EQH

Financial Services

Equitable Holdings, Inc. · Insurance - Diversified · $12B

UQS Score — Balanced Preset
33.9
Below Average

Equitable Holdings, Inc. scores 33.9/100 using the Balanced preset.

UQS vs Financial Services Sector
EQH
33.9
Sector avg
39.7
Quality
Weak
Moat
Weak
Growth
Neutral
Risk
Weak
Valuation
Good

What is Equitable Holdings, Inc.?

Equitable Holdings is a New York-based diversified financial services company serving individuals, institutions, and businesses across retirement, investment management, and insurance.

Equitable generates revenue through variable and indexed annuities, tax-deferred retirement plans for public-sector and nonprofit employers, diversified investment management services, and life and disability insurance products. Its client base spans affluent individuals, small businesses, and institutional investors.

The company traces its roots to 1859 and is headquartered in New York City.

  • Variable and indexed annuity products
  • Group retirement plans for educators and nonprofits
  • Institutional and private wealth investment management
  • Life, disability, dental, and vision insurance

Is EQH a Good Stock to Buy?

UQS Score rates EQH as Below Average overall.

The Risk pillar stands out as a relative bright spot, suggesting the business carries manageable financial risk. The Valuation pillar is rated Attractive, meaning the stock may be priced favorably relative to its fundamentals.

Both the Quality and Moat pillars register as Weak, pointing to limited competitive differentiation and below-average business quality metrics.

See the full pillar breakdown and underlying financial metrics by signing up for a Pro account. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does EQH pay dividends?

Yes — Equitable Holdings, Inc. pays a dividend.

Equitable Holdings pays a regular dividend, which may appeal to income-oriented investors. As a large, established financial services company, returning capital to shareholders through dividends is consistent with its business model and long-term positioning.

When does EQH report earnings?

Equitable Holdings reports earnings on a quarterly cadence, typical for US-listed financial services companies.

Growth trends have been Neutral per the UQS framework, reflecting a business navigating a competitive and rate-sensitive environment. Results across its retirement and investment management segments can vary with market conditions.

For the most recent quarter's results, visit Equitable Holdings' investor relations page directly.

EQH Price History

+45.3% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Equitable Holdings, Inc.?

$
Today it would be worth
$14,213
That's a +42.1% total return, or +7.3% annualized.

Based on Equitable Holdings, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

Frequently Asked Questions

What does Equitable Holdings do?

Equitable Holdings is a diversified financial services company offering variable and indexed annuities, group retirement plans, investment management, and life and disability insurance. It serves affluent individuals, small businesses, educational institutions, and nonprofits.

Does EQH pay dividends?

Yes, Equitable Holdings pays a regular dividend. Income-focused investors should check the company's investor relations page for the current dividend rate and payment schedule, as these can change.

When does EQH report earnings?

Equitable Holdings follows a standard quarterly earnings cadence. For confirmed dates and the most recent results, refer to the company's investor relations page.

Is EQH a good stock to buy?

The UQS Score rates EQH as Below Average, driven by Weak Quality and Moat scores. However, the Risk pillar is Good and Valuation is Attractive. Whether that profile fits your strategy depends on your own investment criteria.

Is EQH overvalued?

The UQS Valuation pillar for EQH is rated Attractive, suggesting the stock is not considered expensive relative to its fundamentals within the UQS framework. Pro members can view the full valuation metrics behind this rating.

What is EQH's market cap bracket?

Equitable Holdings is classified as a large-cap company, placing it among the larger publicly traded financial services firms in the US market.

Is EQH a long-term quality investment?

As a long-term quality indicator, the UQS Score currently rates EQH as Below Average, with Weak scores in Quality and Moat. The Attractive Valuation and Good Risk profile may offset some concerns, but the overall composite suggests caution.

What sector does EQH belong to?

Equitable Holdings operates in the Financial Services sector, specifically across retirement solutions, investment management, and insurance — segments that are sensitive to interest rate movements and equity market performance.

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Pro Analysis

EQH — Score History

25303540455055Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 17 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 18, 202633.921.025.054.00.976.2-3.0
May 12, 202636.921.825.054.00.095.6-10.3
May 7, 202647.219.925.054.072.794.90.0
May 3, 202647.219.925.054.072.795.3-0.1
Apr 25, 202647.319.925.054.072.795.5+0.1
Apr 19, 202647.219.625.054.072.795.5-0.1
Apr 18, 202647.319.625.054.072.796.40.0
Apr 16, 202647.319.525.054.072.796.4-0.3
Apr 15, 202647.620.925.054.072.796.4-0.2
Apr 14, 202647.821.425.054.072.796.4-0.1

EQH — Pillar Breakdown

Quality

21.0/100 (25%)

Equitable Holdings, Inc. currently shows below-average quality metrics, suggesting challenges with profitability.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

54.0/100 (20%)

Equitable Holdings, Inc. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookStrong

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

0.9/100 (15%)

Equitable Holdings, Inc. presents elevated risk with concerns around leverage or financial stability.

Debt/EquityWeak

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

76.2/100 (15%)

Equitable Holdings, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorWeak

Enterprise value multiple relative to sector median.

Moat

25/100 (25%)

Equitable Holdings, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for EQH.

Score Composition

Quality
21.0×25%5.3
Growth
54.0×20%10.8
Risk
0.9×15%0.1
Valuation
76.2×15%11.4
Moat
25.0×25%6.3
Total
33.9Below Average

Financial Data

More Stock Analysis

How is the EQH UQS Score Calculated?

The UQS (Unified Quality Score) for Equitable Holdings, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Equitable Holdings, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Equitable Holdings, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.