ASIC

What does Ategrity Specialty Holdings do?

Ategrity Specialty Holdings provides property and casualty insurance and reinsurance products to small and medium-sized businesses in the United States. Operating through subsidiaries and backed by Zimmer Financial Services Group, it focuses on commercial specialty risks that larger, generalist insurers often underserve.

Does ASIC pay dividends?

No, ASIC does not currently pay a dividend. As a growth-oriented specialty insurer incorporated in 2017, the company appears to channel available capital back into underwriting and business development rather than distributing it to shareholders.

When does ASIC report earnings?

Ategrity Specialty Holdings follows a standard quarterly earnings cadence for US-listed companies. For exact reporting dates and the most recent results, check the company's official investor relations page.

Is ASIC a good stock to buy?

UQS Score rates ASIC as Very Good, driven by Strong Growth and Risk pillar ratings alongside an Attractive Valuation label. The Weak Moat pillar is a consideration for investors weighing long-term durability. The full pillar breakdown is available to UQS Pro members.

Is ASIC overvalued?

The UQS Valuation pillar for ASIC is rated Attractive, suggesting the stock is not trading at a significant premium relative to its fundamental profile. This does not guarantee price appreciation, but it indicates valuation is not a primary concern based on the current UQS analysis.

How does ASIC compare to its competitors?

Compared to peers like United Fire Group and Universal Insurance Holdings, ASIC is a younger, more growth-focused specialty insurer without an established dividend. Its Attractive Valuation and Strong Growth ratings differentiate it, though its Weak Moat suggests it has yet to build the same competitive entrenchment as more seasoned carriers.

What is ASIC's market cap bracket?

ASIC is classified as a small-cap company. This means it carries the growth potential often associated with smaller insurers but also the liquidity and volatility considerations that come with operating at a smaller scale within the financial services sector.

Who founded Ategrity Specialty Holdings?

Ategrity Specialty Holdings was incorporated in 2017 and operates as a subsidiary of Zimmer Financial Services Group LLC. Detailed founding history and leadership background are publicly available through the company's official disclosures and investor relations materials.

Is ASIC a long-term quality investment?

From a long-term quality perspective, ASIC's Strong Growth and Risk pillar ratings are encouraging signals. However, the Weak Moat rating suggests the company has not yet demonstrated the durable competitive advantages that typically underpin the strongest long-term compounders in the insurance sector.

What is the main competitive advantage of Ategrity Specialty Holdings?

Ategrity's focus on specialty commercial insurance for small and mid-sized businesses allows it to target a segment that generalist carriers often price inconsistently. However, the UQS Moat pillar currently rates this advantage as Weak, indicating that a clearly defensible market position is still developing.

What sector does ASIC belong to?

ASIC operates in the Financial Services sector, specifically within the property and casualty insurance and reinsurance industry. Its commercial specialty focus places it in a niche that differs from personal lines insurers and diversified financial conglomerates.

Is ASIC a growth stock or value stock?

Based on UQS pillar labels, ASIC exhibits characteristics of both. The Growth pillar is rated Strong, reflecting meaningful business expansion, while the Valuation pillar is rated Attractive — suggesting the stock is not priced at a typical growth premium. This combination may appeal to investors seeking growth at a reasonable price.

Ategrity Specialty Holdings LLC shows solid profitability with healthy returns on capital and reasonable margins.

Ategrity Specialty Holdings LLC demonstrates healthy growth trends across revenue and earnings.

Ategrity Specialty Holdings LLC carries minimal financial risk with conservative leverage and strong solvency.

Ategrity Specialty Holdings LLC appears attractively valued relative to its earnings, cash flows, and sector peers.

Ategrity Specialty Holdings LLC operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ASIC.

The UQS (Unified Quality Score) for Ategrity Specialty Holdings LLC is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Ategrity Specialty Holdings LLC's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Ategrity Specialty Holdings LLC is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.