FAF

Based on First American Financial Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does First American Financial Corporation do?

First American Financial provides title insurance, closing and escrow services, and specialty property insurance. Its core business supports residential and commercial real estate transactions by protecting buyers and lenders against title defects. The company also offers valuation services, home warranty contracts, and banking and trust services through its subsidiaries.

Does FAF pay dividends?

Yes, First American Financial pays a regular dividend. The company has historically returned capital to shareholders through quarterly distributions. Investors focused on income should check the current yield and payout schedule on the company's investor relations page, as dividend levels can vary with business conditions.

When does FAF report earnings?

First American Financial reports on a quarterly cadence, consistent with U.S.-listed financial services companies. Specific dates are not maintained in our data source. For the most current earnings schedule, visit the company's investor relations page or check major financial calendars.

Is FAF a good stock to buy?

UQS Score rates FAF as Good overall. The Valuation pillar is Attractive, which may interest value-oriented investors, while the Weak Moat and Neutral Quality ratings suggest the business lacks a strong durable edge. The complete pillar breakdown is available to UQS Pro members for a deeper view.

Is FAF overvalued?

Based on the UQS Valuation pillar, FAF is currently rated Attractive, meaning the stock does not appear overpriced relative to its fundamentals. That said, valuation alone does not determine investment outcomes — quality, growth trajectory, and competitive positioning all matter. View the full analysis on UQS Pro for context.

How does FAF compare to its competitors?

FAF operates primarily in title insurance and escrow services, while peers like Enact Holdings, MGIC Investment, and Essent Group focus on private mortgage insurance. These businesses share exposure to real estate market cycles but differ in their revenue models, risk profiles, and customer bases. UQS Pro members can compare pillar scores side by side.

What is FAF's market cap bracket?

First American Financial is classified as a mid-cap company. This places it in a segment of the market that typically offers more liquidity than small-caps while remaining more nimble than mega-cap financial conglomerates. Mid-cap financials can be sensitive to sector-wide credit and housing cycles.

Who founded First American Financial Corporation?

First American Financial Corporation was incorporated in 2010 as a separate public entity, though its roots trace back to the broader First American brand with a much longer history in title insurance. Detailed founding history is widely available through the company's official corporate profile and investor relations materials.

Is FAF a long-term quality investment?

As a long-term quality indicator, FAF's UQS profile is mixed. The Attractive Valuation and Neutral Risk suggest a reasonable entry point without alarming structural concerns. However, the Weak Moat rating raises questions about sustained competitive advantage over a long horizon. Pro members can access the full pillar detail to assess long-term fit.

What is the main competitive advantage of First American Financial?

First American Financial benefits from its extensive agent network, established brand recognition in the title industry, and proprietary title plant data accumulated over decades. However, the UQS Moat pillar rates these advantages as Weak, reflecting the competitive and commoditized nature of the title insurance market overall.

What sector does FAF belong to?

FAF belongs to the Financial Services sector, specifically within the insurance and real estate transaction services industry. Its performance is closely tied to housing market activity, mortgage origination volumes, and interest rate trends — factors that drive demand for title insurance and related services.

First American Financial Corporation shows solid profitability with healthy returns on capital and reasonable margins.

First American Financial Corporation shows steady but unspectacular growth, typical for mature companies.

First American Financial Corporation has some risk factors including moderate leverage or solvency concerns.

First American Financial Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

First American Financial Corporation possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for FAF.

The UQS (Unified Quality Score) for First American Financial Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses First American Financial Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether First American Financial Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.