CNO

Based on CNO Financial Group, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does CNO Financial Group do?

CNO Financial Group develops and administers health insurance, life insurance, and annuity products aimed at senior and middle-income Americans. It sells through agents, direct marketing, and worksite channels under the Bankers Life, Washington National, and Colonial Penn brands.

Does CNO pay dividends?

Yes, CNO Financial Group pays a regular dividend. The dividend reflects the company's mature, cash-generative insurance business model. Investors should check CNO's investor relations page for the current dividend rate and payment schedule.

When does CNO report earnings?

CNO reports earnings quarterly, in line with standard US-listed company practice. For the exact dates of upcoming earnings releases, refer to CNO Financial Group's investor relations page or financial calendar.

Is CNO a good stock to buy?

UQS Score rates CNO as Below Average overall. The Valuation pillar is Attractive, but both Moat and Growth are rated Weak. Investors weighing CNO should consider the full pillar breakdown available to Pro members before drawing conclusions.

Is CNO overvalued?

The UQS Valuation pillar for CNO is rated Attractive, suggesting the stock is not considered expensive relative to its fundamentals at current levels. However, valuation alone does not determine overall quality — the complete picture includes Growth and Moat considerations.

How does CNO compare to its competitors?

CNO's middle-income, senior-focused positioning distinguishes it from peers like Brighthouse Financial, which targets higher-asset customers, and F&G Annuities, which concentrates on fixed indexed annuities. CNO's multi-brand, multi-channel approach covers a broader product range than most direct peers.

What is CNO's market cap bracket?

CNO Financial Group is classified as a mid-cap company. This places it in a range that typically offers more liquidity than small-cap peers while remaining smaller than the large insurers that dominate the sector.

Who founded CNO Financial Group?

CNO Financial Group in its current form was established in 2003. The company's heritage traces back through predecessor entities in the US insurance industry. Detailed founding history is publicly available through CNO's corporate website and investor relations materials.

Is CNO a long-term quality stock?

As a long-term quality indicator, CNO's UQS profile shows Neutral Quality and Risk but Weak Moat and Growth. The Attractive Valuation may offer a margin of safety, but the absence of a strong competitive moat limits conviction in sustained long-term outperformance.

What is the main competitive advantage of CNO Financial Group?

CNO's primary advantage lies in its established multi-brand distribution network — Bankers Life, Washington National, and Colonial Penn — which gives it broad reach across the senior and middle-income insurance market. However, the UQS Moat pillar rates this advantage as Weak relative to sector peers.

What sector does CNO belong to?

CNO Financial Group operates in the Financial Services sector, specifically within the insurance industry. It focuses on life, health, and annuity products rather than banking or asset management, making it a pure-play insurance operator.

Is CNO a growth stock or value stock?

Based on UQS pillar ratings, CNO leans toward the value side of the spectrum. The Growth pillar is rated Weak, while Valuation is rated Attractive — a combination more consistent with a value-oriented profile than a high-growth investment thesis.

CNO Financial Group, Inc. has average quality metrics, with room for improvement in margins or capital efficiency.

CNO Financial Group, Inc. faces growth headwinds with declining or stagnant revenue trends.

CNO Financial Group, Inc. has some risk factors including moderate leverage or solvency concerns.

CNO Financial Group, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

CNO Financial Group, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for CNO.

The UQS (Unified Quality Score) for CNO Financial Group, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses CNO Financial Group, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether CNO Financial Group, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.