FHN

Based on First Horizon Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does First Horizon Corporation do?

First Horizon is a bank holding company that provides financial services through Regional Banking, Specialty Banking, and Corporate segments. It serves consumers, businesses, governments, and financial institutions through roughly 500 banking offices in 22 states, offering everything from everyday deposits and loans to fixed-income underwriting and trust services.

Does FHN pay dividends?

Yes, First Horizon pays a regular dividend. This is consistent with the capital-return practices common among established regional banks. Investors should review the company's investor relations page for the current dividend rate and payment schedule, as amounts can change with board decisions.

When does FHN report earnings?

First Horizon reports earnings on a quarterly cadence, as is standard for US-listed bank holding companies. For the exact date of the next earnings release, check the company's investor relations page or a financial calendar service, as our data source does not cover specific upcoming dates.

Is FHN a good stock to buy?

UQS Score rates FHN as Below Average overall. The Quality pillar is Strong and Valuation is Attractive, but Moat, Growth, and Risk are all rated Weak. Whether that profile fits your portfolio depends on your risk tolerance and investment goals. The full pillar breakdown is available to UQS Pro members.

Is FHN overvalued?

Based on the UQS Valuation pillar, FHN is rated Attractive, suggesting the stock is not considered overvalued relative to its fundamental profile. This can reflect market skepticism about growth or risk — factors that the other pillar ratings help explain. View the complete analysis with a Pro membership.

How does FHN compare to its competitors?

First Horizon competes with regional banks like Webster Financial, SouthState, and Wintrust Financial. Each has a different geographic focus and business mix. UQS Score compares these peers across the same five-pillar framework — sign up to see side-by-side quality and valuation comparisons.

What is FHN's market cap bracket?

First Horizon is classified as a large-cap company. This places it among the more substantial regional banks by market value, though it remains smaller than the largest national banking franchises in the US.

Who founded First Horizon Corporation?

First Horizon traces its origins to 1864, making it one of the older banking institutions in the American South. Detailed founding history, including key historical figures, is publicly available through the company's official history and investor relations materials.

Is FHN a long-term quality investment?

As a long-term quality indicator, FHN's Strong Quality pillar is a positive signal, but the Weak Moat and Weak Growth ratings suggest the bank may face challenges sustaining a durable competitive edge over time. Long-term investors should weigh these factors carefully alongside the Attractive Valuation reading.

What is the main competitive advantage of First Horizon?

First Horizon's broadest advantage lies in its multistate branch network and diversified revenue mix spanning retail banking, capital markets, and specialty finance. However, the UQS Moat pillar rates this competitive position as Weak, indicating the bank does not yet demonstrate a strongly differentiated edge versus regional peers.

What sector does FHN belong to?

First Horizon operates in the Financial Services sector, specifically as a regional bank holding company. Regional banks are sensitive to interest rate cycles, credit conditions, and regulatory requirements — all factors reflected across the UQS pillar framework.

Is FHN a growth stock or value stock?

Based on UQS pillar labels, FHN leans toward the value side of the spectrum. The Growth pillar is rated Weak, suggesting limited expansion momentum, while the Valuation pillar is rated Attractive — a combination more typical of value-oriented bank stocks than high-growth names.

First Horizon Corporation demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

First Horizon Corporation shows steady but unspectacular growth, typical for mature companies.

First Horizon Corporation presents elevated risk with concerns around leverage or financial stability.

First Horizon Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

First Horizon Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for FHN.

The UQS (Unified Quality Score) for First Horizon Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses First Horizon Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether First Horizon Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.