ARR

Based on ARMOUR Residential REIT, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does ARMOUR Residential REIT do?

ARMOUR Residential REIT invests in residential mortgage-backed securities, primarily those backed or guaranteed by U.S. government-sponsored entities. It earns income from the spread between interest received on its MBS portfolio and the cost of short-term borrowings used to fund those holdings. As a REIT, it distributes most of its taxable income to shareholders.

Does ARR pay dividends?

Yes, ARR pays a regular dividend. This is a structural feature of its REIT election, which requires distributing the majority of taxable income. The dividend level is closely linked to net interest spread income, which fluctuates with interest rate conditions.

When does ARR report earnings?

ARMOUR Residential REIT reports on a quarterly cadence, standard for U.S.-listed companies. For exact dates and the most recent results, check the investor relations section of ARMOUR's official website.

Is ARR a good stock to buy?

UQS Score rates ARR as Below Average overall. While its Quality pillar is Strong and Valuation is Attractive, the Weak Moat and Weak Risk ratings reflect meaningful concerns around leverage and interest rate sensitivity. Whether it fits a portfolio depends on individual risk tolerance and income objectives.

Is ARR overvalued?

ARR's Valuation pillar is rated Attractive, suggesting the stock is not expensive relative to its fundamentals at the time of scoring. However, an attractive price alone does not offset the Weak Risk profile — context across all five pillars matters.

How does ARR compare to its competitors?

ARR competes with other mortgage REITs such as Dynex Capital and Ellington Financial. Each differs in portfolio composition, leverage approach, and credit exposure. ARR's focus is primarily on agency MBS, which carries lower credit risk but remains highly sensitive to interest rate movements.

What is ARR's market cap bracket?

ARR is classified as a mid-cap stock. This places it in a range that typically attracts both institutional and retail income-oriented investors, though liquidity and volatility characteristics can differ from large-cap peers.

Who founded ARMOUR Residential REIT?

ARMOUR Residential REIT was incorporated in 2008 and is headquartered in Vero Beach, Florida. Founding and management history details are publicly available through the company's SEC filings and investor relations materials.

Is ARR a long-term quality investment?

From a long-term quality perspective, ARR's Below Average UQS Score — driven by Weak Moat and Weak Risk ratings — suggests limited structural durability compared to higher-rated peers. The Strong Quality pillar provides some reassurance, but mortgage REITs as a category carry inherent cyclical and rate-driven risks over long horizons.

What is the main competitive advantage of ARMOUR Residential REIT?

ARR's primary advantage is its REIT structure, which enables tax-efficient income distribution, and its focus on agency MBS, which carry implicit government backing. However, the UQS Moat pillar is rated Weak, reflecting that these structural features do not translate into a durable competitive edge over peers.

ARMOUR Residential REIT, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

ARMOUR Residential REIT, Inc. faces growth headwinds with declining or stagnant revenue trends.

ARMOUR Residential REIT, Inc. presents elevated risk with concerns around leverage or financial stability.

ARMOUR Residential REIT, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.

ARMOUR Residential REIT, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ARR.

The UQS (Unified Quality Score) for ARMOUR Residential REIT, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses ARMOUR Residential REIT, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether ARMOUR Residential REIT, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.