CRBG
Financial ServicesCorebridge Financial, Inc. · Asset Management · $13B
What is Corebridge Financial, Inc.?
Corebridge Financial is a large-cap U.S. retirement and insurance company headquartered in Houston, Texas. It operates across four business segments serving individual savers, employers, and institutional clients nationwide.
Corebridge generates revenue by offering annuities, life insurance, and retirement plan services across four segments. The Individual Retirement segment sells fixed, indexed, and variable annuities. The Group Retirement segment administers employer-sponsored defined contribution plans. The Life Insurance segment covers term and universal life products in the U.S. and the U.K. The Institutional Markets segment provides structured settlements, pension risk transfer annuities, and guaranteed investment contracts to large institutional clients.
Corebridge Financial was incorporated in 1998 and operates as a subsidiary of American International Group, Inc.
- Fixed, fixed index, and variable annuities for individual savers
- Group retirement plan administration and advisory services
- Term and universal life insurance products
- Pension risk transfer and structured settlement annuities
- Stable value wraps and guaranteed investment contracts
Is CRBG a Good Stock to Buy?
UQS Score rates CRBG as Below Average overall.
The most constructive element of CRBG's profile is its Growth pillar, which registers as Good — suggesting the business is expanding at a pace that stands out relative to peers in the financial services sector. The Valuation pillar is rated Attractive, meaning the stock does not appear richly priced relative to its fundamentals, which may appeal to value-oriented investors.
Both the Quality and Moat pillars are rated Weak, indicating limited competitive differentiation and below-average business quality metrics. The Risk pillar sits at Neutral, offering little cushion against these structural concerns.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does CRBG pay dividends?
Yes — Corebridge Financial, Inc. pays a dividend.
Corebridge Financial pays a regular dividend, which is common among large insurance and retirement-focused companies that generate predictable cash flows from their annuity and insurance books. Income-oriented investors often look to CRBG as part of a yield-seeking strategy within the financial services sector. For current yield and payout details, check the company's investor relations page.
When does CRBG report earnings?
Corebridge Financial reports earnings on a quarterly cadence, typical for U.S.-listed financial services companies.
Quarterly results for CRBG tend to reflect trends in annuity sales volumes, interest rate movements, and insurance underwriting performance across its four segments. Growth in the Group Retirement and Institutional Markets segments has been a recurring theme in recent reporting periods.
For the most recent quarter's results and guidance, visit Corebridge Financial's investor relations page directly.
CRBG Price History
+70.5% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Corebridge Financial, Inc.?
Based on Corebridge Financial, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
CRBG Long-term Outlook
CRBG's Good Growth pillar suggests the company is capturing demand in the retirement savings market, supported by demographic tailwinds as more Americans approach retirement age. However, the Weak Quality and Moat ratings temper the long-term outlook, as the company faces competitive pressure without a clearly differentiated position. The Attractive Valuation rating indicates the market may already be pricing in some of these structural limitations, leaving the risk-reward profile mixed.
Growth drivers
- Rising demand for annuities and retirement income products from aging demographics
- Expansion of institutional pension risk transfer business
- Growth in group retirement plan administration as employers expand benefit offerings
Key risks
- Weak competitive moat leaves CRBG exposed to pricing pressure from larger peers
- Interest rate sensitivity across the annuity and insurance book
- Below-average business quality metrics may limit long-term margin resilience
CRBG vs Peers
Corebridge Financial operates in a competitive financial services landscape alongside a range of income-focused and asset management peers.
Oxford Lane focuses on collateralized loan obligation equity tranches, a narrower and more credit-market-driven model than CRBG's diversified insurance and retirement platform.
Ares Capital is a leading business development company focused on middle-market lending, contrasting with CRBG's annuity and life insurance revenue model.
Franklin Resources competes in asset and wealth management rather than insurance, giving it a different fee-based revenue structure compared to CRBG's spread-based annuity business.
Frequently Asked Questions
What does Corebridge Financial do?
Corebridge Financial provides retirement solutions and insurance products across four segments: Individual Retirement, Group Retirement, Life Insurance, and Institutional Markets. It sells annuities, administers employer retirement plans, offers life insurance in the U.S. and U.K., and provides institutional products such as pension risk transfer annuities and guaranteed investment contracts.
Does CRBG pay dividends?
Yes, Corebridge Financial pays a regular dividend. This is consistent with its position as a large insurance and retirement company generating recurring cash flows from its annuity and insurance operations. For current dividend amounts and payment schedules, refer to the company's investor relations page.
When does CRBG report earnings?
Corebridge Financial reports earnings on a quarterly cadence, as is standard for U.S.-listed financial services companies. For the exact schedule of upcoming earnings releases, visit the investor relations section of the Corebridge Financial website.
Is CRBG a good stock to buy?
UQS Score rates CRBG as Below Average overall. The Growth and Valuation pillars are the relative bright spots, while Quality and Moat are both rated Weak. Whether it fits your portfolio depends on your risk tolerance and investment goals. The full pillar breakdown is available to UQS Pro members.
Is CRBG overvalued?
The UQS Valuation pillar for CRBG is rated Attractive, suggesting the stock is not trading at a premium relative to its fundamentals. However, an attractive valuation alone does not offset concerns in the Quality and Moat pillars. View the complete valuation analysis by signing up for UQS Pro.
How does CRBG compare to its competitors?
Compared to peers like Ares Capital and Franklin Resources, Corebridge operates a more diversified insurance and annuity model. Its Growth pillar is a relative strength, but its Weak Moat rating suggests it has less competitive differentiation than some financial services peers. See the full side-by-side comparison on UQS Score.
What is CRBG's market cap bracket?
Corebridge Financial is classified as a large-cap company. This places it among the more established and widely followed names in the U.S. financial services sector, typically attracting both institutional and income-focused retail investors.
Who founded Corebridge Financial?
Corebridge Financial was incorporated in 1998 and was formerly known as SAFG Retirement Services, Inc. It operates as a subsidiary of American International Group, Inc. Detailed founding history is publicly available through the company's official disclosures and investor relations materials.
Is CRBG a long-term quality investment?
As a long-term quality indicator, CRBG's profile is mixed. The Good Growth rating points to business expansion, but the Weak Quality and Moat pillars suggest the company lacks the durable competitive advantages typically associated with high-conviction long-term holdings. UQS Pro members can access the full multi-pillar assessment.
What is the main competitive advantage of Corebridge Financial?
Corebridge's scale across retirement and insurance segments — including individual annuities, group retirement plans, and institutional markets — provides some breadth of distribution. However, the UQS Moat pillar is rated Weak, indicating this breadth has not translated into a clearly defensible competitive position relative to sector peers.
What sector does CRBG belong to?
Corebridge Financial belongs to the Financial Services sector, specifically within the insurance and retirement solutions industry. It competes for retirement savings and insurance premiums alongside asset managers, business development companies, and other large insurance groups.
Is CRBG a growth stock or value stock?
Based on UQS pillar ratings, CRBG shows characteristics of both. The Growth pillar is rated Good, suggesting meaningful business expansion, while the Valuation pillar is rated Attractive — a combination that may appeal to investors seeking growth at a reasonable price within the financial services sector.
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Pro Analysis
CRBG — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 16, 2026 | 43.4 | 35.6 | 23.0 | 62.2 | 21.2 | 87.6 | 0.0 |
| May 12, 2026 | 43.4 | 35.6 | 23.0 | 62.2 | 21.2 | 87.3 | +0.1 |
| May 11, 2026 | 43.3 | 35.6 | 23.0 | 62.2 | 21.2 | 87.2 | +0.6 |
| May 10, 2026 | 42.7 | 35.6 | 23.0 | 62.2 | 21.2 | 83.0 | -1.2 |
| May 8, 2026 | 43.9 | 35.6 | 23.0 | 62.2 | 24.2 | 87.9 | -1.4 |
| Apr 18, 2026 | 45.3 | 25.0 | 23.0 | 62.2 | 59.1 | 80.0 | -3.0 |
| Apr 2, 2026 | 48.3 | 25.0 | 23.0 | 62.2 | 59.1 | 100.0 | — |
CRBG — Pillar Breakdown
Quality
— 35.6/100 (25%)Corebridge Financial, Inc. has average quality metrics, with room for improvement in margins or capital efficiency.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 62.2/100 (20%)Corebridge Financial, Inc. demonstrates healthy growth trends across revenue and earnings.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 21.2/100 (15%)Corebridge Financial, Inc. presents elevated risk with concerns around leverage or financial stability.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 86.8/100 (15%)Corebridge Financial, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 23/100 (25%)Corebridge Financial, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for CRBG.
Score Composition
Financial Data
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How is the CRBG UQS Score Calculated?
The UQS (Unified Quality Score) for Corebridge Financial, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Corebridge Financial, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Corebridge Financial, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.