BNT
Financial ServicesBrookfield Wealth Solutions Ltd. · Insurance - Diversified · $15B
What is Brookfield Wealth Solutions Ltd.?
Brookfield Wealth Solutions Ltd. is a large-cap financial services company offering insurance, reinsurance, and pension risk transfer solutions across North America and international markets. It operates under the broader Brookfield financial ecosystem.
The company generates revenue across three segments: Direct Insurance, which sells life, annuity, casualty, and specialty insurance products to individuals and institutions; Reinsurance, which takes on annuity-based risk from other carriers; and Pension Risk Transfer, which allows corporate sponsors to offload pension plan obligations. Each segment targets a distinct liability management need in the insurance market.
Incorporated in 2021 and headquartered in Pembroke, Bermuda, the company has grown rapidly through acquisitions and reinsurance partnerships.
- Life and annuity insurance products
- Specialty and casualty reinsurance
- Pension risk transfer solutions
- Credit and health insurance products
Is BNT a Good Stock to Buy?
UQS Score rates BNT as Below Average overall, reflecting meaningful headwinds across several key quality dimensions.
The most constructive signal in BNT's profile comes from its Valuation pillar, rated Attractive — suggesting the market may already be pricing in many of the company's challenges. The Quality pillar sits at Neutral, indicating neither a clear advantage nor a serious structural flaw in the business fundamentals.
The Moat, Growth, and Risk pillars are all rated Weak, pointing to limited competitive differentiation, subdued expansion prospects, and above-average financial or operational risk.
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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does BNT pay dividends?
Yes — Brookfield Wealth Solutions Ltd. pays a dividend.
BNT pays a regular dividend, which may appeal to income-oriented investors. For an insurance and reinsurance company, dividend payments reflect the cash-generative nature of the underlying liability book. However, investors should weigh the dividend against the Weak Risk pillar rating before treating it as a reliable income stream.
When does BNT report earnings?
Brookfield Wealth Solutions reports earnings on a quarterly cadence, typical for North American-listed financial services companies.
Given the Weak Growth pillar rating, recent results have not demonstrated strong momentum in expanding the business. The multi-segment structure means performance can vary meaningfully across Direct Insurance, Reinsurance, and Pension Risk Transfer in any given quarter.
For the most recent quarter's results, visit Brookfield Wealth Solutions' official investor relations page.
BNT Price History
+59.5% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Brookfield Wealth Solutions Ltd.?
Based on Brookfield Wealth Solutions Ltd.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
BNT Long-term Outlook
The fundamental outlook for BNT is cautious. With both the Growth and Risk pillars rated Weak, the path to sustained earnings expansion faces structural headwinds. The Attractive Valuation rating suggests limited downside may already be reflected in the share price, but a re-rating would likely require visible improvement in competitive positioning or risk management.
Growth drivers
- Expansion of the Pension Risk Transfer segment as corporate sponsors seek to de-risk balance sheets
- Potential for reinsurance volume growth tied to rising annuity demand among aging populations
- Brookfield's broader asset management ecosystem providing deal flow and capital support
Key risks
- Weak Moat rating signals limited pricing power relative to established insurance peers
- Elevated financial risk from managing long-duration insurance liabilities in volatile rate environments
- Relatively short operating history increases execution and integration uncertainty
BNT vs Peers
BNT competes in the Canadian and international insurance and reinsurance space alongside several established financial services groups.
iA Financial is a well-established Canadian insurer with a diversified individual and group insurance franchise built over many decades, offering deeper domestic market penetration than BNT.
Power Corporation operates as a diversified holding company with significant stakes in life insurance and asset management, giving it a broader financial conglomerate structure compared to BNT's focused reinsurance model.
The Toronto-listed shares of Brookfield Wealth Solutions provide Canadian investors direct exposure to the same underlying insurance and pension risk transfer business, reflecting cross-listing dynamics rather than a separate competitor.
Frequently Asked Questions
What does Brookfield Wealth Solutions do?
Brookfield Wealth Solutions provides insurance, reinsurance, and pension risk transfer services to individuals and institutions. Its three segments — Direct Insurance, Reinsurance, and Pension Risk Transfer — each address distinct liability management needs for retail customers, insurers, and corporate pension sponsors.
Does BNT pay dividends?
Yes, BNT pays a regular dividend. Income investors may find this appealing, but the Weak Risk pillar rating in the UQS framework suggests reviewing the sustainability of that payout carefully before relying on it as a primary income source.
When does BNT report earnings?
Brookfield Wealth Solutions follows a quarterly reporting cadence standard for North American financial services companies. For the exact schedule and most recent results, check the company's investor relations page directly.
Is BNT a good stock to buy?
UQS Score rates BNT as Below Average, driven by Weak ratings across Moat, Growth, and Risk pillars. The Valuation pillar is rated Attractive, which may interest contrarian investors. A full pillar breakdown is available to UQS Pro members.
Is BNT overvalued?
The UQS Valuation pillar for BNT is rated Attractive, suggesting the current price may reflect the company's challenges rather than optimistic assumptions. This does not constitute a buy recommendation — valuation alone does not offset weak fundamentals in other pillars.
How does BNT compare to its competitors?
Compared to peers like iA Financial and Power Corporation of Canada, BNT is a newer entrant with a shorter operating history and a more concentrated focus on reinsurance and pension risk transfer. Established competitors benefit from longer track records and broader distribution networks.
What is BNT's market cap bracket?
BNT is classified as a large-cap company, placing it among the larger publicly traded financial services firms by market value, despite being a relatively young organization incorporated in 2021.
Who founded Brookfield Wealth Solutions?
Brookfield Wealth Solutions was incorporated in 2021 as part of the broader Brookfield Asset Management group. Its origins trace to Brookfield's strategic expansion into insurance and reinsurance. Detailed founding context is publicly available through Brookfield's corporate disclosures.
Is BNT a long-term quality investment?
As a long-term quality indicator, BNT's UQS profile raises caution. Weak Moat and Growth ratings suggest the business has not yet demonstrated durable competitive advantages or consistent expansion. The Attractive Valuation may offer a margin of safety, but long-term quality requires improvement across multiple pillars.
What sector does BNT belong to?
BNT operates in the Financial Services sector, specifically within insurance and reinsurance. Its Pension Risk Transfer segment also places it at the intersection of insurance and institutional asset management, a growing niche as corporate pension sponsors seek to reduce balance sheet risk.
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Pro Analysis
BNT — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 39.2 | 43.1 | 27.0 | 19.2 | 38.9 | 80.2 | 0.0 |
| May 21, 2026 | 39.2 | 43.1 | 27.0 | 19.2 | 38.9 | 80.1 | -0.1 |
| May 19, 2026 | 39.3 | 43.1 | 27.0 | 19.2 | 38.9 | 80.4 | +0.1 |
| May 17, 2026 | 39.2 | 43.1 | 27.0 | 19.2 | 38.9 | 80.2 | -0.1 |
| May 16, 2026 | 39.3 | 43.1 | 27.0 | 19.2 | 38.9 | 80.5 | +0.1 |
| May 14, 2026 | 39.2 | 43.1 | 27.0 | 19.2 | 38.9 | 80.2 | 0.0 |
| May 11, 2026 | 39.2 | 43.1 | 27.0 | 19.2 | 38.9 | 80.1 | +1.5 |
| May 10, 2026 | 37.7 | 43.1 | 27.0 | 19.2 | 38.9 | 69.7 | +2.4 |
| May 9, 2026 | 35.3 | 43.1 | 27.0 | 0.0 | 38.9 | 79.9 | -4.0 |
| May 8, 2026 | 39.3 | 43.1 | 27.0 | 19.2 | 38.9 | 80.5 | -0.1 |
BNT — Pillar Breakdown
Quality
— 43.1/100 (25%)Brookfield Wealth Solutions Ltd. has average quality metrics, with room for improvement in margins or capital efficiency.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 19.2/100 (20%)Brookfield Wealth Solutions Ltd. faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Risk
— 38.9/100 (15%)Brookfield Wealth Solutions Ltd. has some risk factors including moderate leverage or solvency concerns.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 81.3/100 (15%)Brookfield Wealth Solutions Ltd. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
Enterprise value multiple relative to sector median.
Moat
— 27/100 (25%)Brookfield Wealth Solutions Ltd. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for BNT.
Score Composition
Financial Data
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How is the BNT UQS Score Calculated?
The UQS (Unified Quality Score) for Brookfield Wealth Solutions Ltd. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Brookfield Wealth Solutions Ltd.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Brookfield Wealth Solutions Ltd. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.