ECCU

Financial Services

Eagle Point Credit Company Inc. · Asset Management · $3B

UQS Score — Balanced Preset
19.6
Poor

Eagle Point Credit Company Inc. scores 19.6/100 using the Balanced preset.

UQS vs Financial Services Sector
ECCU
19.6
Sector avg
39.7
Quality
Weak
Moat
Weak
Growth
Weak
Risk
Good
Valuation
Elevated

What is Eagle Point Credit Company Inc.?

Eagle Point Credit Company is a closed-end fund focused on the structured credit market, specifically targeting CLO equity and junior debt tranches to generate high current income for shareholders.

Eagle Point Credit invests primarily in the equity and junior debt portions of collateralized loan obligations, known as CLOs. These instruments pool leveraged loans and distribute cash flows across different risk tiers. By concentrating on the lower, higher-yielding tranches, the company aims to deliver above-average income distributions. Revenue is driven largely by interest income and distributions received from its CLO portfolio holdings.

The company is headquartered in Greenwich, US, and began operating in 2024.

  • CLO equity tranche investments
  • CLO junior debt tranche investments
  • High-current-income distribution strategy
  • Structured credit portfolio management

Is ECCU a Good Stock to Buy?

UQS Score rates ECCU as Below Average overall.

Among the pillars, Risk and Valuation stand out as relative strengths — the fund's current pricing appears reasonable relative to its asset base, and its risk profile is assessed as Good within the structured credit space.

Growth and Moat are both rated Weak, reflecting limited competitive differentiation and constrained prospects for expanding the fund's earnings power beyond its current income-focused mandate.

See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does ECCU pay dividends?

Yes — Eagle Point Credit Company Inc. pays a dividend.

ECCU pays a regular dividend, which is central to its investment thesis. As a CLO-focused closed-end fund, distributing income to shareholders is the primary objective rather than reinvesting for capital growth. Investors drawn to high current income often consider funds like ECCU, though the sustainability of distributions depends on the performance of the underlying CLO portfolio.

When does ECCU report earnings?

Eagle Point Credit Company reports earnings on a quarterly cadence, typical for US-listed closed-end funds.

Quarterly results for ECCU are driven primarily by income received from its CLO holdings, which can fluctuate with credit market conditions and loan prepayment rates. The fund's performance narrative centers on distribution coverage and net asset value stability rather than traditional revenue growth.

For the most recent quarter's results, see Eagle Point Credit Company's investor relations page.

ECCU Price History

+12.5% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Eagle Point Credit Company Inc.?

$
Today it would be worth
$11,248
That's a +12.5% total return, or +12.5% annualized.

Based on Eagle Point Credit Company Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

ECCU Long-term Outlook

Given Weak Growth and Weak Moat pillar ratings, the fundamental outlook for ECCU centers on income generation rather than meaningful expansion. The Good Risk rating suggests the portfolio is managed with reasonable credit discipline, while the Good Valuation rating indicates the market is not pricing in excessive optimism. The primary uncertainty lies in credit cycle sensitivity and CLO equity cash flow variability.

Growth drivers

  • Stable income from CLO equity distributions in a supportive credit environment
  • Potential for reinvestment into attractively priced CLO tranches
  • Demand for high-yield structured credit products among income-focused investors

Key risks

  • Credit cycle deterioration reducing CLO equity cash flows
  • Rising default rates in underlying leveraged loan pools
  • Limited competitive moat in the structured credit fund space

ECCU vs Peers

ECCU operates in a niche corner of the credit market alongside other income-focused specialty finance vehicles.

MAASECCU scores higher
Maase Inc.

Maase Inc. operates in a distinct segment of the financial services landscape, offering a different risk-return profile compared to ECCU's CLO-centric approach.

HTGCECCU scores lower
Hercules Capital, Inc.

Hercules Capital focuses on venture lending to technology and life sciences companies, contrasting with ECCU's structured credit and CLO equity strategy.

FSKSimilar UQS
FS KKR Capital Corp.

FS KKR is a large business development company deploying capital across broadly syndicated and private credit, giving it greater scale and diversification than ECCU's CLO-focused portfolio.

Frequently Asked Questions

What does Eagle Point Credit Company do?

Eagle Point Credit Company invests in CLO equity and junior debt tranches — structured credit instruments backed by pools of leveraged loans. The fund's primary goal is generating high current income for shareholders through distributions received from these CLO holdings.

Does ECCU pay dividends?

Yes, ECCU pays a regular dividend. Distributing income is central to the fund's purpose as a CLO-focused closed-end fund. The level of distributions can vary based on the performance of the underlying CLO portfolio and prevailing credit market conditions.

When does ECCU report earnings?

Eagle Point Credit Company reports earnings on a quarterly cadence, consistent with US-listed closed-end funds. For specific dates and the most recent results, visit the company's investor relations page directly.

Is ECCU a good stock to buy?

UQS Score rates ECCU as Below Average overall. While its Risk and Valuation pillars are rated Good, the Weak Growth and Weak Moat ratings highlight meaningful limitations. Whether it fits your portfolio depends on your income objectives and risk tolerance. The full pillar breakdown is available to Pro members.

Is ECCU overvalued?

The UQS Valuation pillar for ECCU is rated Good, suggesting the fund is not trading at a significant premium relative to its fundamentals. For income-focused closed-end funds, valuation is often assessed relative to net asset value and distribution yield rather than traditional earnings multiples.

How does ECCU compare to its competitors?

Compared to peers like Hercules Capital and FS KKR Capital, ECCU is more narrowly focused on CLO equity and junior debt tranches. This concentration can offer higher income potential but also less diversification. Competitors with broader mandates may carry different risk-return profiles.

What is ECCU's market cap bracket?

ECCU is classified as a mid-cap company. Within the closed-end fund universe, this places it in a middle tier — larger than many niche specialty vehicles but smaller than the broadest diversified credit managers.

Who founded Eagle Point Credit Company?

Eagle Point Credit Company's founding details are publicly available through the company's official disclosures and SEC filings. The fund is managed by Eagle Point Credit Management, and further background on its principals can be found on the company's investor relations page.

Is ECCU a long-term buy?

As a long-term quality indicator, ECCU's Below Average UQS Score — driven by Weak Growth and Weak Moat ratings — suggests limited structural advantages for compounding over time. Its appeal is primarily as an income vehicle rather than a long-term capital appreciation holding. Pro members can view the complete analysis.

What is the main competitive advantage of Eagle Point Credit Company?

Eagle Point Credit's primary edge lies in its specialized focus on CLO equity and junior debt tranches, an area requiring deep structured credit expertise. However, the UQS Moat pillar rates this advantage as Weak, reflecting that barriers to entry in the CLO fund space are relatively limited.

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Pro Analysis

ECCU — Score History

2530354045Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 9 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 20, 202634.141.411.00.174.765.5+0.1
May 9, 202634.041.411.00.074.764.50.0
May 3, 202634.041.411.00.174.764.50.0
Apr 26, 202634.041.411.00.174.764.7-0.1
Apr 19, 202634.141.411.00.174.765.10.0
Apr 14, 202634.141.411.00.174.765.50.0
Apr 12, 202634.141.411.00.174.765.1-0.1
Apr 5, 202634.241.411.00.174.765.8-5.1
Apr 2, 202639.341.411.00.174.7100.0

ECCU — Pillar Breakdown

Quality

25.0/100 (25%)

Eagle Point Credit Company Inc. currently shows below-average quality metrics, suggesting challenges with profitability.

Return on EquityWeak

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

0.1/100 (20%)

Eagle Point Credit Company Inc. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Risk

70.6/100 (15%)

Eagle Point Credit Company Inc. maintains a reasonable risk profile with manageable debt levels.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

0.0/100 (15%)

Eagle Point Credit Company Inc. appears expensively valued relative to its fundamentals and growth prospects.

Moat

11/100 (25%)

Eagle Point Credit Company Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ECCU.

Score Composition

Quality
25.0×25%6.3
Growth
0.1×20%0.0
Risk
70.6×15%10.6
Valuation
0.0×15%0.0
Moat
11.0×25%2.8
Total
19.6Poor

Financial Data

More Stock Analysis

How is the ECCU UQS Score Calculated?

The UQS (Unified Quality Score) for Eagle Point Credit Company Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Eagle Point Credit Company Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Eagle Point Credit Company Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.