BANR
Financial ServicesBanner Corporation · Banks - Regional · $2B
What is Banner Corporation?
Banner Corporation is the holding company for Banner Bank, a Pacific Northwest-focused community bank serving individuals, businesses, and public sector clients across five western states.
Banner Bank generates revenue through traditional lending — commercial real estate, business loans, agricultural loans, and residential mortgages — alongside deposit-gathering and treasury management services. The bank also originates and sells mortgage loans and SBA loans through dedicated banking operations, and offers electronic and digital banking channels to its customer base.
Banner Corporation was founded in 1890 and is headquartered in Walla Walla, Washington.
- Commercial real estate and business lending
- Residential mortgage origination and SBA loans
- Deposit accounts and treasury management
- Digital and electronic banking services
Is BANR a Good Stock to Buy?
UQS Score rates BANR as Below Average overall.
The Quality pillar stands out as a genuine strength, reflecting disciplined banking fundamentals relative to peers. Valuation is rated Attractive, suggesting the market may not be fully pricing in the bank's core earnings capacity.
Moat, Growth, and Risk all register as Weak — pointing to limited competitive differentiation, constrained expansion prospects, and meaningful exposure to credit and interest-rate pressures.
See the exact pillar breakdown and full financial metrics by signing up for a Pro account at UQS Score. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does BANR pay dividends?
Yes — Banner Corporation pays a dividend.
Banner Corporation pays a regular dividend, consistent with its profile as a mature regional bank. Community banks at this stage typically return capital to shareholders rather than pursuing aggressive reinvestment. Investors seeking income should verify the current yield and payout cadence on Banner's investor relations page.
When does BANR report earnings?
Banner Corporation reports earnings on a quarterly cadence, typical for US-listed bank holding companies.
Banner's earnings reflect the pressures common to regional banks — shifting net interest margins, credit quality monitoring, and deposit competition. Quality pillar strength suggests the bank has managed fundamentals with relative discipline, though Growth and Risk readings indicate headwinds remain.
For the most recent quarter's results, visit Banner Corporation's investor relations page directly.
BANR Price History
+27.8% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Banner Corporation?
Based on Banner Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does Banner Corporation do?
Banner Corporation is the holding company for Banner Bank, which provides commercial banking, lending, and deposit services to individuals, businesses, and public entities across Washington, Oregon, California, Idaho, and Utah. It also originates and sells residential mortgages and SBA loans.
Does BANR pay dividends?
Yes, Banner Corporation pays a regular dividend. As a mature regional bank, it returns capital to shareholders through consistent dividend distributions. Check the company's investor relations page for the current dividend amount and schedule.
When does BANR report earnings?
Banner Corporation follows a standard quarterly earnings cadence. Specific report dates are not covered by our data source — visit Banner's investor relations page for the most current schedule.
Is BANR a good stock to buy?
UQS Score rates BANR as Below Average overall. While Quality and Valuation show relative strengths, the Moat, Growth, and Risk pillars are all rated Weak. The complete pillar breakdown is available to Pro members at UQS Score.
Is BANR overvalued?
The UQS Valuation pillar for BANR is rated Attractive, suggesting the stock may be trading at a reasonable price relative to its fundamentals. Full valuation metrics are available to Pro members.
What is BANR's market cap bracket?
Banner Corporation is classified as a mid-cap company, placing it among regional banks of moderate scale — larger than community micro-caps but well below the major national banking institutions.
Is BANR a long-term quality indicator?
The UQS Quality pillar is rated Strong for BANR, which is a positive long-term signal. However, Weak readings across Moat, Growth, and Risk suggest investors should weigh durability carefully. Pro members can access the full multi-pillar view.
What sector does BANR belong to?
Banner Corporation operates in the Financial Services sector, specifically as a regional bank holding company. It competes with other community and regional banks across the western United States.
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Pro Analysis
BANR — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 54.6 | 82.3 | 20.0 | 28.9 | 60.2 | 94.7 | 0.0 |
| May 21, 2026 | 54.6 | 82.3 | 20.0 | 28.9 | 60.2 | 94.5 | 0.0 |
| May 20, 2026 | 54.6 | 82.3 | 20.0 | 28.9 | 60.2 | 95.1 | +0.1 |
| May 17, 2026 | 54.5 | 82.3 | 20.0 | 28.3 | 60.2 | 94.8 | 0.0 |
| May 16, 2026 | 54.5 | 82.3 | 20.0 | 28.3 | 60.2 | 95.1 | 0.0 |
| May 14, 2026 | 54.5 | 82.3 | 20.0 | 28.3 | 60.2 | 94.7 | +0.1 |
| May 12, 2026 | 54.4 | 82.3 | 20.0 | 28.3 | 60.2 | 94.0 | +0.1 |
| May 11, 2026 | 54.3 | 82.3 | 20.0 | 28.3 | 60.2 | 93.9 | +0.3 |
| May 10, 2026 | 54.0 | 82.3 | 20.0 | 28.3 | 60.2 | 91.4 | +3.9 |
| May 9, 2026 | 50.1 | 82.3 | 20.0 | 8.5 | 60.2 | 92.3 | -4.2 |
BANR — Pillar Breakdown
Quality
— 82.3/100 (25%)Banner Corporation demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 28.9/100 (20%)Banner Corporation faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 60.2/100 (15%)Banner Corporation maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 96.0/100 (15%)Banner Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 20/100 (25%)Banner Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for BANR.
Score Composition
Financial Data
More Stock Analysis
How is the BANR UQS Score Calculated?
The UQS (Unified Quality Score) for Banner Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Banner Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Banner Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.