ARI

Based on Apollo Commercial Real Estate Finance, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

What does Apollo Commercial Real Estate Finance do?

Apollo Commercial Real Estate Finance originates and manages commercial real estate loans — primarily first mortgage loans and subordinate financings — rather than owning physical properties. It earns income from interest on those loans and operates as a REIT, distributing the majority of taxable income to shareholders.

Does ARI pay dividends?

Yes, ARI pays a regular dividend. As a REIT, it is required to distribute at least ninety percent of its taxable income to maintain its tax-advantaged status. The dividend level is tied to distributable earnings, which fluctuate with loan repayments, credit losses, and interest rate movements.

When does ARI report earnings?

ARI reports on a quarterly cadence, as is standard for US-listed companies. For exact dates and the most recent results, check Apollo Commercial Real Estate Finance's investor relations page, as our data source does not cover specific upcoming earnings dates.

Is ARI a good stock to buy?

UQS Score rates ARI as Below Average overall. While Quality and Valuation pillars are rated Good, the Moat, Growth, and Risk pillars are all Weak. That combination suggests meaningful challenges that income-focused investors should weigh carefully. The full pillar breakdown is available to Pro members.

Is ARI overvalued?

The UQS Valuation pillar for ARI is rated Good, suggesting the stock does not appear overpriced relative to its fundamentals at current levels. However, valuation alone does not determine investment merit — the Weak Risk and Weak Growth ratings are important context for any valuation assessment.

How does ARI compare to its competitors?

ARI operates in the commercial mortgage REIT space alongside peers like Arbor Realty Trust, Ladder Capital, and Ellington Financial. Each has a distinct lending focus — multifamily, diversified balance sheet, or mixed residential and commercial credit. UQS Score provides side-by-side pillar comparisons for Pro members.

What is ARI's market cap bracket?

ARI is classified as a small-cap stock. This places it below large-cap commercial real estate peers in terms of total market value, which can affect liquidity, analyst coverage, and institutional ownership levels.

Who founded Apollo Commercial Real Estate Finance?

Apollo Commercial Real Estate Finance was founded in 2009 as a vehicle affiliated with Apollo Global Management, one of the largest alternative asset managers globally. Founding context and corporate history are publicly available through the company's SEC filings and investor relations materials.

Is ARI a long-term quality investment?

As a long-term quality indicator, UQS Score rates ARI as Below Average. The Weak Moat pillar suggests limited durable competitive advantages, while Weak Growth and Weak Risk ratings indicate the business faces structural headwinds. Long-term holders should monitor credit quality and dividend sustainability closely.

What is the main competitive advantage of Apollo Commercial Real Estate Finance?

ARI's primary differentiator is its affiliation with Apollo Global Management, which provides deal flow, underwriting expertise, and institutional relationships. However, the UQS Moat pillar rates this as Weak, indicating that these advantages may not translate into durable pricing power or barriers to entry versus peers.

What sector does ARI belong to?

ARI belongs to the Real Estate sector, specifically the commercial mortgage REIT sub-category. Unlike equity REITs that own properties, commercial mortgage REITs like ARI generate returns through interest income on real estate loans rather than rental income or property appreciation.

Is ARI a growth stock or value stock?

Based on UQS pillar ratings, ARI leans toward neither category cleanly. The Growth pillar is Weak, ruling out a growth stock classification. The Valuation pillar is Good, which has value-oriented characteristics — but the Weak Risk rating tempers the typical value investor appeal.

Apollo Commercial Real Estate Finance, Inc. shows solid profitability with healthy returns on capital and reasonable margins.

Apollo Commercial Real Estate Finance, Inc. faces growth headwinds with declining or stagnant revenue trends.

Apollo Commercial Real Estate Finance, Inc. presents elevated risk with concerns around leverage or financial stability.

Apollo Commercial Real Estate Finance, Inc. has a mixed valuation — some metrics suggest fair value while others appear stretched.

Apollo Commercial Real Estate Finance, Inc. operates in a highly competitive environment with limited sustainable advantages. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ARI.

The UQS (Unified Quality Score) for Apollo Commercial Real Estate Finance, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Apollo Commercial Real Estate Finance, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Apollo Commercial Real Estate Finance, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.