FITBM

Financial Services

Fifth Third Bancorp · Banks - Regional · $24B

UQS Score — Balanced Preset
52.6
Good

Fifth Third Bancorp scores 52.6/100 using the Balanced preset.

UQS vs Financial Services Sector
FITBM
52.6
Sector avg
39.7
Quality
Neutral
Moat
Weak
Growth
Neutral
Risk
Good
Valuation
Attractive

What is Fifth Third Bancorp?

Fifth Third Bancorp is a large-cap bank holding company headquartered in Cincinnati, Ohio, serving individuals, businesses, and institutions across the United States through a broad suite of financial services.

The company operates through three segments: Commercial Banking, Consumer and Small Business Banking, and Wealth and Asset Management. Revenue comes from lending, deposit products, cash management, capital markets services, and wealth planning — serving a customer base that spans retail consumers, small businesses, corporations, and nonprofits.

Fifth Third Bank traces its roots to Cincinnati, where it remains headquartered today.

  • Commercial lending and cash management
  • Consumer deposits, mortgages, and auto loans
  • Wealth planning and investment management
  • Home improvement and solar energy financing

Is FITBM a Good Stock to Buy?

UQS Score rates FITBM as Good overall.

The Quality pillar reflects a reasonably well-run banking operation, and the Valuation pillar registers as Attractive, suggesting the market may not be fully pricing in the franchise's fundamentals.

The Moat and Risk pillars both score Weak, pointing to limited competitive differentiation and meaningful exposure to credit and macro risks typical of regional banking.

See the exact pillar breakdown and full financial metrics by signing up for a Pro membership at uqs-score.com. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does FITBM pay dividends?

Yes — Fifth Third Bancorp pays a dividend.

Fifth Third Bancorp pays a regular dividend, consistent with its profile as a large, established regional bank. Mature banks in this segment commonly return capital to shareholders through dividends, reflecting relatively stable deposit-funded earnings.

When does FITBM report earnings?

Fifth Third Bancorp reports earnings on a quarterly cadence, typical for US-listed financial institutions.

The bank's results tend to reflect broader trends in net interest income, credit quality, and loan demand. Growth has been measured, consistent with the Neutral Growth pillar label in the UQS framework.

For the most recent quarter's results, visit Fifth Third Bancorp's investor relations page directly.

FITBM Price History

+2.3% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Frequently Asked Questions

What does Fifth Third Bancorp do?

Fifth Third Bancorp is the holding company for Fifth Third Bank, offering commercial banking, consumer and small business banking, and wealth management services. It serves retail customers, businesses, governments, and nonprofits across the United States.

Does FITBM pay dividends?

Yes, Fifth Third Bancorp pays a regular dividend. As a large regional bank, returning capital to shareholders through dividends is a standard part of its financial strategy. Check the company's investor relations page for current dividend details.

When does FITBM report earnings?

Fifth Third Bancorp reports on a quarterly schedule, in line with standard US banking practice. For exact dates and recent results, refer to the investor relations section of the company's official website.

Is FITBM a good stock to buy?

UQS Score rates FITBM as Good overall. The Valuation pillar is Attractive, while Moat and Risk are both Weak. Whether it fits your portfolio depends on your risk tolerance and investment goals. The full pillar breakdown is available to Pro members.

Is FITBM overvalued?

The UQS Valuation pillar for FITBM is rated Attractive, suggesting the stock may be reasonably priced relative to its fundamentals. For the complete valuation metrics, sign up for a Pro account at uqs-score.com.

What is FITBM's market cap bracket?

Fifth Third Bancorp is classified as a large-cap company, placing it among the more substantial regional banks in the US financial sector.

Is FITBM a long-term quality indicator?

The UQS framework rates FITBM as Good on Quality and Neutral on Growth, suggesting a stable but not rapidly expanding franchise. The Weak Moat score is worth monitoring for long-term holders, as competitive differentiation matters over extended time horizons.

What sector does FITBM belong to?

Fifth Third Bancorp operates in the Financial Services sector, specifically within regional banking. It competes with other large regional banks for commercial, consumer, and wealth management customers across the United States.

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Pro Analysis

FITBM — Score History

45505560Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 15 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202652.657.528.041.666.586.3-0.1
May 21, 202652.757.628.041.666.586.4+2.2
May 14, 202650.565.028.042.134.791.1-0.1
May 12, 202650.665.028.042.134.791.7-0.5
May 9, 202651.165.028.048.034.787.2+0.7
Apr 25, 202650.465.028.042.134.790.1-0.2
Apr 23, 202650.665.028.042.134.791.6-1.0
Apr 22, 202651.668.828.042.134.791.6+0.1
Apr 21, 202651.568.828.042.034.791.6-1.3
Apr 20, 202652.875.628.041.928.495.4-0.1

FITBM — Pillar Breakdown

Quality

57.4/100 (25%)

Fifth Third Bancorp shows solid profitability with healthy returns on capital and reasonable margins.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityModerate

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

41.6/100 (20%)

Fifth Third Bancorp shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

66.5/100 (15%)

Fifth Third Bancorp maintains a reasonable risk profile with manageable debt levels.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

86.3/100 (15%)

Fifth Third Bancorp appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorWeak

Enterprise value multiple relative to sector median.

Moat

28/100 (25%)

Fifth Third Bancorp operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for FITBM.

Score Composition

Quality
57.4×25%14.3
Growth
41.6×20%8.3
Risk
66.5×15%10.0
Valuation
86.3×15%12.9
Moat
28.0×25%7.0
Total
52.6Good

Financial Data

More Stock Analysis

How is the FITBM UQS Score Calculated?

The UQS (Unified Quality Score) for Fifth Third Bancorp is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Fifth Third Bancorp's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Fifth Third Bancorp is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.