CATY

Based on Cathay General Bancorp's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Cathay General Bancorp do?

Cathay General Bancorp is the holding company for Cathay Bank, which provides commercial banking services to individuals, small businesses, and professionals across the US. Core activities include deposit-taking, commercial and residential lending, and trade financing — particularly for businesses with US-Asia ties.

Does CATY pay dividends?

Yes, Cathay General Bancorp pays a regular dividend. This is consistent with its profile as an established community bank generating steady net interest income. Dividend sustainability should be evaluated alongside the bank's Risk pillar rating, which is currently rated Weak.

When does CATY report earnings?

Cathay General Bancorp reports earnings on a quarterly basis, standard for US-listed bank holding companies. For the most current earnings schedule and recent results, check the investor relations section of the company's official website.

Is CATY a good stock to buy?

UQS Score rates CATY as Good overall. The Valuation pillar is Attractive and Quality is Good, which may appeal to value and income investors. However, the Moat, Growth, and Risk pillars are all rated Weak. The full pillar breakdown is available to Pro members at uqs-score.com.

Is CATY overvalued?

Based on the UQS Valuation pillar, CATY is rated Attractive — it does not appear overvalued relative to sector peers. Regional banks with modest growth profiles often trade at lower multiples, and the Attractive rating suggests current pricing may already reflect known headwinds.

How does CATY compare to its competitors?

Cathay General Bancorp occupies a distinct niche in US-Asia community banking, differentiating it from peers like WSFS Financial's Mid-Atlantic commercial focus or Inter & Co's digital-first Latin American model. Each competitor serves a different customer base and geography, making direct comparison nuanced.

What is CATY's market cap bracket?

Cathay General Bancorp is classified as a mid-cap stock. This places it in a tier that typically offers more stability than small-cap banks but less scale and diversification than large regional or national banking institutions.

Who founded Cathay General Bancorp?

Cathay Bank was originally established to serve the Chinese-American community in Los Angeles. Founding details are widely available through the company's official history and public filings on its investor relations page.

Is CATY a long-term quality investment?

As a long-term quality indicator, CATY's Good overall UQS Score reflects reasonable operational quality and an Attractive valuation. However, Weak ratings across Moat, Growth, and Risk suggest investors should monitor credit trends and competitive positioning over time before making long-horizon commitments.

What is the main competitive advantage of Cathay General Bancorp?

Cathay Bank's primary differentiator is its deep roots in Chinese-American communities and its trade financing capabilities serving US-Asia business corridors. However, the UQS Moat pillar is rated Weak, indicating this advantage may not be sufficiently durable to fend off larger competitors over time.

What sector does CATY belong to?

Cathay General Bancorp belongs to the Financial Services sector, operating specifically as a community and commercial bank holding company. Investors can explore other [Financial Services stocks](/sector/financial-services) rated by UQS Score for broader sector context.

Is CATY a growth stock or value stock?

Based on UQS pillar labels, CATY leans toward the value category. The Growth pillar is rated Weak, suggesting limited near-term expansion momentum, while the Valuation pillar is rated Attractive — a profile more consistent with value-oriented investing than growth-focused strategies.

Cathay General Bancorp demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Cathay General Bancorp shows steady but unspectacular growth, typical for mature companies.

Cathay General Bancorp has some risk factors including moderate leverage or solvency concerns.

Cathay General Bancorp appears attractively valued relative to its earnings, cash flows, and sector peers.

Cathay General Bancorp operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for CATY.

The UQS (Unified Quality Score) for Cathay General Bancorp is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Cathay General Bancorp's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Cathay General Bancorp is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.