FIS

Technology

Fidelity National Information Services, Inc. · Information Technology Services · $23B

UQS Score — Balanced Preset
55.9
Good

Fidelity National Information Services, Inc. scores 55.9/100 using the Balanced preset.

UQS vs Technology Sector
FIS
55.9
Sector avg
38.0
Quality
Neutral
Moat
Neutral
Growth
Neutral
Risk
Neutral
Valuation
Attractive

What is Fidelity National Information Services, Inc.?

Fidelity National Information Services (FIS) is a global financial technology company serving merchants, banks, and capital markets firms. It operates across three distinct business segments.

FIS generates revenue by providing technology infrastructure and software to financial institutions and businesses. Its Merchant Solutions segment handles payment processing, while Banking Solutions covers core banking, digital banking, and fraud management. The Capital Market Solutions segment supports securities processing and asset management operations for institutional clients.

FIS was founded in 2001 and is headquartered in Jacksonville, Florida.

  • Merchant payment processing and e-commerce solutions
  • Core banking and digital banking platforms
  • Fraud, risk, and compliance tools
  • Capital markets and securities processing services

Is FIS a Good Stock to Buy?

UQS Score rates FIS as Below Average overall.

Valuation stands out as the most constructive pillar, rated Attractive — suggesting the market may be pricing in considerable pessimism. Moat, Growth, and Risk each register as Neutral, reflecting a business that maintains some competitive positioning without clear acceleration.

The Quality pillar is rated Weak, which is the primary drag on the composite score and signals underlying concerns about financial returns.

Sign up to see the full pillar breakdown and the detailed financial metrics behind each rating. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does FIS pay dividends?

Yes — Fidelity National Information Services, Inc. pays a dividend.

FIS pays a regular dividend, which may appeal to income-oriented investors. Given the company's scale and established cash flows from long-term client contracts, maintaining a dividend is consistent with its business model — though investors should weigh the Weak Quality rating when assessing dividend sustainability.

When does FIS report earnings?

FIS reports earnings on a quarterly cadence, typical for US-listed equities.

The company has been navigating a significant strategic restructuring, including the divestiture of its Worldpay merchant business. These transitions make quarterly results particularly important to monitor for signs of stabilization in core banking and capital markets revenue.

For the most recent quarter's results, visit Fidelity National Information Services' investor relations page.

FIS Price History

-64.0% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Fidelity National Information Services, Inc.?

$
Today it would be worth
$3,530
That's a -64.7% total return, or -18.8% annualized.

Based on Fidelity National Information Services, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

Frequently Asked Questions

What does Fidelity National Information Services do?

FIS provides financial technology solutions to merchants, banks, and capital markets firms worldwide. Its services span payment processing, core banking software, digital banking, fraud management, and securities processing — essentially the technology backbone for many financial institutions.

Does FIS pay dividends?

Yes, FIS pays a regular dividend. Income investors should review the current yield and payout history on the company's investor relations page, and consider the overall UQS Quality rating when evaluating long-term dividend reliability.

When does FIS report earnings?

FIS reports on a quarterly basis. For confirmed dates, check the investor relations section of the FIS website or a financial calendar service, as specific dates are subject to change.

Is FIS a good stock to buy?

UQS Score rates FIS as Below Average overall. The Valuation pillar is Attractive, but the Weak Quality rating is a meaningful concern. Whether FIS fits a portfolio depends on individual risk tolerance and investment goals — the full pillar breakdown is available to Pro members.

Is FIS overvalued?

Based on the UQS Valuation pillar, FIS is rated Attractive, suggesting it does not appear overvalued relative to its fundamentals at current levels. However, valuation alone does not determine investment quality — see the full analysis for context.

What is FIS's market cap bracket?

FIS is classified as a large-cap company, reflecting its significant scale as one of the larger financial technology providers globally.

Is FIS a long-term quality investment?

The UQS composite rates FIS as Below Average, driven primarily by a Weak Quality pillar. Long-term quality indicators suggest the business faces challenges on financial returns. The Neutral Moat rating implies some competitive durability, but quality concerns warrant careful review before a long-term commitment.

What sector does FIS belong to?

FIS is classified under the Technology sector, specifically within financial technology. It sits at the intersection of software, payments infrastructure, and banking services — making it relevant to both fintech and traditional financial services discussions.

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Pro Analysis

FIS — Score History

404550556065Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 7 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 22, 202655.951.945.040.357.8100.0-0.1
May 21, 202656.051.945.040.357.8100.0+6.1
May 9, 202649.956.945.05.855.099.8+1.1
Apr 26, 202648.831.845.040.244.599.3-0.1
Apr 25, 202648.931.845.040.244.599.7+0.1
Apr 18, 202648.831.845.040.244.599.4-0.1
Apr 2, 202648.931.845.040.244.5100.0

FIS — Pillar Breakdown

Quality

51.9/100 (25%)

Fidelity National Information Services, Inc. has average quality metrics, with room for improvement in margins or capital efficiency.

Capital Efficiency (ROIC)Weak

How effectively capital is deployed to generate returns.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Gross Profit / AssetsWeak

Asset productivity — how much gross profit each dollar of assets generates.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

40.3/100 (20%)

Fidelity National Information Services, Inc. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookModerate

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

57.8/100 (15%)

Fidelity National Information Services, Inc. maintains a reasonable risk profile with manageable debt levels.

Financial LeverageModerate

Debt levels relative to earnings capacity.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

Fidelity National Information Services, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

45/100 (25%)

Fidelity National Information Services, Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for FIS.

Score Composition

Quality
51.9×25%13.0
Growth
40.3×20%8.1
Risk
57.8×15%8.7
Valuation
100.0×15%15.0
Moat
45.0×25%11.3
Total
55.9Good

Financial Data

More Stock Analysis

How is the FIS UQS Score Calculated?

The UQS (Unified Quality Score) for Fidelity National Information Services, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Fidelity National Information Services, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Fidelity National Information Services, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.