BUSE

Based on First Busey Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does First Busey Corporation do?

First Busey Corporation is a bank holding company operating through three segments: Banking, FirsTech, and Wealth Management. It provides deposit and lending services, payment technology solutions, and investment and trust services to individual, business, and institutional clients across the United States.

Does BUSE pay dividends?

Yes, First Busey pays a regular dividend. This is consistent with the capital-return practices common among regional bank holding companies. Investors seeking income often consider dividend-paying community banks like BUSE as part of a diversified portfolio.

When does BUSE report earnings?

First Busey reports earnings on a quarterly basis, in line with standard US-listed company requirements. For exact dates and the most recent results, check the investor relations section of First Busey's official website.

Is BUSE a good stock to buy?

UQS Score rates BUSE as Below Average overall. The Valuation pillar is Attractive, but Moat and Risk are both rated Weak. Whether it fits your portfolio depends on your risk tolerance and investment goals. The full pillar breakdown is available to UQS Pro members.

Is BUSE overvalued?

Based on the UQS Valuation pillar, BUSE is rated Attractive, suggesting the stock may be reasonably priced or undervalued relative to its fundamentals. However, valuation alone does not determine investment quality — the Weak Moat and Risk ratings provide important context.

How does BUSE compare to its competitors?

BUSE competes with regional peers like Hilltop Holdings, Nicolet Bankshares, and NBT Bancorp. First Busey differentiates through its FirsTech payment platform and Wealth Management segment, which add fee-based revenue streams beyond traditional banking. A side-by-side UQS comparison is available on each competitor's page.

What is BUSE's market cap bracket?

First Busey Corporation is classified as a mid-cap company. This places it above smaller community banks in terms of scale, while remaining well below the largest regional and national banking institutions.

Who founded First Busey Corporation?

First Busey Corporation's founding history and leadership background are publicly available through the company's official investor relations materials and regulatory filings. The holding company structure was established in 1998, building on Busey Bank's longer operating history.

Is BUSE a long-term quality stock?

As a long-term quality indicator, BUSE's Below Average UQS Score reflects mixed fundamentals. Neutral Quality and Growth suggest stability without strong upward momentum, while Weak Moat and Risk ratings raise questions about durability. Pro members can view the complete analysis to assess long-term fit.

What is the main competitive advantage of First Busey Corporation?

First Busey's most distinctive feature is its multi-segment model — combining traditional banking with the FirsTech payment technology platform and a full Wealth Management division. This diversification provides fee income that many similarly sized community banks lack, though the UQS Moat pillar still rates as Weak.

First Busey Corporation shows solid profitability with healthy returns on capital and reasonable margins.

First Busey Corporation shows steady but unspectacular growth, typical for mature companies.

First Busey Corporation maintains a reasonable risk profile with manageable debt levels.

First Busey Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.

First Busey Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for BUSE.

The UQS (Unified Quality Score) for First Busey Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses First Busey Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether First Busey Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.