EHTH

Financial Services

eHealth, Inc. · Insurance - Brokers · $40M

UQS Score — Balanced Preset
44.8
Average

eHealth, Inc. scores 44.8/100 using the Balanced preset.

20.1
Quality
35%
15.0
Moat
30%
43.0
Growth
20%
82.8
Risk
15%

EHTH — Key Takeaways

✅ Strengths

eHealth, Inc. shows conservative financial structure with manageable risk
eHealth, Inc. shows attractive valuation relative to fundamentals

⚠️ Areas of Concern

eHealth, Inc. has below-average profitability metrics
eHealth, Inc. has limited competitive moat

EHTH — Score History

35404550Apr 2Apr 3Apr 4Apr 5Apr 6Apr 7Apr 8
DateUQSQualityMoatGrowthRiskValueChange
Apr 8, 202644.820.115.043.082.8100.00.0
Apr 7, 202644.820.115.043.082.8100.00.0
Apr 6, 202644.820.115.043.082.8100.00.0
Apr 5, 202644.820.115.043.082.8100.00.0
Apr 4, 202644.820.115.043.082.8100.00.0
Apr 3, 202644.820.115.043.082.8100.00.0
Apr 2, 202644.820.115.043.082.8100.0

EHTH — Pillar Breakdown

Quality

20.1/100 (25%)

eHealth, Inc. currently shows below-average quality metrics, suggesting challenges with profitability.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationWeak

Free cash flow relative to market value.

Growth

43.0/100 (20%)

eHealth, Inc. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthStrong

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

82.8/100 (15%)

eHealth, Inc. carries minimal financial risk with conservative leverage and strong solvency.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

eHealth, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

Moat

15/100 (30%)

eHealth, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for EHTH.

Score Composition

Quality
20.1×25%5.0
Growth
43.0×20%8.6
Risk
82.8×15%12.4
Valuation
100.0×15%15.0
Moat
15.0×30%4.5
Total
44.8Average

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How is the EHTH UQS Score Calculated?

The UQS (Unified Quality Score) for eHealth, Inc. is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses eHealth, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether eHealth, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.