DDS

Consumer Cyclical

Dillard's, Inc. · Department Stores · $9B

UQS Score — Balanced Preset
45.3
Below Average

Dillard's, Inc. scores 45.3/100 using the Balanced preset.

UQS vs Consumer Cyclical Sector
DDS
45.3
Sector avg
37.7
Quality
Good
Moat
Weak
Growth
Weak
Risk
Good
Valuation
Neutral

What is Dillard's, Inc.?

Dillard's, Inc. is one of the largest traditional department store retailers in the United States, serving shoppers across the Southeast, Southwest, and Midwest. The company has operated for decades as a destination for fashion, home goods, and accessories.

Dillard's generates revenue by selling fashion apparel for women, men, and children alongside accessories, cosmetics, and home furnishings through its physical store network and its online channel at dillards.com. The company also operates clearance centers to move excess inventory. A smaller segment engages in general contracting construction activities. Revenue depends heavily on consumer spending patterns, seasonal shopping cycles, and the company's ability to attract foot traffic to its mall-based and standalone locations.

Founded in 1938 and headquartered in Little Rock, Arkansas, Dillard's has built a long-standing presence in American retail.

  • Women's, men's, and children's fashion apparel
  • Accessories and cosmetics
  • Home furnishings and consumer goods
  • Clearance centers for off-price merchandise
  • Online retail via dillards.com

Is DDS a Good Stock to Buy?

UQS Score rates DDS as Below Average overall, reflecting meaningful headwinds across several key quality dimensions.

Dillard's shows relatively resilient scores on the Quality and Risk pillars, suggesting the business maintains reasonable financial discipline and manageable near-term risk compared to some peers. The Valuation pillar also registers as Good, meaning the stock does not appear obviously expensive relative to its fundamentals.

The Moat and Growth pillars both register as Weak — the core concern for long-term investors. Traditional department store retail faces structural competitive pressure, and Dillard's has limited evidence of durable pricing power or expanding market share.

See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does DDS pay dividends?

Yes — Dillard's, Inc. pays a dividend.

Dillard's pays a regular dividend, providing income to shareholders alongside any capital appreciation. For a traditional retailer, dividend payments reflect the company's ability to generate consistent cash flow from operations. Investors should weigh the dividend against the broader growth and moat concerns flagged in the UQS profile when assessing total return potential.

When does DDS report earnings?

Dillard's reports earnings on a quarterly cadence, typical for US-listed equities.

Results tend to reflect seasonal retail patterns, with the holiday quarter historically carrying outsized weight. The company's ongoing focus on inventory management and cost discipline shapes how quarterly results land relative to expectations.

For the most recent quarter's results and upcoming reporting dates, visit Dillard's investor relations page directly.

DDS Price History

+508.0% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Dillard's, Inc.?

$
Today it would be worth
$85,611
That's a +756% total return, or +53.6% annualized.

Based on Dillard's, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

DDS Long-term Outlook

The UQS Growth pillar registers as Weak for DDS, pointing to limited near-term expansion in revenues or earnings. The Risk pillar is Good, suggesting the balance sheet and operational structure are not in acute distress. Together, these signals describe a business that may sustain itself but faces real difficulty generating meaningful top-line momentum in a structurally challenged retail environment.

Growth drivers

  • Inventory discipline and margin management in a promotional retail environment
  • Online channel development through dillards.com
  • Clearance center network as a tool for working capital efficiency

Key risks

  • Structural shift in consumer spending away from traditional department stores
  • Weak Moat pillar signals limited pricing power against e-commerce and off-price rivals
  • Consumer cyclical exposure makes results sensitive to macroeconomic downturns

DDS vs Peers

Dillard's competes in the traditional department store and broader apparel retail space alongside several well-known names.

MDDS scores higher
Macy's, Inc.

Macy's operates a larger national footprint and has pursued an aggressive store-rationalization and digital strategy, giving it a different scale profile than Dillard's regional focus.

PLBLDDS scores higher
Polibeli Group Ltd

Polibeli represents a smaller, less established player in the retail space, contrasting with Dillard's decades-long brand recognition in its core markets.

KSSDDS scores higher
Kohl's Corporation

Kohl's targets a value-oriented shopper with a predominantly off-mall store format, differentiating its real estate strategy from Dillard's more traditional mall-anchored presence.

Frequently Asked Questions

What does Dillard's do?

Dillard's operates department stores across the southeastern, southwestern, and midwestern United States. Its stores sell fashion apparel for women, men, and children, along with accessories, cosmetics, and home furnishings. The company also runs clearance centers and an e-commerce site at dillards.com.

Does DDS pay dividends?

Yes, Dillard's pays a regular dividend. This provides a recurring income stream for shareholders. Investors focused on dividend sustainability should review the company's cash flow profile and payout history, both available through Dillard's investor relations page.

When does DDS report earnings?

Dillard's reports earnings on a quarterly cadence, consistent with US-listed public companies. Exact upcoming dates are not covered by our data source — check Dillard's investor relations page for the current reporting calendar.

Is DDS a good stock to buy?

UQS Score rates DDS as Below Average overall. The Quality and Risk pillars show relative resilience, and Valuation is rated Good. However, Weak scores on Moat and Growth reflect real structural challenges facing traditional department store retail. The full pillar breakdown is available to Pro members.

Is DDS overvalued?

The UQS Valuation pillar for DDS is rated Good, suggesting the stock is not obviously expensive relative to its fundamentals at current levels. That said, valuation should always be considered alongside the company's growth trajectory and competitive positioning — both of which register as Weak in the UQS profile.

How does DDS compare to its competitors?

Among traditional department store peers like Macy's and Kohl's, Dillard's maintains a regional focus with a loyal customer base in its core markets. Its UQS profile reflects challenges common across the sector — limited moat and weak growth — though its Risk and Quality scores compare reasonably within the group.

What is DDS's market cap bracket?

Dillard's is classified as a mid-cap company. This places it in a range that typically offers more liquidity than small-cap names while remaining smaller than the mega-cap retailers that dominate e-commerce and big-box formats.

Who founded Dillard's?

Dillard's was founded by William T. Dillard in 1938. The company grew from a single store into one of the largest department store chains in the United States, remaining headquartered in Little Rock, Arkansas throughout its history.

Is DDS a long-term quality investment?

As a long-term quality indicator, DDS's Below Average UQS Score warrants careful consideration. The Weak Moat pillar is particularly relevant for long-term holders, as durable competitive advantage is a key driver of sustained value creation. The full analysis, including trend data, is available to Pro members.

What is the main competitive advantage of Dillard's?

Dillard's primary advantages are its established regional brand recognition and its owned real estate in many locations, which reduces occupancy cost pressure compared to fully leased peers. However, the UQS Moat pillar rates these advantages as Weak relative to the broader competitive landscape.

What sector does DDS belong to?

Dillard's belongs to the Consumer Cyclical sector. This means its financial performance is closely tied to consumer confidence and discretionary spending. Economic slowdowns tend to weigh more heavily on consumer cyclical companies than on defensive sectors.

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Pro Analysis

DDS — Score History

40455055Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 30 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 23, 202645.475.016.010.278.958.30.0
May 22, 202645.475.016.010.278.958.8-0.1
May 21, 202645.575.016.010.278.959.4-2.9
May 20, 202648.475.016.010.578.978.30.0
May 19, 202648.475.016.010.578.978.40.0
May 17, 202648.475.016.010.578.977.8+0.2
May 16, 202648.275.016.010.078.977.3+0.4
May 13, 202647.875.016.08.978.976.0+0.2
May 12, 202647.675.016.08.978.974.7+0.1
May 11, 202647.575.016.08.978.974.3+2.3

DDS — Pillar Breakdown

Quality

75.0/100 (25%)

Dillard's, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Capital Efficiency (ROIC)Strong

How effectively capital is deployed to generate returns.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityModerate

Bottom-line profit as a share of revenue.

Gross Profit / AssetsStrong

Asset productivity — how much gross profit each dollar of assets generates.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

10.2/100 (20%)

Dillard's, Inc. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

78.9/100 (15%)

Dillard's, Inc. carries minimal financial risk with conservative leverage and strong solvency.

Financial LeverageStrong

Debt levels relative to earnings capacity.

Debt/EquityStrong

Total debt relative to shareholder equity.

Current RatioStrong

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

57.9/100 (15%)

Dillard's, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.

Earnings YieldModerate

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioWeak

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

16/100 (25%)

Dillard's, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for DDS.

Score Composition

Quality
75.0×25%18.8
Growth
10.2×20%2.0
Risk
78.9×15%11.8
Valuation
57.9×15%8.7
Moat
16.0×25%4.0
Total
45.3Below Average

Financial Data

More Stock Analysis

How is the DDS UQS Score Calculated?

The UQS (Unified Quality Score) for Dillard's, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Dillard's, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Dillard's, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.