FBK

Based on FB Financial Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does FB Financial Corporation do?

FB Financial Corporation is the holding company for FirstBank, which provides commercial and consumer banking, mortgage origination, and related financial services. It operates branches across Tennessee, North Alabama, Southern Kentucky, and North Georgia, along with mortgage offices throughout the southeastern United States.

Does FBK pay dividends?

Yes, FB Financial pays a regular dividend. Regional banks like FirstBank often return capital to shareholders through dividends given their relatively stable deposit and lending income. Check the company's investor relations page for the current dividend rate and payment schedule.

When does FBK report earnings?

FB Financial reports on a quarterly cadence, as is standard for US-listed bank holding companies. For the exact timing of upcoming earnings releases, refer to the investor relations section of the company's official website.

Is FBK a good stock to buy?

UQS Score rates FBK as Below Average overall. While the Valuation pillar is Attractive and Risk is rated Good, the Weak Moat and Weak Growth pillars present meaningful concerns. Whether those trade-offs suit your portfolio depends on your investment criteria — the full pillar breakdown is available to Pro members.

Is FBK overvalued?

The UQS Valuation pillar for FBK is rated Attractive, suggesting the stock does not appear to carry a premium price relative to its fundamentals. However, an Attractive valuation in the context of Weak Growth and a Weak Moat warrants careful consideration rather than treating it as a straightforward discount.

How does FBK compare to its competitors?

Compared to peers like CVB Financial, TowneBank, and The Bancorp, FBK operates as a southeastern regional bank with both traditional branch banking and mortgage origination. Each competitor has a distinct geographic focus or business model, making direct comparisons dependent on which factors matter most to an investor.

What is FBK's market cap bracket?

FB Financial Corporation falls in the mid-cap category. This places it among regional banks of meaningful scale — larger than community micro-caps but well below the major national banking institutions.

Who founded FB Financial Corporation?

FB Financial Corporation was incorporated in 2016 as the holding company for FirstBank, which has deeper roots as a Tennessee-based community bank. Detailed founding history is publicly available through the company's official disclosures and investor relations materials.

Is FBK a long-term quality investment?

As a long-term quality indicator, FBK's UQS profile is mixed. The Good Risk rating and Attractive Valuation offer some foundation, but Weak Growth and a Weak Moat suggest the bank may struggle to compound value at above-average rates over time. Pro members can access the complete analysis to evaluate long-term quality signals.

What is the main competitive advantage of FB Financial?

FB Financial's primary advantage lies in its established branch network and community banking relationships across the southeastern United States. However, the UQS Moat pillar is rated Weak, indicating this advantage does not yet translate into a durable structural edge relative to regional banking peers.

What sector does FBK belong to?

FBK operates in the Financial Services sector, specifically within regional and community banking. The company's revenue is driven by net interest income from lending, fee income from mortgage origination, and ancillary services such as trust and insurance.

Is FBK a growth stock or value stock?

Based on UQS pillar ratings, FBK leans toward value territory — the Valuation pillar is Attractive while the Growth pillar is Weak. This profile is more consistent with a value-oriented holding than a high-growth opportunity, though neither label fully captures the bank's risk-return trade-off.

FB Financial Corporation shows solid profitability with healthy returns on capital and reasonable margins.

FB Financial Corporation shows steady but unspectacular growth, typical for mature companies.

FB Financial Corporation maintains a reasonable risk profile with manageable debt levels.

FB Financial Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

FB Financial Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for FBK.

The UQS (Unified Quality Score) for FB Financial Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses FB Financial Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether FB Financial Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.