Is FUTU a buy according to UQS?

UQS rates FUTU as Very Good at 75.9/100, driven primarily by the Growth pillar at 95.9 and a perfect Valuation score of 100.0. TTM revenue growth of 67.8% and a PEG of 1.05 underpin these scores. The weakest pillar is Moat at 50.0, reflecting limited competitive differentiation. UQS does not issue buy or sell recommendations — the score reflects fundamental quality across five pillars.

What is FUTU's PEG ratio and what does it mean?

FUTU's PEG ratio is 1.05, compared to the sector median of 1.27. A PEG near 1.0 is generally interpreted as fairly priced relative to growth — the stock's earnings multiple is roughly in line with its growth rate. Below 1.0 is considered cheap relative to growth; above 2.0 is considered expensive. At 1.05, FUTU sits at the lower end of the fairly priced range on this metric. See the [PEG ratio explainer](/learn/peg-ratio).

Why might FUTU's UQS Score change?

The UQS Score is recalculated daily using trailing twelve-month financials and forward analyst estimates. A shift in revenue growth, operating margin, or forward EPS estimates would affect the Growth and Quality pillars. Changes in valuation multiples relative to sector medians would impact the Valuation pillar. Deterioration in the balance sheet — currently anchored by a net debt/EBITDA of -7.60 — would affect the Risk pillar score.

FUTU

Financial Services

Futu Holdings Limited · Financial - Capital Markets · $15B

UQS Score — Balanced Preset

12.5

Poor

Futu Holdings Limited scores 12.5/100 using the Balanced preset.

UQS vs Financial Services Sector

FUTU

12.5

Sector avg

39.7

Quality

Weak

Moat

Neutral

Growth

Weak

Risk

Weak

Valuation

Elevated

FUTU Price History

+92.9% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Futu Holdings Limited?

If I had invested

Starting

Today it would be worth

$8,284

That's a -17.2% total return, or -3.7% annualized.

Based on Futu Holdings Limited's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

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Pro Analysis

FUTU — Score History

Score changes· 12 most recent

Date	UQS	Quality	Moat	Growth	Risk	Value	Change
Aug 7, 2026	12.5	0.0	50.0	0.0	0.0	0.0	-59.1
Aug 5, 2026	71.6	100.0	50.0	66.9	40.9	97.2	0.0
Aug 3, 2026	71.6	100.0	50.0	66.9	40.9	97.1	+6.2
Jul 25, 2026	65.4	75.0	50.0	66.7	40.9	97.6	+0.1
Jul 24, 2026	65.3	75.0	50.0	66.8	40.9	97.3	+0.1
Jul 23, 2026	65.2	75.0	50.0	66.8	40.9	96.3	0.0
Jul 22, 2026	65.2	75.0	50.0	66.8	40.9	96.4	-0.1
Jul 21, 2026	65.3	75.0	50.0	66.8	40.9	97.1	0.0
Jul 18, 2026	65.3	75.0	50.0	66.8	40.9	97.3	0.0
Jul 17, 2026	65.3	75.0	50.0	66.8	40.9	97.1	0.0

FUTU — Pillar Breakdown

◆

Quality

— 0.0/100 (25%)

Futu Holdings Limited currently shows below-average quality metrics, suggesting challenges with profitability.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Cash GenerationWeak

Free cash flow relative to market value.

▲

Growth

— 0.0/100 (20%)

Futu Holdings Limited faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

◈

Risk

— 0.0/100 (15%)

Futu Holdings Limited presents elevated risk with concerns around leverage or financial stability.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

●

Valuation

— 0.0/100 (15%)

Futu Holdings Limited appears expensively valued relative to its fundamentals and growth prospects.

⬡

Moat

— 50/100 (25%)

Futu Holdings Limited possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for FUTU.

Score Composition

Quality

0.0×25%0.0

Growth

0.0×20%0.0

Risk

0.0×15%0.0

Valuation

0.0×15%0.0

Moat

50.0×25%12.5

Total

12.5Poor

Financial Data

More Stock Analysis

How is the FUTU UQS Score Calculated?

The UQS (Unified Quality Score) for Futu Holdings Limited is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Futu Holdings Limited's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Futu Holdings Limited is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.