CNH
IndustrialsCNH Industrial N.V. · Agricultural - Machinery · $13B
What is CNH Industrial N.V.?
CNH Industrial is a global manufacturer of agricultural and construction equipment, serving customers across more than 180 countries. Its brands — including the well-known Case IH — have deep roots in the farming community. The company operates an extensive dealer network alongside a captive finance arm.
CNH Industrial designs, manufactures, and distributes heavy machinery for agriculture and construction markets. Revenue flows primarily from equipment sales through a network of over 3,600 dealer and distribution locations worldwide. The company's financial services division complements equipment sales by offering retail financing to end customers and wholesale financing to dealers, reducing purchase barriers and supporting dealer inventory. This integrated model ties equipment demand to financing availability, creating a degree of revenue interdependence across the business.
CNH Industrial was formed in 1996 and is headquartered in Basildon, United Kingdom.
- Agricultural equipment under the Case IH brand
- Construction machinery and compact equipment
- Dealer and distribution network spanning 180+ countries
- Retail and wholesale equipment financing services
Is CNH a Good Stock to Buy?
UQS Score rates CNH as Below Average overall, reflecting meaningful headwinds across several key pillars.
The most notable bright spot in CNH's profile is its Valuation pillar, rated Attractive — suggesting the market may already be pricing in a degree of pessimism about the business. The Quality pillar lands at Neutral, indicating the company maintains baseline operational standards relative to peers.
The Moat, Growth, and Risk pillars are all rated Weak, pointing to limited competitive differentiation, constrained expansion prospects, and above-average exposure to downside scenarios in the current environment.
Pro members can view the complete pillar breakdown and underlying financial metrics to form their own informed view. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does CNH pay dividends?
Yes — CNH Industrial N.V. pays a dividend.
CNH Industrial pays a regular dividend, which may appeal to income-oriented investors in the industrials sector. The dividend reflects the company's intention to return capital to shareholders even amid cyclical equipment demand. Investors should weigh the sustainability of the payout against the Weak Risk and Growth pillar ratings before relying on it as a primary return driver.
When does CNH report earnings?
CNH Industrial reports earnings on a quarterly cadence, consistent with standard practice for US-listed equities.
The company's recent results have reflected the broader cyclical pressures facing the agricultural and construction equipment industries. Demand softness in key end markets has weighed on revenue trends, and the financing arm's performance is closely tied to equipment sales volumes.
For the most current quarterly results and guidance, visit CNH Industrial's investor relations page directly.
CNH Price History
-30.1% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in CNH Industrial N.V.?
Based on CNH Industrial N.V.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
CNH Long-term Outlook
CNH's Growth and Risk pillars are both rated Weak, suggesting the near-term fundamental outlook carries more uncertainty than typical for large-cap industrials. The Attractive Valuation rating indicates the stock may reflect a discounted view of future earnings power, but a re-rating would likely require evidence of improving demand or margin stability. Investors focused on long-term quality indicators should monitor how the company navigates the agricultural equipment cycle and manages its financing exposure.
Growth drivers
- Recovery in global agricultural equipment demand cycles
- Expansion of financing services supporting dealer network sales
- Potential geographic diversification into emerging agricultural markets
Key risks
- Cyclical downturns in farming and construction end markets
- Weak competitive moat leaving CNH exposed to pricing pressure
- Financing arm credit risk tied to equipment demand softness
CNH vs Peers
CNH Industrial competes across both agricultural and construction equipment segments, facing rivals with varying degrees of specialization.
Oshkosh focuses heavily on specialty vehicles and defense equipment, giving it exposure to government contracts that CNH largely lacks.
AGCO is a pure-play agricultural equipment manufacturer, competing directly with CNH's farm machinery segment without a construction equipment division.
Terex concentrates on lifting and material processing equipment, overlapping with CNH's construction segment but with a narrower product scope.
Frequently Asked Questions
What does CNH Industrial do?
CNH Industrial manufactures agricultural and construction equipment sold through a global dealer network spanning over 180 countries. Brands like Case IH serve farmers worldwide. The company also operates a financial services arm that provides retail and wholesale financing, helping customers purchase equipment and supporting dealer inventory management.
Does CNH pay dividends?
Yes, CNH Industrial pays a regular dividend. Income-focused investors may find this appealing, though the sustainability of the payout should be considered alongside the company's Weak Risk and Growth pillar ratings. Dividend details and payment history are available on CNH's investor relations page.
When does CNH report earnings?
CNH Industrial follows a quarterly earnings reporting cadence, standard for US-listed companies. Specific dates for upcoming reports are not covered by our data source. Check CNH Industrial's investor relations page for the current earnings calendar.
Is CNH a good stock to buy?
UQS Score rates CNH as Below Average, driven by Weak ratings across the Moat, Growth, and Risk pillars. The Valuation pillar is rated Attractive, which may interest contrarian investors. Whether CNH fits a portfolio depends on individual risk tolerance and investment goals — the full pillar breakdown is available to Pro members.
Is CNH overvalued?
Based on the UQS Valuation pillar, CNH is rated Attractive, suggesting the stock is not considered overvalued relative to its fundamentals at current levels. This may reflect the market pricing in the cyclical and competitive challenges the company faces. Pro members can access the detailed valuation metrics behind this rating.
How does CNH compare to its competitors?
CNH competes with AGCO in agricultural equipment and with Oshkosh and Terex in adjacent industrial machinery segments. Unlike pure-play rivals, CNH spans both farming and construction markets and operates its own financing division. Each competitor carries a different UQS profile — comparisons are available on their respective pages.
What is CNH's market cap bracket?
CNH Industrial is classified as a large-cap company, placing it among the larger publicly traded industrial equipment manufacturers globally. Large-cap status generally implies greater liquidity and institutional coverage compared to mid- or small-cap peers in the sector.
Who founded CNH Industrial?
CNH Industrial was formed in 1996 through the combination of Case Corporation and New Holland, both established equipment manufacturers with long histories in agriculture and construction. The current CNH Industrial entity emerged from a subsequent merger involving Fiat Industrial in 2013. Full founding history is widely available through public sources.
Is CNH a long-term quality indicator?
As a long-term quality indicator, CNH's UQS profile presents a mixed picture. The Neutral Quality pillar suggests baseline operational standards, but Weak Moat and Growth ratings raise questions about durable competitive advantage and earnings expansion over time. Long-term investors should weigh the Attractive Valuation against these structural concerns.
What is the main competitive advantage of CNH Industrial?
CNH's most tangible competitive asset is its established dealer and distribution network, which spans over 3,600 locations worldwide. Brand recognition through Case IH in the agricultural segment also provides some customer loyalty. However, the UQS Moat pillar rates this advantage as Weak relative to sector peers, suggesting limited pricing power or switching cost protection.
What sector does CNH belong to?
CNH Industrial operates in the Industrials sector, specifically within the heavy machinery and equipment manufacturing industry. This sector is cyclical by nature, with demand closely tied to agricultural commodity prices, construction activity, and broader macroeconomic conditions — all of which influence CNH's revenue and earnings trajectory.
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Pro Analysis
CNH — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 40.1 | 45.0 | 26.0 | 29.4 | 24.5 | 85.4 | 0.0 |
| May 22, 2026 | 40.1 | 45.0 | 26.0 | 29.4 | 24.5 | 85.3 | 0.0 |
| May 21, 2026 | 40.1 | 45.0 | 26.0 | 29.8 | 24.5 | 85.0 | -0.1 |
| May 20, 2026 | 40.2 | 45.0 | 26.0 | 29.8 | 24.5 | 85.4 | +0.1 |
| May 16, 2026 | 40.1 | 45.0 | 26.0 | 29.8 | 24.5 | 85.0 | 0.0 |
| May 15, 2026 | 40.1 | 45.0 | 26.0 | 29.8 | 24.5 | 84.6 | +0.1 |
| May 14, 2026 | 40.0 | 45.0 | 26.0 | 29.8 | 24.5 | 84.4 | -0.1 |
| May 13, 2026 | 40.1 | 45.0 | 26.0 | 29.7 | 24.5 | 84.9 | +0.1 |
| May 11, 2026 | 40.0 | 45.0 | 26.0 | 29.7 | 24.5 | 84.5 | +0.6 |
| May 10, 2026 | 39.4 | 45.3 | 26.0 | 29.7 | 24.5 | 79.6 | -3.6 |
CNH — Pillar Breakdown
Quality
— 45.0/100 (25%)CNH Industrial N.V. has average quality metrics, with room for improvement in margins or capital efficiency.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 29.4/100 (20%)CNH Industrial N.V. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 24.5/100 (15%)CNH Industrial N.V. presents elevated risk with concerns around leverage or financial stability.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 85.6/100 (15%)CNH Industrial N.V. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 26/100 (25%)CNH Industrial N.V. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for CNH.
Score Composition
Financial Data
More Stock Analysis
How is the CNH UQS Score Calculated?
The UQS (Unified Quality Score) for CNH Industrial N.V. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses CNH Industrial N.V.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether CNH Industrial N.V. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.