EG

Financial Services

Everest Re Group, Ltd. · Insurance - Reinsurance · $14B

UQS Score — Balanced Preset
58.9
Good

Everest Re Group, Ltd. scores 58.9/100 using the Balanced preset.

UQS vs Financial Services Sector
EG
58.9
Sector avg
39.7
Quality
Good
Moat
Neutral
Growth
Weak
Risk
Good
Valuation
Attractive

What is Everest Re Group, Ltd.?

Everest Group, Ltd. is a global reinsurance and insurance company headquartered in Hamilton, Bermuda. Operating across dozens of markets, it provides risk-transfer solutions to insurers, corporations, and government entities worldwide.

The company generates revenue by underwriting property and casualty reinsurance and insurance risks. Its Reinsurance Operations segment works with ceding companies and brokers across the US, Europe, Asia, and Bermuda. Its Insurance Operations segment writes admitted and non-admitted policies directly and through brokers across multiple continents. Specialty lines — including marine, aviation, surety, directors' and officers' liability, and workers' compensation — round out a diversified book of business.

Everest Group was founded in 1995 and is headquartered in Hamilton, Bermuda.

  • Property and casualty reinsurance (treaty and facultative)
  • Specialty insurance lines including marine and aviation
  • Directors' and officers' liability coverage
  • Surplus lines and wholesale commercial insurance
  • Accident, health, and workers' compensation products

Is EG a Good Stock to Buy?

UQS Score rates EG as Good overall, reflecting a balanced profile across its five analytical pillars.

The Risk pillar stands out as a relative strength, suggesting Everest Group manages its balance sheet and underwriting exposures with above-average discipline for the reinsurance sector. The Valuation pillar is rated Attractive, meaning the stock appears reasonably priced relative to its fundamentals — a meaningful consideration for value-oriented investors.

The Growth pillar is rated Weak, pointing to limited near-term expansion momentum, while both Quality and Moat are Neutral — indicating the company does not yet demonstrate a clear competitive edge that sets it apart from peers.

See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does EG pay dividends?

Yes — Everest Re Group, Ltd. pays a dividend.

Everest Group pays a regular dividend, which is consistent with the capital-return practices common among established reinsurers. The company's relatively stable underwriting cash flows support ongoing distributions to shareholders. Investors seeking income alongside exposure to global reinsurance markets may find this cadence appealing, though dividend sustainability should always be evaluated alongside the company's broader financial health.

When does EG report earnings?

Everest Group reports earnings on a quarterly cadence, typical for US-listed financial services companies.

Reinsurance earnings can fluctuate meaningfully with catastrophe activity and reserve development, so quarter-to-quarter results vary. The company's diversified book across property, casualty, and specialty lines provides some buffer against single-event volatility.

For the most recent quarter's results and guidance commentary, visit Everest Group's investor relations page directly.

EG Price History

+49.1% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Everest Re Group, Ltd.?

$
Today it would be worth
$14,860
That's a +48.6% total return, or +8.2% annualized.

Based on Everest Re Group, Ltd.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

EG Long-term Outlook

The UQS Growth pillar for EG is rated Weak, suggesting the near-term fundamental trajectory is subdued relative to sector peers. However, the Attractive Valuation and Good Risk ratings indicate the market may already be pricing in slower growth, which could limit downside for patient investors. The Reinsurance sector broadly benefits from a hardening pricing environment, though catastrophe exposure and reserve uncertainty remain structural variables that can shift results quickly.

Growth drivers

  • Continued global demand for property catastrophe reinsurance capacity
  • Expansion of specialty insurance lines across international markets
  • Disciplined underwriting in a firming rate environment

Key risks

  • Elevated catastrophe losses compressing underwriting margins
  • Reserve development uncertainty across long-tail liability lines
  • Competitive pressure from alternative capital sources in reinsurance markets

EG vs Peers

Everest Group operates in a concentrated reinsurance market alongside several well-capitalized global peers.

RGASimilar UQS
Reinsurance Group of America, Incorporated

RGA focuses primarily on life and health reinsurance, giving it a fundamentally different risk profile than Everest's property and casualty-heavy book.

RNREG scores lower
RenaissanceRe Holdings Ltd.

RenaissanceRe is known for its catastrophe modeling expertise and concentrated focus on property catastrophe reinsurance, making it a more specialized competitor.

RZBSimilar UQS
Reinsurance Group of America, Incorporated

This entity shares the RGA parent structure and similarly emphasizes life reinsurance solutions, contrasting with Everest's broader P&C and specialty focus.

Frequently Asked Questions

What does Everest Group do?

Everest Group underwrites property and casualty reinsurance and insurance products across the United States, Bermuda, Europe, Asia, and Latin America. It serves insurers, corporations, and specialty markets through two main segments: Reinsurance Operations and Insurance Operations. Specialty lines such as marine, aviation, surety, and directors' and officers' liability are core parts of its portfolio.

Does EG pay dividends?

Yes, Everest Group pays a regular dividend. This is consistent with the capital-return practices of established reinsurers that generate relatively predictable underwriting cash flows. Investors should review the company's investor relations page for the current dividend rate and payment schedule.

When does EG report earnings?

Everest Group reports on a quarterly cadence, as is standard for US-listed financial services companies. Exact upcoming dates are not maintained in our data source — check the company's investor relations page or a financial calendar for the next scheduled release.

Is EG a good stock to buy?

UQS Score rates EG as Good overall. The Valuation pillar is Attractive and the Risk pillar is rated Good, which may appeal to value-conscious investors. However, the Growth pillar is Weak and both Quality and Moat are Neutral. Whether EG fits your portfolio depends on your own risk tolerance and investment goals — the full pillar breakdown is available to Pro members.

Is EG overvalued?

Based on the UQS Valuation pillar, EG is currently rated Attractive, suggesting the stock is not considered overvalued relative to its fundamentals. This does not guarantee price appreciation, but it does indicate the market is not pricing in aggressive growth expectations at current levels.

How does EG compare to its competitors?

Everest Group competes with global reinsurers including RenaissanceRe and Reinsurance Group of America. Compared to RGA's life reinsurance focus, Everest is more exposed to property and casualty risks. RenaissanceRe is more concentrated in catastrophe reinsurance. Everest's diversified specialty lines give it broader market exposure. See the competitor section above for more context.

What is EG's market cap bracket?

Everest Group is classified as a large-cap company. This places it among the more substantial publicly traded reinsurers, with the balance sheet scale to participate in large treaty and facultative reinsurance programs globally.

Who founded Everest Group?

Everest Group was founded in 1995. The company was originally known as Everest Re Group, Ltd. and rebranded to Everest Group, Ltd. in July 2023. Detailed founding history is publicly available through the company's official communications and investor relations materials.

Is EG a long-term quality investment?

As a long-term quality indicator, EG's UQS profile is mixed. The Good Risk rating and Attractive Valuation provide a reasonable foundation, but the Weak Growth pillar and Neutral Moat suggest the company has not yet demonstrated the durable competitive advantages that typically characterize the highest-quality long-term holdings. Pro members can view the complete analysis.

What is the main competitive advantage of Everest Group?

Everest Group's competitive positioning rests on its global underwriting platform, diversified specialty lines, and long-standing relationships with reinsurance brokers and ceding companies. However, the UQS Moat pillar is currently rated Neutral, indicating that this advantage is not yet considered exceptional relative to the broader reinsurance sector.

What sector does EG belong to?

Everest Group operates in the Financial Services sector, specifically within the reinsurance and specialty insurance industry. Reinsurers like Everest provide risk-transfer capacity to primary insurers, making them a foundational part of the global insurance ecosystem. You can explore more [Financial Services stocks](/sector/financial-services) on UQS Score.

Is EG a growth stock or value stock?

Based on UQS pillar labels, EG leans toward the value side of the spectrum. The Valuation pillar is rated Attractive while the Growth pillar is rated Weak — a combination more consistent with a value-oriented profile than a high-growth one. Investors prioritizing earnings expansion may find other options more compelling.

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Pro Analysis

EG — Score History

5055606570Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 13 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 23, 202658.962.443.038.567.098.90.0
May 16, 202658.962.443.038.567.098.70.0
May 13, 202658.962.443.038.467.098.7-5.0
May 11, 202663.962.443.038.4100.099.0+4.0
May 9, 202659.962.443.018.8100.098.8+3.3
May 1, 202656.654.543.038.865.697.6-0.1
Apr 25, 202656.754.543.038.965.697.8-0.1
Apr 24, 202656.854.543.038.965.698.50.0
Apr 22, 202656.854.543.039.165.698.30.0
Apr 18, 202656.854.543.039.165.698.4-0.2

EG — Pillar Breakdown

Quality

62.4/100 (25%)

Everest Re Group, Ltd. shows solid profitability with healthy returns on capital and reasonable margins.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

38.5/100 (20%)

Everest Re Group, Ltd. shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRModerate

Compound annual revenue growth rate over 3 years.

EPS GrowthModerate

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

67.0/100 (15%)

Everest Re Group, Ltd. maintains a reasonable risk profile with manageable debt levels.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

98.9/100 (15%)

Everest Re Group, Ltd. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

43/100 (25%)

Everest Re Group, Ltd. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for EG.

Score Composition

Quality
62.4×25%15.6
Growth
38.5×20%7.7
Risk
67.0×15%10.0
Valuation
98.9×15%14.8
Moat
43.0×25%10.8
Total
58.9Good

Financial Data

More Stock Analysis

How is the EG UQS Score Calculated?

The UQS (Unified Quality Score) for Everest Re Group, Ltd. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Everest Re Group, Ltd.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Everest Re Group, Ltd. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.