CCS
Consumer CyclicalCentury Communities, Inc. · Residential Construction · $1B
What is Century Communities, Inc.?
Century Communities designs, builds, and sells single-family homes across seventeen U.S. states under two distinct brands. The company also provides mortgage, title, and insurance services directly to its buyers, creating an integrated homebuilding experience.
The company generates revenue primarily through the construction and sale of attached and detached single-family homes. Its two brands — Century Communities and Century Complete — serve different price points and buyer profiles. Beyond homebuilding, Century Communities earns fees from financial services it offers buyers at closing. Land entitlement and development activities support its pipeline of future communities across the Sun Belt and other growth markets.
Century Communities was founded in 2014 and is headquartered in Greenwood Village, Colorado.
- Single-family detached and attached homes
- Century Complete entry-level homes
- In-house mortgage and title services
- Insurance products for homebuyers
- Land entitlement and community development
Is CCS a Good Stock to Buy?
UQS Score rates CCS as Below Average overall, reflecting meaningful headwinds across several key dimensions.
The most constructive element in CCS's profile is Valuation, which scores as Attractive — suggesting the market may already be pricing in the company's challenges. The Risk pillar lands at Neutral, indicating the balance sheet and operational exposures are not extreme relative to peers in the homebuilding sector.
Quality, Moat, and Growth all register as Weak, pointing to thin competitive differentiation, limited pricing power, and a challenging near-term growth trajectory in a rate-sensitive housing market.
Pro members can view the full pillar breakdown and underlying financial metrics to form a more complete picture. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does CCS pay dividends?
Yes — Century Communities, Inc. pays a dividend.
Century Communities pays a regular dividend, which is relatively uncommon among smaller homebuilders. The dividend signals a degree of capital discipline and a commitment to returning cash to shareholders. Investors focused on income should weigh the dividend against the company's Weak Quality and Growth scores, which could affect long-term payout sustainability.
When does CCS report earnings?
Century Communities reports earnings on a quarterly cadence, consistent with standard practice for U.S.-listed equities.
Homebuilder results have been shaped by fluctuating mortgage rates and shifting buyer demand. Century Communities has navigated these pressures across its entry-level and move-up segments, though its Growth pillar reflects the difficulty of expanding in the current environment.
For the most recent quarter's results and guidance, visit Century Communities' investor relations page directly.
CCS Price History
-15.9% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Century Communities, Inc.?
Based on Century Communities, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
CCS Long-term Outlook
The fundamental outlook for CCS is cautious. With Growth and Quality both rated Weak, the near-term trajectory depends heavily on mortgage rate relief and a recovery in housing affordability. The Attractive Valuation label suggests downside may be partially reflected in the current price, but a meaningful re-rating would likely require improvement in underlying business fundamentals. The Neutral Risk profile provides some stability, but does not offset the structural concerns in the other pillars.
Growth drivers
- Potential housing demand recovery if mortgage rates decline
- Entry-level brand exposure to underserved first-time buyer segment
- Geographic diversification across seventeen states
Key risks
- Prolonged elevated mortgage rates suppressing buyer demand
- Weak Moat leaves pricing power vulnerable to competition
- Margin pressure from land and construction cost inflation
CCS vs Peers
Century Communities operates in a competitive regional homebuilding space alongside several focused peers.
Dream Finders uses an asset-light land strategy that reduces capital intensity compared to traditional homebuilders like Century Communities.
Green Brick focuses on higher-margin communities in select Sun Belt markets, targeting a more affluent buyer profile than Century Complete.
LGI Homes competes directly in the entry-level segment with a high-volume, low-touch sales model that emphasizes speed to close.
Frequently Asked Questions
What does Century Communities do?
Century Communities designs, builds, and sells single-family homes across seventeen U.S. states. It operates under two brands targeting different buyer segments and also provides mortgage, title, and insurance services to its buyers at closing.
Does CCS pay dividends?
Yes, Century Communities pays a regular dividend. This is relatively uncommon among smaller homebuilders. Investors should review the company's investor relations page for the current dividend rate and payment schedule.
When does CCS report earnings?
Century Communities reports on a quarterly cadence, as is standard for U.S.-listed companies. For exact dates, check the company's investor relations page or your brokerage's earnings calendar.
Is CCS a good stock to buy?
CCS carries a Below Average UQS Score, driven by Weak ratings across Quality, Moat, and Growth. The Valuation pillar is Attractive, which may interest contrarian investors, but the overall profile warrants careful review. Pro members can access the full breakdown.
Is CCS overvalued?
Based on the UQS Valuation pillar, CCS is rated Attractive — meaning the stock does not appear expensive relative to its fundamentals. Whether that represents a genuine opportunity depends on how the other weak pillars evolve over time.
How does CCS compare to its competitors?
Compared to peers like Dream Finders Homes, Green Brick Partners, and LGI Homes, Century Communities competes across a broader geographic footprint with a dual-brand strategy. Its UQS profile can be compared directly against these peers on the UQS platform.
What is CCS's market cap bracket?
Century Communities is classified as a small-cap company. This places it below the scale of national homebuilding giants, which can mean higher volatility and less analyst coverage but also potential for valuation re-rating.
Who founded Century Communities?
Century Communities was founded in 2014. Details on the founding team are widely available through the company's official website and public filings.
Is CCS a long-term quality investment?
As a long-term quality indicator, CCS's Below Average UQS Score — with Weak Quality and Moat pillars — suggests the business lacks the durable competitive advantages typically associated with compounding long-term returns. The Attractive Valuation may limit near-term downside, but quality concerns are worth monitoring.
What is the main competitive advantage of Century Communities?
Century Communities' dual-brand approach allows it to serve both entry-level and move-up buyers across a wide geographic footprint. However, the UQS Moat pillar rates this advantage as Weak, indicating limited pricing power or structural differentiation versus peers.
What sector does CCS belong to?
CCS belongs to the Consumer Cyclical sector, specifically within homebuilding. This means its business is sensitive to interest rates, consumer confidence, and broader economic cycles — factors that heavily influence housing demand.
Is CCS a growth stock or value stock?
Based on UQS pillar labels, CCS leans toward value rather than growth — its Valuation pillar is Attractive while its Growth pillar is Weak. This profile may appeal to value-oriented investors willing to accept limited near-term growth momentum.
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Pro Analysis
CCS — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 29.0 | 32.7 | 14.0 | 8.6 | 42.9 | 61.0 | +0.1 |
| May 22, 2026 | 28.9 | 32.7 | 14.0 | 8.6 | 42.9 | 60.6 | -0.2 |
| May 21, 2026 | 29.1 | 32.7 | 14.0 | 8.6 | 42.9 | 61.9 | -0.2 |
| May 20, 2026 | 29.3 | 32.7 | 14.0 | 8.6 | 42.9 | 62.9 | +0.1 |
| May 19, 2026 | 29.2 | 32.7 | 14.0 | 8.6 | 42.9 | 62.8 | -0.1 |
| May 16, 2026 | 29.3 | 32.7 | 14.0 | 8.6 | 42.9 | 62.9 | +0.2 |
| May 15, 2026 | 29.1 | 32.7 | 14.0 | 8.6 | 42.9 | 61.6 | +0.2 |
| May 14, 2026 | 28.9 | 32.7 | 14.0 | 8.6 | 42.9 | 60.8 | +0.1 |
| May 13, 2026 | 28.8 | 32.7 | 14.0 | 8.6 | 42.9 | 60.0 | +0.2 |
| May 11, 2026 | 28.6 | 32.7 | 14.0 | 8.6 | 42.9 | 58.8 | +2.3 |
CCS — Pillar Breakdown
Quality
— 32.7/100 (25%)Century Communities, Inc. currently shows below-average quality metrics, suggesting challenges with profitability.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 8.6/100 (20%)Century Communities, Inc. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 42.9/100 (15%)Century Communities, Inc. has some risk factors including moderate leverage or solvency concerns.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 60.3/100 (15%)Century Communities, Inc. trades at a reasonable valuation with decent earnings yield and FCF multiples.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 14/100 (25%)Century Communities, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for CCS.
Score Composition
Financial Data
More Stock Analysis
How is the CCS UQS Score Calculated?
The UQS (Unified Quality Score) for Century Communities, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Century Communities, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Century Communities, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.