FLYW

Based on Flywire Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Flywire Corporation do?

Flywire operates a payment enablement platform and vertical-specific software suite that helps organizations in education, healthcare, travel, and B2B sectors collect complex, high-value payments. The platform supports multiple currencies and connects to alternative payment methods globally, simplifying cross-border transactions for both institutions and their customers.

Does FLYW pay dividends?

No, Flywire does not currently pay a dividend. The company is in a growth phase, reinvesting available capital into platform expansion and new vertical penetration rather than returning cash to shareholders through distributions.

When does FLYW report earnings?

Flywire reports on a quarterly cadence, as is standard for US-listed companies. Exact dates shift each quarter. For the most current earnings schedule, check Flywire's official investor relations page.

Is FLYW a good stock to buy?

UQS Score rates FLYW as Below Average overall. While the Growth, Risk, and Valuation pillars show relative strength, the Weak Quality and Moat ratings are meaningful concerns. Whether FLYW fits your portfolio depends on your risk tolerance and investment thesis — the full pillar breakdown is available to UQS Pro members.

Is FLYW overvalued?

The Valuation pillar for FLYW is rated Good, suggesting the stock does not appear significantly overpriced relative to its profile. However, valuation should always be considered alongside quality and moat — both of which are rated Weak for Flywire — to form a complete picture.

How does FLYW compare to its competitors?

Flywire's closest listed peers include Keel Infrastructure Corp., ASGN Incorporated, and Innodata Inc. Each operates in a distinct segment of the technology services landscape. Flywire's differentiation lies in its vertical-specific payment platform, though its Weak Moat rating suggests this differentiation may not yet be deeply entrenched.

What is FLYW's market cap bracket?

Flywire is classified as a small-cap company. This places it in a segment of the market that can offer growth potential but typically carries higher volatility and liquidity risk compared to large- or mega-cap peers.

Who founded Flywire Corporation?

Flywire was originally incorporated in 2009 under the name peerTransfer Corporation. Founding details are widely available through public sources and the company's own history page. The company rebranded to Flywire in December 2016.

Is FLYW a long-term quality investment?

As a long-term quality indicator, FLYW's Below Average UQS Score — driven by Weak Quality and Moat pillars — suggests caution. Long-term compounders typically require durable competitive advantages and strong underlying business quality, both of which are areas where Flywire currently scores below expectations.

What is the main competitive advantage of Flywire?

Flywire's platform is purpose-built for verticals with complex, high-value payment needs — particularly education and healthcare — where generic payment processors often fall short. However, the Weak Moat rating in the UQS framework indicates this advantage may not yet be sufficiently entrenched to fend off larger competitors.

What sector does FLYW belong to?

Flywire is classified in the Technology sector, specifically operating at the intersection of fintech and vertical software. Its business spans payment enablement and workflow software for education, healthcare, travel, and B2B clients globally.

Is FLYW a growth stock or value stock?

Based on UQS pillar labels, FLYW leans toward the growth side — the Growth pillar is rated Good and Valuation is also rated Good, meaning it is not priced at deep-value levels. It is best characterized as a growth-oriented small-cap with an as-yet unproven quality and moat profile.

Flywire Corporation currently shows below-average quality metrics, suggesting challenges with profitability.

Flywire Corporation demonstrates healthy growth trends across revenue and earnings.

Flywire Corporation carries minimal financial risk with conservative leverage and strong solvency.

Flywire Corporation trades at a reasonable valuation with decent earnings yield and FCF multiples.

Flywire Corporation possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for FLYW.

The UQS (Unified Quality Score) for Flywire Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Flywire Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Flywire Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.