AUB

Based on Atlantic Union Bankshares Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Atlantic Union Bankshares do?

Atlantic Union Bankshares is the holding company for Atlantic Union Bank, a regional bank serving consumers and businesses in Virginia, Maryland, and North Carolina. It offers deposit accounts, commercial and consumer loans, wealth management, trust services, and digital banking through roughly 130 branches and approximately 150 ATMs.

Does AUB pay dividends?

Yes, Atlantic Union Bankshares pays a regular dividend. This is consistent with the capital return practices of established regional banks that generate stable deposit-funded income. Investors should verify the current dividend rate and payment schedule on the company's investor relations page.

When does AUB report earnings?

Atlantic Union Bankshares reports earnings quarterly, in line with standard practice for US-listed bank holding companies. For the exact schedule and most recent results, check the company's investor relations page rather than relying on third-party estimates.

Is AUB a good stock to buy?

UQS Score rates AUB as Good overall. The Risk pillar is a relative strength, while the Moat pillar is rated Weak. Quality, Growth, and Valuation are all Neutral. Whether AUB fits your portfolio depends on your own risk tolerance and investment goals — the full pillar breakdown is available to UQS Pro members.

Is AUB overvalued?

The UQS Valuation pillar for AUB is rated Neutral, suggesting the stock is neither clearly cheap nor obviously expensive relative to its fundamentals. For a deeper look at the valuation metrics driving that assessment, the complete analysis is available to Pro members at UQS Score.

How does AUB compare to its competitors?

Atlantic Union Bankshares competes with regional and digital banks including Axos Financial, Hancock Whitney, and Intercorp Financial Services. Each operates in different geographies or with different business models. UQS Score provides side-by-side pillar comparisons for Pro members to evaluate these peers directly.

What is AUB's market cap bracket?

Atlantic Union Bankshares is classified as a mid-cap company. This places it in a segment of the market that typically offers more growth potential than large-cap banks but with less liquidity and analyst coverage than the largest financial institutions.

Who founded Atlantic Union Bankshares?

Atlantic Union Bankshares traces its origins to 1902. The company was formerly known as Union Bankshares Corporation before rebranding to Atlantic Union Bankshares Corporation in May 2019. Detailed founding history is publicly available through the company's official communications.

Is AUB a long-term quality investment?

From a long-term quality perspective, AUB's Good UQS Score reflects a stable risk profile but a Weak Moat — meaning the bank lacks strong structural advantages that would clearly protect returns over many years. Long-term investors should weigh the Risk pillar strength against the limited competitive differentiation highlighted in the Moat pillar.

What is the main competitive advantage of Atlantic Union Bankshares?

Atlantic Union Bank's primary advantage is its established regional presence and long-standing customer relationships across Virginia, Maryland, and North Carolina. However, the UQS Moat pillar rates this advantage as Weak, indicating that the bank's competitive position may not be strongly defensible against larger national banks or digital competitors.

What sector does AUB belong to?

Atlantic Union Bankshares operates in the Financial Services sector, specifically as a regional bank holding company. Regional banks are sensitive to interest rate cycles, credit conditions, and local economic trends — all factors reflected in the UQS pillar analysis.

Is AUB a growth stock or value stock?

Based on the UQS profile, AUB leans neither strongly toward growth nor deep value. The Growth pillar is Neutral and the Valuation pillar is also Neutral, suggesting a middle-of-the-road positioning. Investors seeking high-growth financials or deeply discounted value plays may find more differentiated options elsewhere in the sector.

Atlantic Union Bankshares Corporation shows solid profitability with healthy returns on capital and reasonable margins.

Atlantic Union Bankshares Corporation demonstrates healthy growth trends across revenue and earnings.

Atlantic Union Bankshares Corporation has some risk factors including moderate leverage or solvency concerns.

Atlantic Union Bankshares Corporation trades at a reasonable valuation with decent earnings yield and FCF multiples.

Atlantic Union Bankshares Corporation operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for AUB.

The UQS (Unified Quality Score) for Atlantic Union Bankshares Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Atlantic Union Bankshares Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Atlantic Union Bankshares Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.