CCC
TechnologyCCC Intelligent Solutions Holdings Inc. · Software - Infrastructure · $3B
What is CCC Intelligent Solutions Holdings Inc.?
CCC Intelligent Solutions Holdings Inc. operates a cloud-based SaaS platform built specifically for the property and casualty insurance economy. Its technology connects insurers, collision repairers, parts suppliers, automakers, and lenders through AI-enabled digital workflows.
CCC generates revenue by licensing its SaaS platform to participants across the insurance ecosystem. Carriers use it to manage claims and total-loss workflows; collision repairers rely on it for estimating and repair quality tools; parts suppliers and automakers connect through its commerce network. The platform also extends into casualty management, lender solutions, and payments — creating a multi-sided network that becomes more valuable as more participants join.
The company traces its operational roots to 1980 and is headquartered in Chicago, Illinois.
- CCC Estimating and Total Loss workflow tools for insurance carriers
- CCC Repair Workflow and Network Management for collision repairers
- CCC AI and Analytics for claims intelligence and automation
- CCC Parts Solutions connecting suppliers to the repair ecosystem
- CCC Payments and Lender Solutions for financial transaction processing
Is CCC a Good Stock to Buy?
UQS Score rates CCC as Below Average overall, reflecting meaningful challenges across several key quality dimensions.
The Risk pillar stands out as the clearest positive — CCC's business model carries relatively contained downside characteristics compared to many mid-cap technology peers. The Valuation pillar is rated Attractive, suggesting the current market price may not fully demand a premium relative to the company's fundamentals.
Quality, Moat, and Growth are all rated Weak, indicating the platform has yet to demonstrate durable competitive advantages or consistent financial strength that long-term investors typically seek.
Pro members can view the complete pillar breakdown and underlying financial metrics to form a more complete picture. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does CCC pay dividends?
No — CCC Intelligent Solutions Holdings Inc. does not currently pay a dividend.
CCC does not currently pay a dividend. For a SaaS-oriented technology company still working to strengthen its growth and quality profile, retaining capital for platform development and ecosystem expansion is the typical rationale. Income-focused investors should factor this into their assessment.
When does CCC report earnings?
CCC Intelligent Solutions reports earnings on a quarterly cadence, consistent with standard practice for US-listed equities.
The company's recent results reflect the challenges visible in its UQS pillar profile — growth has been modest and profitability metrics remain under pressure relative to sector peers. Investors should monitor whether platform adoption trends improve across its multi-sided ecosystem.
For the most current quarterly results and guidance, visit CCC Intelligent Solutions' official investor relations page.
CCC Price History
-46.0% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in CCC Intelligent Solutions Holdings Inc.?
Based on CCC Intelligent Solutions Holdings Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
CCC Long-term Outlook
CCC's fundamental outlook is shaped by a Weak Growth pillar alongside a Good Risk profile. Near-term trajectory appears cautious — the platform has a large addressable market within the P&C insurance economy, but converting that opportunity into measurable financial momentum remains the central challenge. The Attractive Valuation label suggests limited downside pricing risk, though that alone does not guarantee improvement in underlying business performance.
Growth drivers
- Expansion of AI and analytics adoption among insurance carriers and repairers
- Cross-selling payments and lender solutions to existing ecosystem participants
- Growing digitization of claims and repair workflows across the P&C industry
Key risks
- Weak Moat rating signals limited pricing power and potential vulnerability to competing platforms
- Sustained Weak Growth could pressure the stock even at an Attractive Valuation
- Customer concentration within the P&C insurance vertical creates sector-specific cyclical exposure
CCC vs Peers
CCC operates in the broader enterprise SaaS and fintech-adjacent space, where it competes for technology investment dollars alongside platforms serving different verticals.
Box focuses on cloud content management for enterprises broadly, whereas CCC is purpose-built for the P&C insurance workflow ecosystem.
PagSeguro operates a digital payments and financial services platform primarily in Brazil, contrasting with CCC's US-centric insurance commerce network.
Cellebrite provides digital intelligence solutions for law enforcement and enterprises, serving an entirely different end market than CCC's insurance economy focus.
Frequently Asked Questions
What does CCC Intelligent Solutions do?
CCC Intelligent Solutions provides a cloud-based SaaS platform that digitizes workflows across the property and casualty insurance economy. Its technology connects insurance carriers, collision repairers, parts suppliers, automakers, and lenders through AI-enabled tools covering estimating, claims, total loss, payments, and more.
Does CCC pay dividends?
CCC does not currently pay a dividend. The company retains capital to invest in its platform and ecosystem rather than distributing cash to shareholders. Investors seeking regular income should note this before investing.
When does CCC report earnings?
CCC Intelligent Solutions follows a standard quarterly earnings cadence for US-listed companies. For the most recent results and upcoming reporting dates, check the investor relations section of the company's official website.
Is CCC a good stock to buy?
UQS Score rates CCC as Below Average, driven by Weak scores across Quality, Moat, and Growth pillars. The Risk pillar is Good and Valuation is Attractive, which tempers some concern — but the overall profile suggests meaningful fundamental challenges that investors should weigh carefully.
Is CCC overvalued?
The UQS Valuation pillar for CCC is rated Attractive, indicating the stock does not appear to carry an excessive price premium relative to its fundamentals. However, an attractive valuation alone does not offset weakness in quality and growth — context matters.
How does CCC compare to its competitors?
CCC occupies a niche position as a purpose-built platform for the P&C insurance economy, which differentiates it from broader enterprise SaaS or payments peers. Whether that specialization translates into a durable moat is a key question — the UQS Moat pillar currently rates it as Weak.
What is CCC's market cap bracket?
CCC Intelligent Solutions is classified as a mid-cap stock. This places it in a range where institutional coverage exists but liquidity and analyst attention may be less extensive than large-cap technology peers.
Who founded CCC Intelligent Solutions?
CCC's operational history dates back to 1980, though the current holding company structure was established around 2020. Detailed founding history and leadership background are available through publicly accessible company filings and the investor relations page.
Is CCC a long-term quality investment?
As a long-term quality indicator, CCC's UQS profile raises caution. Weak scores in Quality, Moat, and Growth suggest the business has not yet demonstrated the durable financial characteristics that typically support long-term compounding. The Good Risk and Attractive Valuation ratings provide some balance, but the overall picture warrants scrutiny.
What is the main competitive advantage of CCC Intelligent Solutions?
CCC's primary advantage lies in its deeply embedded multi-sided network connecting insurers, repairers, and suppliers — switching costs can be meaningful once workflows are integrated. However, the UQS Moat pillar currently rates this advantage as Weak, suggesting it has not yet translated into measurable financial durability.
What sector does CCC belong to?
CCC Intelligent Solutions is classified within the Technology sector, specifically operating as an insurtech SaaS platform. Its revenue is closely tied to the property and casualty insurance industry, giving it a more specialized vertical focus than general enterprise software companies.
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Pro Analysis
CCC — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 38.3 | 29.3 | 38.0 | 20.4 | 24.4 | 91.8 | 0.0 |
| May 22, 2026 | 38.3 | 29.3 | 38.0 | 20.4 | 24.4 | 91.9 | 0.0 |
| May 21, 2026 | 38.3 | 29.3 | 38.0 | 20.4 | 24.4 | 91.8 | -0.1 |
| May 20, 2026 | 38.4 | 29.3 | 38.0 | 20.4 | 24.4 | 92.1 | 0.0 |
| May 19, 2026 | 38.4 | 29.3 | 38.0 | 20.4 | 24.4 | 92.3 | 0.0 |
| May 16, 2026 | 38.4 | 29.3 | 38.0 | 20.4 | 24.4 | 92.6 | -0.1 |
| May 14, 2026 | 38.5 | 29.3 | 38.0 | 20.4 | 24.4 | 92.8 | +0.1 |
| May 13, 2026 | 38.4 | 29.3 | 38.0 | 20.4 | 24.4 | 92.4 | +0.1 |
| May 12, 2026 | 38.3 | 29.3 | 38.0 | 20.4 | 24.4 | 91.8 | +0.2 |
| May 11, 2026 | 38.1 | 29.3 | 38.0 | 20.4 | 24.4 | 90.2 | +1.0 |
CCC — Pillar Breakdown
Quality
— 29.3/100 (25%)CCC Intelligent Solutions Holdings Inc. currently shows below-average quality metrics, suggesting challenges with profitability.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 20.4/100 (20%)CCC Intelligent Solutions Holdings Inc. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Risk
— 24.4/100 (15%)CCC Intelligent Solutions Holdings Inc. presents elevated risk with concerns around leverage or financial stability.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 92.4/100 (15%)CCC Intelligent Solutions Holdings Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
Enterprise value multiple relative to sector median.
Moat
— 38/100 (25%)CCC Intelligent Solutions Holdings Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for CCC.
Score Composition
Financial Data
More Stock Analysis
How is the CCC UQS Score Calculated?
The UQS (Unified Quality Score) for CCC Intelligent Solutions Holdings Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses CCC Intelligent Solutions Holdings Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether CCC Intelligent Solutions Holdings Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.