FTU.TO

Financial Services

US Financial 15 Split Corp · Asset Management

UQS Score — Balanced Preset
17.7
Weak

US Financial 15 Split Corp scores 17.7/100 using the Balanced preset.

40.5
Quality
35%
7.0
Moat
30%
0.0
Growth
20%
39.0
Risk
15%

FTU.TO — Key Takeaways

⚠️ Areas of Concern

US Financial 15 Split Corp has limited growth momentum
US Financial 15 Split Corp has limited competitive moat
US Financial 15 Split Corp has stretched valuation metrics

FTU.TO — Score History

10152025Apr 2Apr 3Apr 4Apr 5Apr 6Apr 7Apr 8
DateUQSQualityMoatGrowthRiskValueChange
Apr 8, 202617.740.57.00.039.00.0-0.1
Apr 7, 202617.840.77.00.039.00.00.0
Apr 6, 202617.840.77.00.039.00.00.0
Apr 5, 202617.840.77.00.039.00.00.0
Apr 4, 202617.840.77.00.039.00.00.0
Apr 3, 202617.840.77.00.039.00.00.0
Apr 2, 202617.840.77.00.039.00.0

FTU.TO — Pillar Breakdown

Quality

40.5/100 (25%)

US Financial 15 Split Corp has average quality metrics, with room for improvement in margins or capital efficiency.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationModerate

Free cash flow relative to market value.

Growth

0.0/100 (20%)

US Financial 15 Split Corp faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Risk

39.0/100 (15%)

US Financial 15 Split Corp has some risk factors including moderate leverage or solvency concerns.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

0.0/100 (15%)

US Financial 15 Split Corp appears expensively valued relative to its fundamentals and growth prospects.

Moat

7/100 (30%)

US Financial 15 Split Corp operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for FTU.TO.

Score Composition

Quality
40.5×25%10.1
Growth
0.0×20%0.0
Risk
39.0×15%5.8
Valuation
0.0×15%0.0
Moat
7.0×30%2.1
Total
17.7Weak

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How is the FTU.TO UQS Score Calculated?

The UQS (Unified Quality Score) for US Financial 15 Split Corp is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses US Financial 15 Split Corp's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether US Financial 15 Split Corp is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.