DFH

Consumer Cyclical

Dream Finders Homes, Inc. · Residential Construction · $1B

UQS Score — Balanced Preset
39.2
Average

Dream Finders Homes, Inc. scores 39.2/100 using the Balanced preset.

31.2
Quality
35%
15.0
Moat
30%
16.0
Growth
20%
62.9
Risk
15%

DFH — Key Takeaways

✅ Strengths

Dream Finders Homes, Inc. shows conservative financial structure with manageable risk
Dream Finders Homes, Inc. shows attractive valuation relative to fundamentals

⚠️ Areas of Concern

Dream Finders Homes, Inc. has below-average profitability metrics
Dream Finders Homes, Inc. has limited growth momentum
Dream Finders Homes, Inc. has limited competitive moat

DFH — Score History

30354045Apr 2Apr 3Apr 4Apr 5Apr 6Apr 7Apr 8
DateUQSQualityMoatGrowthRiskValueChange
Apr 8, 202639.231.215.016.062.9100.00.0
Apr 7, 202639.231.215.016.062.9100.00.0
Apr 6, 202639.231.215.016.062.9100.00.0
Apr 5, 202639.231.215.016.062.9100.00.0
Apr 4, 202639.231.215.016.062.9100.00.0
Apr 3, 202639.231.215.016.062.9100.00.0
Apr 2, 202639.231.215.016.062.9100.0

DFH — Pillar Breakdown

Quality

31.2/100 (25%)

Dream Finders Homes, Inc. currently shows below-average quality metrics, suggesting challenges with profitability.

Capital Efficiency (ROIC)Weak

How effectively capital is deployed to generate returns.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Gross Profit / AssetsModerate

Asset productivity — how much gross profit each dollar of assets generates.

Cash GenerationWeak

Free cash flow relative to market value.

Growth

16.0/100 (20%)

Dream Finders Homes, Inc. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

62.9/100 (15%)

Dream Finders Homes, Inc. maintains a reasonable risk profile with manageable debt levels.

Financial LeverageModerate

Debt levels relative to earnings capacity.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

100.0/100 (15%)

Dream Finders Homes, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Moat

15/100 (30%)

Dream Finders Homes, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for DFH.

Score Composition

Quality
31.2×25%7.8
Growth
16.0×20%3.2
Risk
62.9×15%9.4
Valuation
100.0×15%15.0
Moat
15.0×30%4.5
Total
39.2Average

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How is the DFH UQS Score Calculated?

The UQS (Unified Quality Score) for Dream Finders Homes, Inc. is calculated using a proprietary 5-pillar framework with 25 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Dream Finders Homes, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Dream Finders Homes, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.