CRD-A

Financial Services

Crawford & Company · Insurance - Brokers · $510M

UQS Score — Balanced Preset
41.8
Below Average

Crawford & Company scores 41.8/100 using the Balanced preset.

UQS vs Financial Services Sector
CRD-A
41.8
Sector avg
39.7
Quality
Neutral
Moat
Weak
Growth
Weak
Risk
Weak
Valuation
Attractive

What is Crawford & Company?

Crawford & Company is a global claims management and outsourcing firm serving insurance carriers, brokers, and self-insured corporations across North America, Europe, Australia, and beyond.

Crawford generates revenue by handling the full lifecycle of insurance claims — from initial loss reporting through settlement. Its three segments cover loss adjusting for insurers, third-party administration for self-insured entities, and platform solutions that connect policyholders with contractor networks after property losses.

Founded in 1990 and headquartered in Atlanta, Georgia.

  • Crawford Loss Adjusting — property, liability, auto, and marine claims
  • Crawford TPA Solutions — workers' compensation and absence management
  • Crawford Platform Solutions — contractor networks and disaster response

Is CRD-A a Good Stock to Buy?

UQS Score rates CRD-A as Below Average overall.

Valuation stands out as the brightest spot in Crawford's profile, rated Attractive — meaning the stock may not carry a premium price relative to its fundamentals. Quality lands at a Neutral reading, suggesting the business is operational but unremarkable.

Moat, Growth, and Risk all carry Weak ratings, pointing to limited competitive differentiation, sluggish expansion, and meaningful balance-sheet or operational vulnerabilities.

See the exact pillar breakdown and full financial metrics by signing up for a Pro account at uqs-score.com. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does CRD-A pay dividends?

Yes — Crawford & Company pays a dividend.

Crawford & Company pays a regular dividend, which may appeal to income-oriented investors. Given the company's Weak Growth rating, returning cash to shareholders rather than aggressive reinvestment reflects the mature, service-oriented nature of its claims management business.

When does CRD-A report earnings?

Crawford & Company reports earnings on a quarterly cadence, consistent with US-listed equities.

Crawford operates across multiple segments with revenue tied to claims volumes, which can fluctuate with catastrophe activity and insurer demand. The company's Weak Growth and Neutral Quality ratings suggest results have been steady rather than expansionary in recent periods.

For the most recent quarter's results, visit Crawford & Company's investor relations page directly.

CRD-A Price History

+28.8% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Crawford & Company?

$
Today it would be worth
$11,454
That's a +14.5% total return, or +2.8% annualized.

Based on Crawford & Company's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

Frequently Asked Questions

What does Crawford & Company do?

Crawford & Company manages insurance claims on behalf of carriers, brokers, and self-insured corporations. Its services span property loss adjusting, third-party claims administration, workers' compensation management, and contractor network coordination after disasters.

Does CRD-A pay dividends?

Yes, Crawford & Company pays a regular dividend. Income-focused investors may find this relevant, though the company's overall UQS profile is rated Below Average. Check the company's investor relations page for the current dividend amount and schedule.

When does CRD-A report earnings?

Crawford & Company follows a standard quarterly reporting schedule. Specific dates are not covered by our data source — visit the company's investor relations page for the latest earnings calendar.

Is CRD-A a good stock to buy?

UQS Score rates CRD-A as Below Average, driven by Weak readings across Moat, Growth, and Risk. Valuation is rated Attractive, which is a relative positive. Pro members can view the complete pillar breakdown to form their own assessment.

Is CRD-A overvalued?

Crawford's Valuation pillar is rated Attractive, suggesting the stock is not obviously expensive relative to its fundamentals. However, an attractive price alone does not offset Weak readings in Growth and Moat. Full metrics are available to Pro members.

What is CRD-A's market cap bracket?

Crawford & Company is classified as a small-cap stock. Investors should be aware that small-cap equities typically carry higher liquidity risk and greater price volatility than large- or mega-cap peers.

Is CRD-A a long-term quality indicator?

As a long-term quality indicator, CRD-A's Below Average UQS Score — with Weak Moat and Growth ratings — raises questions about durable competitive advantage. The Attractive Valuation may offer some cushion, but sustained quality metrics are generally more important for long-term compounding.

What sector does CRD-A belong to?

Crawford & Company operates in the Financial Services sector, specifically within insurance claims management and outsourcing. Its revenue is closely tied to claims volumes driven by weather events, liability activity, and insurer demand cycles.

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Pro Analysis

CRD-A — Score History

3035404550Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 21 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 16, 202641.942.132.024.825.397.30.0
May 12, 202641.942.132.024.825.397.10.0
May 11, 202641.942.132.025.125.397.1+0.1
May 10, 202641.842.132.025.125.396.1+3.6
May 9, 202638.242.132.07.225.396.3-2.7
May 8, 202640.942.432.025.118.197.0-1.7
May 1, 202642.643.932.026.625.097.4-0.1
Apr 25, 202642.743.932.026.625.097.6-0.3
Apr 24, 202643.044.232.026.625.998.4+0.2
Apr 22, 202642.843.932.026.625.098.30.0

CRD-A — Pillar Breakdown

Quality

42.1/100 (25%)

Crawford & Company has average quality metrics, with room for improvement in margins or capital efficiency.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

24.8/100 (20%)

Crawford & Company faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthStrong

Analyst consensus for future earnings growth.

Risk

25.3/100 (15%)

Crawford & Company presents elevated risk with concerns around leverage or financial stability.

Debt/EquityWeak

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

96.9/100 (15%)

Crawford & Company appears attractively valued relative to its earnings, cash flows, and sector peers.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioStrong

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorStrong

Enterprise value multiple relative to sector median.

Moat

32/100 (25%)

Crawford & Company operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for CRD-A.

Score Composition

Quality
42.1×25%10.5
Growth
24.8×20%5.0
Risk
25.3×15%3.8
Valuation
96.9×15%14.5
Moat
32.0×25%8.0
Total
41.8Below Average

Financial Data

More Stock Analysis

How is the CRD-A UQS Score Calculated?

The UQS (Unified Quality Score) for Crawford & Company is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Crawford & Company's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Crawford & Company is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.