FITB
Financial ServicesFifth Third Bancorp · Banks - Regional · $35B
What is Fifth Third Bancorp?
Fifth Third Bancorp is a large-cap U.S. bank headquartered in Cincinnati, Ohio, serving individuals, small businesses, corporations, and institutional clients across multiple financial segments.
Fifth Third generates revenue through commercial banking, retail branch banking, consumer lending, and wealth management. It earns income from interest on loans, fees on deposit accounts, mortgage origination, and investment advisory services — serving a broad mix of retail customers, small businesses, and corporate clients.
The company traces its current form to 1980 and is headquartered in Cincinnati, Ohio.
- Commercial banking and cash management
- Retail deposit and loan products
- Residential mortgage and consumer lending
- Wealth planning and asset management
Is FITB a Good Stock to Buy?
UQS Score rates FITB as Good overall.
The Quality and Risk pillars both earn Good ratings, reflecting a banking operation that manages credit and operational risk at a level consistent with well-run regional peers. Valuation is rated Attractive, suggesting the market may not be fully pricing in the bank's fundamentals.
The Moat pillar is rated Weak, indicating limited competitive differentiation relative to larger national banks and fintech challengers.
See the exact pillar breakdown and full financial metrics by signing up for a Pro account at UQS Score. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does FITB pay dividends?
Yes — Fifth Third Bancorp pays a dividend.
Fifth Third Bancorp pays a regular dividend, consistent with the income-oriented tradition of established regional banks. The dividend reflects the company's ability to return capital to shareholders while maintaining regulatory capital requirements typical of U.S. bank holding companies.
When does FITB report earnings?
Fifth Third Bancorp reports earnings on a quarterly cadence, typical for U.S.-listed bank holding companies.
The bank's recent results reflect the dynamics of a rising and then stabilizing interest rate environment, which affects net interest income across its lending and deposit portfolios. Growth has been measured, consistent with the Neutral Growth pillar rating in the UQS framework.
For the most recent quarter's results, visit Fifth Third Bancorp's investor relations page directly.
FITB Price History
+46.2% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
Frequently Asked Questions
What does Fifth Third Bancorp do?
Fifth Third Bancorp is a diversified U.S. financial services company. It operates through commercial banking, retail branch banking, consumer lending, and wealth management segments — serving individuals, small businesses, corporations, and institutional clients.
Does FITB pay dividends?
Yes, Fifth Third Bancorp pays a regular dividend. Regional banks like Fifth Third typically distribute dividends as a core part of their capital return strategy, subject to regulatory capital requirements. Check the company's investor relations page for the current dividend rate.
When does FITB report earnings?
Fifth Third Bancorp reports on a quarterly basis, in line with standard U.S. bank reporting schedules. For the exact date of the next earnings release, refer to the company's investor relations page.
Is FITB a good stock to buy?
UQS Score rates FITB as Good. The Valuation pillar is Attractive and both Quality and Risk are rated Good, which may appeal to investors seeking a regionally diversified bank at a reasonable price. The Moat pillar is Weak, which is worth considering. Pro members can view the full breakdown.
Is FITB overvalued?
The UQS Valuation pillar for FITB is rated Attractive, suggesting the stock is not considered expensive relative to its fundamentals within the UQS framework. Full valuation metrics are available to Pro members.
What is FITB's market cap bracket?
Fifth Third Bancorp is classified as a large-cap company, placing it among the more substantial regional banks in the U.S. financial services sector.
Is FITB a long-term quality indicator?
The UQS framework rates FITB as Good on both Quality and Risk, which are the pillars most relevant to long-term business durability. The Weak Moat rating suggests investors should monitor competitive positioning over time. The complete multi-pillar view is available to Pro members.
What sector does FITB belong to?
Fifth Third Bancorp operates in the Financial Services sector, specifically as a regional bank holding company. It competes with other mid-to-large regional U.S. banks as well as international financial institutions.
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Pro Analysis
FITB — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 22, 2026 | 52.5 | 57.3 | 28.0 | 41.6 | 66.5 | 86.0 | -0.3 |
| May 17, 2026 | 52.8 | 58.2 | 28.0 | 41.6 | 66.5 | 86.3 | +0.1 |
| May 9, 2026 | 52.7 | 57.4 | 28.0 | 47.3 | 66.5 | 79.6 | -1.2 |
| May 7, 2026 | 53.9 | 64.6 | 28.0 | 41.6 | 66.5 | 82.9 | 0.0 |
| May 5, 2026 | 53.9 | 64.6 | 28.0 | 41.6 | 66.5 | 83.2 | 0.0 |
| May 3, 2026 | 53.9 | 64.6 | 28.0 | 41.5 | 66.5 | 83.1 | -0.1 |
| Apr 27, 2026 | 54.0 | 64.6 | 28.0 | 41.5 | 66.5 | 83.6 | 0.0 |
| Apr 26, 2026 | 54.0 | 64.6 | 28.0 | 41.5 | 66.5 | 83.4 | +0.1 |
| Apr 25, 2026 | 53.9 | 64.6 | 28.0 | 41.5 | 66.5 | 83.1 | -0.3 |
| Apr 23, 2026 | 54.2 | 64.6 | 28.0 | 41.5 | 66.5 | 85.0 | 0.0 |
FITB — Pillar Breakdown
Quality
— 57.4/100 (25%)Fifth Third Bancorp shows solid profitability with healthy returns on capital and reasonable margins.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 41.6/100 (20%)Fifth Third Bancorp shows steady but unspectacular growth, typical for mature companies.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 66.5/100 (15%)Fifth Third Bancorp maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 86.1/100 (15%)Fifth Third Bancorp appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 28/100 (25%)Fifth Third Bancorp operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for FITB.
Score Composition
Financial Data
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How is the FITB UQS Score Calculated?
The UQS (Unified Quality Score) for Fifth Third Bancorp is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Fifth Third Bancorp's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Fifth Third Bancorp is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.