CBZ
IndustrialsCBIZ, Inc. · Specialty Business Services · $2B
What is CBIZ, Inc.?
CBIZ, Inc. is a professional services firm serving small and medium-sized businesses, nonprofits, and government entities across the United States and Canada. Headquartered in Cleveland, Ohio, the company delivers financial, insurance, and advisory solutions under one roof.
CBIZ operates through three segments. Its Financial Services arm handles accounting, tax, financial advisory, valuation, and government healthcare consulting. The Benefits and Insurance Services segment covers employee benefits consulting, payroll and human capital management, property and casualty insurance, and retirement services. A third segment, National Practices, rounds out the offering with IT managed networking and healthcare consulting. Together these segments allow CBIZ to serve clients across multiple professional disciplines from a single provider relationship.
CBIZ was founded in 1995 and is headquartered in Cleveland, Ohio.
- Accounting, tax, and financial advisory services
- Employee benefits consulting and payroll management
- Property and casualty insurance solutions
- Retirement and investment advisory services
- IT managed networking and healthcare consulting
Is CBZ a Good Stock to Buy?
UQS Score rates CBZ as Good overall, reflecting a balanced but nuanced picture across its five quality pillars.
The Growth pillar stands out as the clearest positive signal for CBIZ, suggesting the business is expanding at a pace that compares favorably within its sector. The Valuation pillar is rated Attractive, meaning the stock does not appear to be priced at a premium relative to its fundamentals — a meaningful consideration for value-oriented investors.
On the other side, both the Moat and Risk pillars register as Weak, indicating limited structural competitive advantages and above-average risk factors that investors should weigh carefully. The Quality pillar lands at Neutral, pointing to an average earnings and balance sheet profile.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does CBZ pay dividends?
No — CBIZ, Inc. does not currently pay a dividend.
CBIZ does not currently pay a dividend. For a professional services firm in a growth phase, this is a common posture — capital is typically reinvested into acquisitions, service expansion, and talent to drive future revenue rather than returned to shareholders as income. Investors seeking yield may need to look elsewhere, while growth-focused investors may view reinvestment as a positive signal.
When does CBZ report earnings?
CBIZ reports earnings on a quarterly cadence, consistent with standard practice for US-listed equities.
The company's Strong Growth pillar label suggests recent reporting periods have reflected meaningful top-line expansion. However, the Neutral Quality and Weak Risk ratings indicate that profitability consistency and balance sheet dynamics deserve close attention each quarter.
For the most recent quarter's results and guidance, visit CBIZ's official investor relations page.
CBZ Price History
-6.8% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in CBIZ, Inc.?
Based on CBIZ, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
CBZ Long-term Outlook
CBIZ's Strong Growth pillar suggests the business has meaningful forward momentum, likely driven by continued demand for outsourced professional services among small and mid-sized businesses. That said, the Weak Risk pillar introduces uncertainty around how durable that growth trajectory may be. The Attractive Valuation label suggests the market has not yet fully priced in the growth potential, which could represent opportunity — but the Weak Moat rating means competitive pressures remain a real constraint on long-term margin expansion.
Growth drivers
- Rising demand for outsourced accounting, tax, and HR services among SMBs
- Acquisition-led expansion into new geographies and service lines
- Cross-selling across financial, insurance, and advisory segments
Key risks
- Limited competitive moat in a fragmented professional services market
- Execution risk from integrating acquisitions into a multi-segment structure
- Macroeconomic sensitivity affecting SMB client spending on advisory services
CBZ vs Peers
CBIZ operates in a competitive professional services landscape alongside a range of firms, including the following companies tracked by UQS Score.
Target Hospitality focuses on workforce accommodations and specialty hospitality services, a narrower operational niche compared to CBIZ's broad multi-segment advisory model.
TIC Solutions operates in a more specialized solutions space, contrasting with CBIZ's diversified approach spanning financial, insurance, and IT advisory services.
Eastman Kodak has pivoted toward advanced materials and print technology, representing a very different business model from CBIZ's professional services focus.
Frequently Asked Questions
What does CBIZ do?
CBIZ provides financial, insurance, and advisory services primarily to small and medium-sized businesses, nonprofits, and government entities in the US and Canada. Its three segments cover accounting and tax, employee benefits and insurance, and IT and healthcare consulting.
Does CBZ pay dividends?
No, CBIZ does not currently pay a dividend. The company appears to prioritize reinvesting capital into growth initiatives and acquisitions rather than distributing income to shareholders. Investors seeking regular income may want to factor this into their decision.
When does CBZ report earnings?
CBIZ follows a standard quarterly earnings cadence for US-listed companies. For exact dates and the most recent results, check the investor relations section of the CBIZ corporate website directly.
Is CBZ a good stock to buy?
UQS Score rates CBZ as Good overall. The Growth and Valuation pillars are positive signals, while the Moat and Risk pillars indicate areas of concern. Whether it fits your portfolio depends on your risk tolerance and investment goals — the full pillar breakdown is available to Pro members.
Is CBZ overvalued?
The UQS Valuation pillar for CBZ is rated Attractive, suggesting the stock is not trading at an excessive premium relative to its fundamentals. However, valuation should always be considered alongside risk and quality factors before drawing conclusions.
How does CBZ compare to its competitors?
CBIZ differentiates itself through its multi-segment model combining financial advisory, insurance, and IT services under one firm. Competitors tracked by UQS Score operate in narrower or structurally different niches. The full UQS comparison across pillars is available on each company's profile page.
What is CBZ's market cap bracket?
CBIZ is classified as a small-cap company. This places it in a segment of the market that can offer growth potential but may also carry higher volatility and liquidity considerations compared to large-cap peers.
Who founded CBIZ?
CBIZ was incorporated in 1987 and established in its current form in 1995. Detailed founding history and leadership background are publicly available through the company's official corporate and investor relations resources.
Is CBZ a long-term quality indicator?
From a long-term quality standpoint, CBIZ's Strong Growth pillar is encouraging, but the Weak Moat and Weak Risk ratings suggest the business has not yet demonstrated the durable competitive advantages typically associated with the highest-quality long-term holdings. Pro members can view the complete pillar analysis.
What is the main competitive advantage of CBIZ?
CBIZ's primary advantage lies in its breadth of services — offering accounting, insurance, payroll, and IT consulting through a single provider relationship. This bundled model can create client stickiness, though the UQS Moat pillar rates this advantage as Weak relative to sector peers.
What sector does CBZ belong to?
CBIZ is classified under the Industrials sector. Within that broad classification, it operates specifically in professional and business services, focusing on outsourced financial and advisory functions for businesses and organizations.
Is CBZ a growth stock or value stock?
Based on UQS pillar ratings, CBZ shows characteristics of both. The Growth pillar is rated Strong, suggesting meaningful business expansion, while the Valuation pillar is rated Attractive — a combination that may appeal to investors looking for growth at a reasonable price.
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Pro Analysis
CBZ — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 11, 2026 | 52.0 | 44.2 | 25.0 | 80.9 | 24.7 | 98.7 | -0.8 |
| May 10, 2026 | 52.8 | 47.7 | 25.0 | 80.9 | 24.7 | 98.4 | -0.1 |
| May 8, 2026 | 52.9 | 47.7 | 25.0 | 80.9 | 24.7 | 98.8 | +0.9 |
| May 7, 2026 | 52.0 | 44.2 | 25.0 | 80.9 | 24.7 | 99.1 | -1.9 |
| May 4, 2026 | 53.9 | 44.1 | 25.0 | 80.9 | 36.5 | 99.6 | +0.1 |
| May 3, 2026 | 53.8 | 44.1 | 25.0 | 80.5 | 36.5 | 99.6 | -2.9 |
| May 1, 2026 | 56.7 | 43.6 | 25.0 | 80.4 | 56.3 | 100.0 | +5.4 |
| Apr 22, 2026 | 51.3 | 40.1 | 25.0 | 80.4 | 27.2 | 99.2 | -0.1 |
| Apr 21, 2026 | 51.4 | 40.1 | 25.0 | 80.4 | 27.2 | 99.4 | +0.1 |
| Apr 18, 2026 | 51.3 | 40.1 | 25.0 | 80.4 | 27.2 | 99.3 | -0.1 |
CBZ — Pillar Breakdown
Quality
— 44.2/100 (25%)CBIZ, Inc. has average quality metrics, with room for improvement in margins or capital efficiency.
How effectively capital is deployed to generate returns.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Asset productivity — how much gross profit each dollar of assets generates.
Free cash flow relative to market value.
Growth
— 80.9/100 (20%)CBIZ, Inc. is growing rapidly with strong revenue and earnings expansion.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 24.7/100 (15%)CBIZ, Inc. presents elevated risk with concerns around leverage or financial stability.
Debt levels relative to earnings capacity.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 98.8/100 (15%)CBIZ, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 25/100 (25%)CBIZ, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for CBZ.
Score Composition
Financial Data
More Stock Analysis
How is the CBZ UQS Score Calculated?
The UQS (Unified Quality Score) for CBIZ, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses CBIZ, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether CBIZ, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.