BJ

Consumer Defensive

BJ's Wholesale Club Holdings, Inc. · Discount Stores · $11B

UQS Score — Balanced Preset
33.9
Below Average

BJ's Wholesale Club Holdings, Inc. scores 33.9/100 using the Balanced preset.

UQS vs Consumer Defensive Sector
BJ
33.9
Sector avg
38.4
Quality
Neutral
Moat
Weak
Growth
Weak
Risk
Weak
Valuation
Elevated

What is BJ's Wholesale Club Holdings, Inc.?

BJ's Wholesale Club operates membership-based warehouse clubs along the US East Coast, offering groceries, general merchandise, and gasoline at bulk prices to paying members.

BJ's earns revenue through annual membership fees and in-club sales across perishables, household goods, and fuel. Members shop in-store or online via BJs.com and its private-label brands, Berkley Jensen and Wellsley Farms. Gasoline stations at many locations add a high-traffic, everyday-value draw.

The company was founded in 1984 and is headquartered in Westborough, Massachusetts.

  • Warehouse club memberships
  • Private-label grocery and household brands
  • Gasoline and fuel services
  • Online and mobile shopping

Is BJ a Good Stock to Buy?

UQS Score rates BJ as Below Average overall.

Among the five pillars, Quality comes in at Neutral — the relative high point in BJ's profile, reflecting a membership model that generates recurring revenue.

Moat, Growth, and Risk all register as Weak, while Valuation is rated Elevated, suggesting the market may already be pricing in more than the fundamentals currently support.

See the exact pillar breakdown and full financial metrics by signing up for a Pro membership at UQS Score. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does BJ pay dividends?

No — BJ's Wholesale Club Holdings, Inc. does not currently pay a dividend.

BJ's Wholesale Club does not currently pay a dividend. The company appears to prioritize reinvesting capital into club expansion and operational improvements rather than returning cash directly to shareholders.

When does BJ report earnings?

BJ's Wholesale Club reports earnings on a quarterly cadence, typical for US-listed equities.

Revenue trends reflect the membership model's relative stability, though growth has been modest. Margin pressure from fuel price swings and competition from larger warehouse rivals remains a recurring theme in quarterly results.

For the most recent quarter's results, visit BJ's Wholesale Club's investor relations page directly.

BJ Price History

+114.4% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in BJ's Wholesale Club Holdings, Inc.?

$
Today it would be worth
$21,805
That's a +118% total return, or +16.9% annualized.

Based on BJ's Wholesale Club Holdings, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

Frequently Asked Questions

What does BJ's Wholesale Club do?

BJ's operates membership warehouse clubs on the US East Coast, selling groceries, household goods, and fuel in bulk. Members pay an annual fee for access to discounted pricing in-store and online through BJs.com and its private-label brands.

Does BJ pay dividends?

BJ's Wholesale Club does not currently pay a dividend. The company reinvests available capital into expanding its club footprint and improving the member experience rather than distributing cash to shareholders.

When does BJ report earnings?

BJ's reports on a standard quarterly schedule. We do not publish specific upcoming earnings dates — check the company's investor relations page for the latest schedule and recent filings.

Is BJ a good stock to buy?

UQS Score rates BJ as Below Average across its five quality pillars. Valuation is Elevated relative to the underlying fundamentals, and Moat and Growth both register as Weak. Pro members can view the complete pillar breakdown to form their own view.

Is BJ overvalued?

UQS Score's Valuation pillar for BJ is rated Elevated, meaning the current price appears high relative to the company's fundamental profile. This does not constitute a sell recommendation — see the full analysis on UQS Score for context.

What is BJ's market cap bracket?

BJ's Wholesale Club is classified as a large-cap company, placing it among the larger publicly traded retailers in the US consumer defensive sector.

Is BJ a long-term quality stock?

As a long-term quality indicator, UQS Score's composite rating for BJ is Below Average. Weak scores in Moat and Growth suggest limited structural advantages and slower expansion, which are factors long-term investors typically weigh heavily.

What sector does BJ belong to?

BJ's Wholesale Club is classified in the Consumer Defensive sector. Warehouse clubs generally benefit from steady demand for everyday essentials, though competition and thin margins are persistent challenges in this space.

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Pro Analysis

BJ — Score History

25303540Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 30/39 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 23, 202633.651.424.017.237.937.7+0.3
May 22, 202633.351.424.017.237.935.2+0.2
May 21, 202633.151.424.016.937.934.60.0
May 20, 202633.151.424.016.937.934.5+0.1
May 19, 202633.051.424.016.937.934.00.0
May 18, 202633.051.424.016.937.934.20.0
May 17, 202633.051.424.016.937.933.90.0
May 16, 202633.051.424.016.937.934.00.0
May 15, 202633.051.424.016.937.934.10.0
May 14, 202633.051.424.016.537.934.5-0.6

BJ — Pillar Breakdown

Quality

51.4/100 (25%)

BJ's Wholesale Club Holdings, Inc. has average quality metrics, with room for improvement in margins or capital efficiency.

Capital Efficiency (ROIC)Moderate

How effectively capital is deployed to generate returns.

Return on EquityStrong

Profitability relative to shareholders' equity.

Operating ProfitabilityWeak

Ability to convert revenue into operating profit.

Net ProfitabilityWeak

Bottom-line profit as a share of revenue.

Gross Profit / AssetsStrong

Asset productivity — how much gross profit each dollar of assets generates.

Cash GenerationWeak

Free cash flow relative to market value.

Growth

17.2/100 (20%)

BJ's Wholesale Club Holdings, Inc. faces growth headwinds with declining or stagnant revenue trends.

Recent Revenue TrendWeak

Revenue trajectory over the last twelve months.

3Y Revenue CAGRWeak

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

37.9/100 (15%)

BJ's Wholesale Club Holdings, Inc. has some risk factors including moderate leverage or solvency concerns.

Financial LeverageWeak

Debt levels relative to earnings capacity.

Debt/EquityModerate

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageStrong

Earnings capacity relative to interest payments.

Valuation

39.7/100 (15%)

BJ's Wholesale Club Holdings, Inc. has a mixed valuation — some metrics suggest fair value while others appear stretched.

Earnings YieldModerate

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowModerate

How many years of FCF the market cap represents.

PEG RatioWeak

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorModerate

Enterprise value multiple relative to sector median.

Moat

24/100 (25%)

BJ's Wholesale Club Holdings, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for BJ.

Score Composition

Quality
51.4×25%12.8
Growth
17.2×20%3.4
Risk
37.9×15%5.7
Valuation
39.7×15%6.0
Moat
24.0×25%6.0
Total
33.9Below Average

Financial Data

More Stock Analysis

How is the BJ UQS Score Calculated?

The UQS (Unified Quality Score) for BJ's Wholesale Club Holdings, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses BJ's Wholesale Club Holdings, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether BJ's Wholesale Club Holdings, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.