EVER

Based on EverQuote, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does EverQuote do?

EverQuote operates an online marketplace where US consumers can compare and shop for insurance across auto, home, renters, life, and health categories. The company earns revenue by connecting those consumers with insurance carriers, agents, and distributors who pay for qualified leads and referrals.

Does EVER pay dividends?

No, EverQuote does not currently pay a dividend. The company focuses on reinvesting in its marketplace platform and consumer acquisition efforts rather than distributing cash to shareholders.

When does EVER report earnings?

EverQuote reports on a quarterly cadence, as is standard for US-listed companies. For specific upcoming dates, check EverQuote's investor relations page, as our data source does not cover scheduled earnings dates.

Is EVER a good stock to buy?

UQS Score rates EVER as Good overall. The Risk pillar is Strong and the Valuation pillar is Attractive, which are positive signals. However, the Weak Moat rating is a consideration for investors focused on long-term competitive durability. The full pillar breakdown is available to Pro members.

Is EVER overvalued?

EverQuote's Valuation pillar is rated Attractive under the UQS framework, suggesting the stock is not obviously overpriced relative to its fundamentals. That said, valuation should always be weighed alongside growth trajectory and competitive positioning — both of which are covered in the full Pro analysis.

How does EVER compare to its competitors?

Among peers like MediaAlpha, Groupon, and Nextdoor, EverQuote is most directly comparable to MediaAlpha in the insurance distribution space. Each company operates a distinct model — EverQuote's differentiation lies in its consumer-facing insurance marketplace spanning multiple product lines. See the competitor section above for more context.

What is EVER's market cap bracket?

EverQuote is classified as a small-cap company. This places it in a segment of the market that can offer growth potential but also carries higher volatility and liquidity risk compared to large- or mega-cap peers.

Who founded EverQuote?

EverQuote was originally incorporated in 2008 under the name AdHarmonics, Inc., before rebranding to EverQuote in 2014. Founding details are widely available through the company's public filings and official investor relations materials.

Is EVER a long-term quality investment?

From a long-term quality perspective, EverQuote's Strong Risk rating and Attractive Valuation are encouraging, but the Weak Moat rating raises questions about whether the business can sustain competitive advantages over time. Long-term quality indicators across all five pillars are available in the full UQS Pro report.

What is the main competitive advantage of EverQuote?

EverQuote's primary advantage lies in its established consumer traffic and its relationships with a broad network of insurance carriers and agents. However, the UQS Moat pillar rates this as Weak, reflecting that barriers to entry in digital insurance distribution remain relatively low.

What sector does EVER belong to?

EverQuote is classified under the Communication Services sector. Within that sector, it operates as a digital marketplace and performance marketing platform focused on the insurance vertical.

Is EVER a growth stock or value stock?

Based on UQS pillar ratings, EVER sits somewhere in between — the Growth pillar is Neutral, suggesting moderate expansion rather than high-velocity growth, while the Valuation pillar is Attractive, which leans toward value territory. It may appeal to investors seeking a reasonably priced small-cap marketplace business.

EverQuote, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

EverQuote, Inc. shows steady but unspectacular growth, typical for mature companies.

EverQuote, Inc. carries minimal financial risk with conservative leverage and strong solvency.

EverQuote, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

EverQuote, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for EVER.

The UQS (Unified Quality Score) for EverQuote, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses EverQuote, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether EverQuote, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.