ECC
Financial ServicesEagle Point Credit Company Inc. · Asset Management · $530M
What is Eagle Point Credit Company Inc.?
Eagle Point Credit Company is a closed-end fund specializing in the structured credit market, specifically collateralized loan obligations. Formed in 2014 and headquartered in Greenwich, it offers retail investors access to a corner of fixed income typically reserved for institutional players.
Eagle Point Credit generates income by investing in the equity and junior debt tranches of collateralized loan obligations, or CLOs. These CLOs are themselves backed primarily by below-investment-grade U.S. senior secured loans. The fund is externally managed by Eagle Point Credit Management LLC. By concentrating on CLO equity — the highest-risk, highest-potential-income layer of the CLO capital stack — ECC aims to deliver above-average distributions to shareholders.
Eagle Point Credit Company was formed on March 24, 2014, and is domiciled and headquartered in Greenwich, United States.
- CLO equity tranche investments
- CLO junior debt tranche exposure
- Below-investment-grade U.S. senior secured loan portfolios
- Regular income distributions via closed-end fund structure
- Professionally managed structured credit access for retail investors
Is ECC a Good Stock to Buy?
UQS Score rates ECC as Good overall, reflecting a balanced but nuanced profile across its five analytical pillars.
The Risk pillar earns a Good label, suggesting the fund's risk management and structural characteristics compare reasonably well within its peer group. Valuation is rated Attractive, meaning the market price may offer a favorable entry point relative to the fund's underlying fundamentals.
The Moat pillar is rated Weak — closed-end funds investing in CLO equity face meaningful competition and limited structural differentiation. Quality and Growth both sit at Neutral, indicating neither a standout advantage nor a significant drag.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does ECC pay dividends?
Yes — Eagle Point Credit Company Inc. pays a dividend.
ECC pays a regular dividend, which is central to its investment thesis. As a closed-end fund targeting CLO equity income, distributions are the primary way the fund returns value to shareholders. The yield category tends to be elevated relative to broader equity markets, reflecting the higher-risk nature of CLO equity tranches. Investors should review the fund's distribution history and coverage ratios on its investor relations page.
When does ECC report earnings?
Eagle Point Credit Company reports financial results on a quarterly cadence, consistent with U.S.-listed closed-end funds.
As a CLO-focused fund, ECC's quarterly results are closely tied to credit market conditions, loan default rates, and CLO refinancing activity. Distribution coverage and net asset value trends are the key metrics investors typically monitor each quarter.
For the most recent quarter's results and distribution announcements, visit Eagle Point Credit Company's official investor relations page.
ECC Price History
-18.3% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Eagle Point Credit Company Inc.?
Based on Eagle Point Credit Company Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
ECC Long-term Outlook
With Growth and Quality both rated Neutral, ECC's fundamental trajectory appears steady rather than expansionary. The Attractive Valuation label suggests the current price may already reflect some of the inherent risks in CLO equity investing. The Good Risk rating provides some reassurance about portfolio construction, though the Weak Moat signals that competitive and structural pressures remain a consideration for longer-term holders.
Growth drivers
- Continued income generation from CLO equity distributions in a stable credit environment
- Potential for NAV appreciation if credit spreads tighten and loan default rates remain low
- Reinvestment opportunities as existing CLOs refinance or reset in favorable market conditions
Key risks
- Rising loan default rates could compress CLO equity cash flows and reduce distributions
- Elevated valuation sensitivity — an Attractive rating can shift quickly if credit conditions deteriorate
- Limited competitive moat means the fund must rely heavily on manager skill rather than structural advantages
ECC vs Peers
ECC operates in a niche corner of the closed-end fund universe, and its closest listed peers offer different exposures within structured or specialty fixed income.
Aimia is a Canadian holding company with a diversified investment approach, contrasting with ECC's singular focus on U.S. CLO equity tranches.
Tekla Life Sciences focuses on healthcare and biotech equity investments, offering a fundamentally different risk and income profile compared to ECC's credit-market orientation.
Canadian Banc Corp targets Canadian bank preferred shares and common equity, providing sector-concentrated exposure quite distinct from ECC's structured credit strategy.
Frequently Asked Questions
What does Eagle Point Credit Company do?
Eagle Point Credit Company is a closed-end fund that invests in the equity and junior debt tranches of collateralized loan obligations. These CLOs are backed primarily by below-investment-grade U.S. senior secured loans. The fund is externally managed by Eagle Point Credit Management LLC and is designed to generate regular income for shareholders.
Does ECC pay dividends?
Yes, ECC pays a regular dividend. Distributions are central to the fund's investment thesis, as CLO equity tranches generate periodic cash flows that the fund passes through to shareholders. The yield tends to be elevated compared to broad equity markets, reflecting the higher-risk nature of CLO equity investing.
When does ECC report earnings?
Eagle Point Credit Company reports on a quarterly cadence, consistent with U.S.-listed closed-end funds. For exact dates and the most recent financial results, visit the company's official investor relations page.
Is ECC a good stock to buy?
UQS Score rates ECC as Good overall. The Valuation pillar is rated Attractive and Risk is rated Good, which are positive signals. However, the Moat pillar is Weak, and both Quality and Growth are Neutral. Whether ECC fits your portfolio depends on your income goals and tolerance for structured credit risk. View the full pillar breakdown on UQS Pro.
Is ECC overvalued?
The UQS Valuation pillar for ECC is rated Attractive, suggesting the current market price may offer a reasonable entry point relative to the fund's underlying fundamentals. Valuation for closed-end funds is often assessed through the discount or premium to net asset value, which can shift with credit market conditions.
How does ECC compare to its competitors?
ECC occupies a specialized niche — CLO equity investing — that differs meaningfully from peers like Tekla Life Sciences, which focuses on healthcare equities, or Canadian Banc Corp, which targets Canadian bank securities. This makes direct comparison difficult, but ECC's structured credit focus sets it apart in terms of both income profile and risk drivers.
What is ECC's market cap bracket?
ECC is classified as a small-cap fund. This reflects its relatively modest size within the broader closed-end fund universe. Small-cap funds can offer niche exposure but may also carry lower liquidity compared to larger peers.
Who founded Eagle Point Credit Company?
Eagle Point Credit Company was formed in 2014 and is managed by Eagle Point Credit Management LLC. Founding and management team details are publicly available on the company's official website and SEC filings.
Is ECC a long-term quality investment?
As a long-term quality indicator, ECC's UQS profile shows a mixed picture. The Good Risk and Attractive Valuation ratings are encouraging, but the Weak Moat and Neutral Quality suggest the fund's long-term durability depends heavily on credit market conditions and manager execution. Pro members can access the complete pillar analysis to assess long-term fit.
What is the main competitive advantage of Eagle Point Credit Company?
ECC's primary edge lies in its specialized focus on CLO equity — a complex asset class that requires deep credit expertise. However, the UQS Moat pillar rates this advantage as Weak, indicating that the structural barriers to competition in this space are limited and the fund relies significantly on manager skill.
What sector does ECC belong to?
ECC belongs to the Financial Services sector, specifically within the closed-end fund and structured credit segment. Its portfolio is concentrated in U.S. credit markets, making it sensitive to interest rate movements, loan default cycles, and broader credit spread dynamics.
Is ECC a growth stock or value stock?
ECC is best characterized as an income-oriented fund rather than a traditional growth or value stock. The UQS Growth pillar is rated Neutral, while Valuation is Attractive — suggesting the fund is priced reasonably but is not positioned as a high-growth vehicle. Its appeal centers on regular distributions rather than capital appreciation.
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Pro Analysis
ECC — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| Apr 22, 2026 | 52.0 | 41.4 | 24.0 | 47.1 | 74.7 | 100.0 | -2.3 |
| Apr 2, 2026 | 54.3 | 41.4 | 24.0 | 58.9 | 74.7 | 100.0 | — |
ECC — Pillar Breakdown
Quality
— 25.0/100 (25%)Eagle Point Credit Company Inc. currently shows below-average quality metrics, suggesting challenges with profitability.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 47.1/100 (20%)Eagle Point Credit Company Inc. shows steady but unspectacular growth, typical for mature companies.
Revenue trajectory over the last twelve months.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 70.6/100 (15%)Eagle Point Credit Company Inc. maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 100.0/100 (15%)Eagle Point Credit Company Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
P/E relative to earnings growth — lower is more attractive.
Moat
— 24/100 (25%)Eagle Point Credit Company Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ECC.
Score Composition
Financial Data
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How is the ECC UQS Score Calculated?
The UQS (Unified Quality Score) for Eagle Point Credit Company Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Eagle Point Credit Company Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Eagle Point Credit Company Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.