DDS
Consumer CyclicalDillard's, Inc. · Department Stores · $9B
What is Dillard's, Inc.?
Dillard's, Inc. is one of the largest traditional department store retailers in the United States, serving shoppers across the Southeast, Southwest, and Midwest. The company has operated for decades as a destination for fashion, home goods, and accessories.
Dillard's generates revenue by selling fashion apparel for women, men, and children alongside accessories, cosmetics, and home furnishings through its physical store network and its online channel at dillards.com. The company also operates clearance centers to move excess inventory. A smaller segment engages in general contracting construction activities. Revenue depends heavily on consumer spending patterns, seasonal shopping cycles, and the company's ability to attract foot traffic to its mall-based and standalone locations.
Founded in 1938 and headquartered in Little Rock, Arkansas, Dillard's has built a long-standing presence in American retail.
- Women's, men's, and children's fashion apparel
- Accessories and cosmetics
- Home furnishings and consumer goods
- Clearance centers for off-price merchandise
- Online retail via dillards.com
Is DDS a Good Stock to Buy?
UQS Score rates DDS as Below Average overall, reflecting meaningful headwinds across several key quality dimensions.
Dillard's shows relatively resilient scores on the Quality and Risk pillars, suggesting the business maintains reasonable financial discipline and manageable near-term risk compared to some peers. The Valuation pillar also registers as Good, meaning the stock does not appear obviously expensive relative to its fundamentals.
The Moat and Growth pillars both register as Weak — the core concern for long-term investors. Traditional department store retail faces structural competitive pressure, and Dillard's has limited evidence of durable pricing power or expanding market share.
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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does DDS pay dividends?
Yes — Dillard's, Inc. pays a dividend.
Dillard's pays a regular dividend, providing income to shareholders alongside any capital appreciation. For a traditional retailer, dividend payments reflect the company's ability to generate consistent cash flow from operations. Investors should weigh the dividend against the broader growth and moat concerns flagged in the UQS profile when assessing total return potential.
When does DDS report earnings?
Dillard's reports earnings on a quarterly cadence, typical for US-listed equities.
Results tend to reflect seasonal retail patterns, with the holiday quarter historically carrying outsized weight. The company's ongoing focus on inventory management and cost discipline shapes how quarterly results land relative to expectations.
For the most recent quarter's results and upcoming reporting dates, visit Dillard's investor relations page directly.
DDS Price History
+508.0% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Dillard's, Inc.?
Based on Dillard's, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
DDS Long-term Outlook
The UQS Growth pillar registers as Weak for DDS, pointing to limited near-term expansion in revenues or earnings. The Risk pillar is Good, suggesting the balance sheet and operational structure are not in acute distress. Together, these signals describe a business that may sustain itself but faces real difficulty generating meaningful top-line momentum in a structurally challenged retail environment.
Growth drivers
- Inventory discipline and margin management in a promotional retail environment
- Online channel development through dillards.com
- Clearance center network as a tool for working capital efficiency
Key risks
- Structural shift in consumer spending away from traditional department stores
- Weak Moat pillar signals limited pricing power against e-commerce and off-price rivals
- Consumer cyclical exposure makes results sensitive to macroeconomic downturns
DDS vs Peers
Dillard's competes in the traditional department store and broader apparel retail space alongside several well-known names.
Macy's operates a larger national footprint and has pursued an aggressive store-rationalization and digital strategy, giving it a different scale profile than Dillard's regional focus.
Polibeli represents a smaller, less established player in the retail space, contrasting with Dillard's decades-long brand recognition in its core markets.
Kohl's targets a value-oriented shopper with a predominantly off-mall store format, differentiating its real estate strategy from Dillard's more traditional mall-anchored presence.
Frequently Asked Questions
What does Dillard's do?
Dillard's operates department stores across the southeastern, southwestern, and midwestern United States. Its stores sell fashion apparel for women, men, and children, along with accessories, cosmetics, and home furnishings. The company also runs clearance centers and an e-commerce site at dillards.com.
Does DDS pay dividends?
Yes, Dillard's pays a regular dividend. This provides a recurring income stream for shareholders. Investors focused on dividend sustainability should review the company's cash flow profile and payout history, both available through Dillard's investor relations page.
When does DDS report earnings?
Dillard's reports earnings on a quarterly cadence, consistent with US-listed public companies. Exact upcoming dates are not covered by our data source — check Dillard's investor relations page for the current reporting calendar.
Is DDS a good stock to buy?
UQS Score rates DDS as Below Average overall. The Quality and Risk pillars show relative resilience, and Valuation is rated Good. However, Weak scores on Moat and Growth reflect real structural challenges facing traditional department store retail. The full pillar breakdown is available to Pro members.
Is DDS overvalued?
The UQS Valuation pillar for DDS is rated Good, suggesting the stock is not obviously expensive relative to its fundamentals at current levels. That said, valuation should always be considered alongside the company's growth trajectory and competitive positioning — both of which register as Weak in the UQS profile.
How does DDS compare to its competitors?
Among traditional department store peers like Macy's and Kohl's, Dillard's maintains a regional focus with a loyal customer base in its core markets. Its UQS profile reflects challenges common across the sector — limited moat and weak growth — though its Risk and Quality scores compare reasonably within the group.
What is DDS's market cap bracket?
Dillard's is classified as a mid-cap company. This places it in a range that typically offers more liquidity than small-cap names while remaining smaller than the mega-cap retailers that dominate e-commerce and big-box formats.
Who founded Dillard's?
Dillard's was founded by William T. Dillard in 1938. The company grew from a single store into one of the largest department store chains in the United States, remaining headquartered in Little Rock, Arkansas throughout its history.
Is DDS a long-term quality investment?
As a long-term quality indicator, DDS's Below Average UQS Score warrants careful consideration. The Weak Moat pillar is particularly relevant for long-term holders, as durable competitive advantage is a key driver of sustained value creation. The full analysis, including trend data, is available to Pro members.
What is the main competitive advantage of Dillard's?
Dillard's primary advantages are its established regional brand recognition and its owned real estate in many locations, which reduces occupancy cost pressure compared to fully leased peers. However, the UQS Moat pillar rates these advantages as Weak relative to the broader competitive landscape.
What sector does DDS belong to?
Dillard's belongs to the Consumer Cyclical sector. This means its financial performance is closely tied to consumer confidence and discretionary spending. Economic slowdowns tend to weigh more heavily on consumer cyclical companies than on defensive sectors.
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Pro Analysis
DDS — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 45.4 | 75.0 | 16.0 | 10.2 | 78.9 | 58.3 | 0.0 |
| May 22, 2026 | 45.4 | 75.0 | 16.0 | 10.2 | 78.9 | 58.8 | -0.1 |
| May 21, 2026 | 45.5 | 75.0 | 16.0 | 10.2 | 78.9 | 59.4 | -2.9 |
| May 20, 2026 | 48.4 | 75.0 | 16.0 | 10.5 | 78.9 | 78.3 | 0.0 |
| May 19, 2026 | 48.4 | 75.0 | 16.0 | 10.5 | 78.9 | 78.4 | 0.0 |
| May 17, 2026 | 48.4 | 75.0 | 16.0 | 10.5 | 78.9 | 77.8 | +0.2 |
| May 16, 2026 | 48.2 | 75.0 | 16.0 | 10.0 | 78.9 | 77.3 | +0.4 |
| May 13, 2026 | 47.8 | 75.0 | 16.0 | 8.9 | 78.9 | 76.0 | +0.2 |
| May 12, 2026 | 47.6 | 75.0 | 16.0 | 8.9 | 78.9 | 74.7 | +0.1 |
| May 11, 2026 | 47.5 | 75.0 | 16.0 | 8.9 | 78.9 | 74.3 | +2.3 |
DDS — Pillar Breakdown
Quality
— 75.0/100 (25%)Dillard's, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 10.2/100 (20%)Dillard's, Inc. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 78.9/100 (15%)Dillard's, Inc. carries minimal financial risk with conservative leverage and strong solvency.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 57.9/100 (15%)Dillard's, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 16/100 (25%)Dillard's, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for DDS.
Score Composition
Financial Data
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How is the DDS UQS Score Calculated?
The UQS (Unified Quality Score) for Dillard's, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Dillard's, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Dillard's, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.