CIM

Based on Chimera Investment Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Chimera Investment Corporation do?

Chimera Investment Corporation is a mortgage REIT that invests in residential mortgage loans, agency and non-agency mortgage-backed securities, and other real estate related securities. It earns income from the spread between its asset yields and borrowing costs, distributing most of that income to shareholders as dividends.

Does CIM pay dividends?

Yes, Chimera pays a regular dividend. As a REIT, it is required to distribute the majority of its taxable income to shareholders. Dividend levels can vary depending on interest rate conditions and the performance of its mortgage asset portfolio, so investors should track quarterly announcements.

When does CIM report earnings?

Chimera reports earnings on a quarterly basis, in line with standard US-listed company requirements. For the exact timing of upcoming results, check Chimera Investment Corporation's investor relations page, as specific dates are subject to change.

Is CIM a good stock to buy?

UQS Score rates CIM as Below Average overall. The Quality and Valuation pillars show relative strength, but Weak ratings on Moat and Risk highlight meaningful vulnerabilities. Whether CIM fits a portfolio depends on an investor's income needs and tolerance for interest rate and credit risk. The full pillar breakdown is available to Pro members.

Is CIM overvalued?

The UQS Valuation pillar for CIM is rated Good, suggesting the stock does not appear significantly overpriced relative to its fundamentals. For mortgage REITs, valuation is often assessed relative to book value and yield — metrics that can shift quickly with rate movements. View the complete valuation analysis with a Pro account.

How does CIM compare to its competitors?

Compared to peers like Two Harbors and Orchid Island, Chimera maintains a broader and more credit-diverse portfolio that includes non-agency and non-rated securities. This can offer higher potential yields but also introduces greater credit risk. Orchid Island, by contrast, focuses purely on agency securities with lower credit exposure.

What is CIM's market cap bracket?

Chimera Investment Corporation is classified as a small-cap company. This places it below the large-cap mortgage REITs in terms of total market value, which can mean lower liquidity and greater price sensitivity to sector-wide shifts in interest rate expectations.

Who founded Chimera Investment Corporation?

Chimera Investment Corporation was incorporated in 2007. For detailed founding history and leadership background, the company's official investor relations materials and SEC filings are the most reliable sources.

Is CIM a long-term quality investment?

As a long-term quality indicator, CIM's Below Average UQS Score reflects meaningful concerns — particularly the Weak Moat and Risk ratings. Mortgage REITs are inherently sensitive to macroeconomic cycles. Investors focused on long-term quality may want to weigh these structural risks carefully alongside the income appeal.

What is the main competitive advantage of Chimera Investment Corporation?

Chimera's ability to invest across both agency and non-agency mortgage assets gives it flexibility to pursue higher yields in different credit environments. However, the UQS Moat pillar rates this advantage as Weak, indicating the company lacks a durable structural edge that clearly separates it from peers in the mortgage REIT sector.

What sector does CIM belong to?

CIM belongs to the Real Estate sector, specifically operating as a mortgage REIT. Unlike equity REITs that own physical properties, mortgage REITs like Chimera invest in mortgage loans and mortgage-backed securities, making their performance more closely tied to interest rates and credit markets than to property values.

Chimera Investment Corporation currently shows below-average quality metrics, suggesting challenges with profitability.

Chimera Investment Corporation faces growth headwinds with declining or stagnant revenue trends.

Chimera Investment Corporation presents elevated risk with concerns around leverage or financial stability.

Chimera Investment Corporation trades at a reasonable valuation with decent earnings yield and FCF multiples.

Chimera Investment Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for CIM.

The UQS (Unified Quality Score) for Chimera Investment Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Chimera Investment Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Chimera Investment Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.