 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202650.987.626.051.529.651.9-3.2
May 3, 202654.197.826.029.249.565.80.0
Apr 25, 202654.197.826.029.249.566.0-0.3
Apr 21, 202654.497.826.029.249.567.6+0.1
Apr 19, 202654.397.826.029.249.567.40.0
Apr 18, 202654.397.826.029.249.567.2+0.4
Apr 16, 202653.997.926.029.249.564.2+0.1
Apr 11, 202653.897.626.029.249.564.20.0
Apr 8, 202653.897.726.029.249.564.20.0
Apr 2, 202653.897.626.029.249.564.2

GAINI — Pillar Breakdown

Quality

88.1/100 (25%)

Gladstone Investment Corporation demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Cash GenerationModerate

Free cash flow relative to market value.

Growth

51.5/100 (20%)

Gladstone Investment Corporation shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRModerate

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

29.6/100 (15%)

Gladstone Investment Corporation presents elevated risk with concerns around leverage or financial stability.

Debt/EquityModerate

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

52.4/100 (15%)

Gladstone Investment Corporation has a mixed valuation — some metrics suggest fair value while others appear stretched.

Earnings YieldWeak

Inverse of forward P/E — higher yield means cheaper stock.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

26/100 (25%)

Gladstone Investment Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for GAINI.

Score Composition

Quality
88.1×25%22.0
Growth
51.5×20%10.3
Risk
29.6×15%4.4
Valuation
52.4×15%7.9
Moat
26.0×25%6.5
Total
51.1Good

Financial Data

More Stock Analysis

How is the GAINI UQS Score Calculated?

The UQS (Unified Quality Score) for Gladstone Investment Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Gladstone Investment Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Gladstone Investment Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.