ARCC

Financial Services

Ares Capital Corporation · Asset Management · $13B

UQS Score — Balanced Preset
53.3
Good

Ares Capital Corporation scores 53.3/100 using the Balanced preset.

UQS vs Financial Services Sector
ARCC
53.3
Sector avg
39.7
Quality
Strong
Moat
Neutral
Growth
Weak
Risk
Weak
Valuation
Good

What is Ares Capital Corporation?

Ares Capital Corporation is one of the largest publicly traded business development companies in the US, focused on lending to and investing in middle market businesses across a wide range of industries.

ARCC generates income by providing debt and equity financing to middle market companies — businesses often too large for traditional bank loans but too small for public capital markets. Its investment toolkit spans first and second lien loans, mezzanine debt, unitranche structures, and selective equity positions, primarily targeting companies with meaningful operating earnings.

Founded in 2004 and headquartered in Los Angeles, Ares Capital operates offices in New York, Chicago, and Los Angeles.

  • Senior secured and first lien loans
  • Mezzanine and subordinated debt
  • Unitranche financing structures
  • Selective equity co-investments

Is ARCC a Good Stock to Buy?

UQS Score rates ARCC as Good overall.

The Quality pillar stands out as the clearest bright spot, reflecting the disciplined underwriting and portfolio management that Ares Capital is known for in the BDC space.

The Risk pillar registers as Weak, which is worth noting given ARCC's inherent exposure to credit cycles and leveraged borrowers.

See the full pillar breakdown and underlying financial metrics by signing up for a Pro account. Sign up free →

Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.

Does ARCC pay dividends?

Yes — Ares Capital Corporation pays a dividend.

ARCC pays a regular dividend, which is central to its appeal as a BDC — these structures are required to distribute the majority of taxable income to shareholders. Income-focused investors often track ARCC specifically for this consistent payout cadence.

When does ARCC report earnings?

Ares Capital Corporation reports earnings on a quarterly cadence, typical for US-listed equities.

As a BDC, ARCC's quarterly results center on net investment income, portfolio credit quality, and net asset value per share — metrics that reflect the health of its middle market loan book rather than traditional revenue growth.

For the most recent quarter's results, visit Ares Capital's investor relations page directly.

ARCC Price History

+55.7% over 5Y

Monthly close, adjusted for stock splits and dividend reinvestment.

Return Calculator

What if I invested in Ares Capital Corporation?

$
Today it would be worth
$15,579
That's a +55.8% total return, or +9.3% annualized.

Based on Ares Capital Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.

Frequently Asked Questions

What does Ares Capital Corporation do?

Ares Capital is a business development company that provides financing solutions to middle market companies. It deploys capital through loans, mezzanine debt, and selective equity investments, earning income from interest and fees on its portfolio.

Does ARCC pay dividends?

Yes. ARCC pays a regular dividend. As a BDC, it is required to distribute most of its taxable income to shareholders, making dividend income a core part of the investment case for ARCC holders.

When does ARCC report earnings?

ARCC follows a standard quarterly reporting schedule. For confirmed dates, check the investor relations section of Ares Capital's official website, as our data source does not publish forward earnings dates.

Is ARCC a good stock to buy?

UQS Score rates ARCC as Good overall, with a notably Strong Quality pillar. However, the Weak Risk pillar reflects real credit and leverage exposure. Whether that trade-off suits your portfolio depends on your income goals and risk tolerance.

Is ARCC overvalued?

ARCC's Valuation pillar is rated Neutral, suggesting it is neither obviously cheap nor stretched relative to its fundamentals. Pro members can view the detailed valuation metrics behind that rating.

What is ARCC's market cap bracket?

ARCC is a large-cap stock, making it one of the biggest publicly traded business development companies by market size — an unusual distinction in a segment dominated by smaller vehicles.

Is ARCC a long-term quality investment?

On a long-term quality basis, ARCC's Strong Quality pillar is a positive signal. That said, the Weak Risk pillar is a meaningful consideration — BDCs carry credit cycle sensitivity that can affect NAV and dividend sustainability over time.

What sector does ARCC belong to?

ARCC operates in the Financial Services sector, specifically within the business development company sub-category — a regulated structure that blends elements of private credit and closed-end fund investing.

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Pro Analysis

ARCC — Score History

35404550556065Apr 2Apr 12Apr 22May 2May 12May 22May 24v5
Score changes· 30/35 most recent
DateUQSQualityMoatGrowthRiskValueChange
May 23, 202653.085.141.039.027.064.3+0.1
May 22, 202652.985.141.039.027.063.70.0
May 21, 202652.985.141.038.927.063.3-0.1
May 20, 202653.085.141.038.927.064.3+0.2
May 19, 202652.884.941.038.927.063.70.0
May 17, 202652.884.941.038.927.063.1-0.1
May 16, 202652.984.941.038.927.063.7+3.6
May 15, 202649.371.041.038.927.063.10.0
May 14, 202649.371.041.038.927.063.4+1.6
May 12, 202647.771.141.038.927.052.3+0.2

ARCC — Pillar Breakdown

Quality

85.1/100 (25%)

Ares Capital Corporation demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.

Return on EquityModerate

Profitability relative to shareholders' equity.

Operating ProfitabilityStrong

Ability to convert revenue into operating profit.

Net ProfitabilityStrong

Bottom-line profit as a share of revenue.

Cash GenerationStrong

Free cash flow relative to market value.

Growth

39.0/100 (20%)

Ares Capital Corporation shows steady but unspectacular growth, typical for mature companies.

Recent Revenue TrendStrong

Revenue trajectory over the last twelve months.

3Y Revenue CAGRStrong

Compound annual revenue growth rate over 3 years.

EPS GrowthWeak

Year-over-year earnings per share growth.

Forward Revenue OutlookWeak

Analyst consensus for future revenue growth.

Forward EPS GrowthWeak

Analyst consensus for future earnings growth.

Risk

27.0/100 (15%)

Ares Capital Corporation presents elevated risk with concerns around leverage or financial stability.

Debt/EquityModerate

Total debt relative to shareholder equity.

Current RatioWeak

Short-term liquidity — ability to pay near-term obligations.

Interest CoverageWeak

Earnings capacity relative to interest payments.

Valuation

66.4/100 (15%)

Ares Capital Corporation trades at a reasonable valuation with decent earnings yield and FCF multiples.

Earnings YieldStrong

Inverse of forward P/E — higher yield means cheaper stock.

Price to Free Cash FlowStrong

How many years of FCF the market cap represents.

PEG RatioWeak

P/E relative to earnings growth — lower is more attractive.

EV/EBITDA vs SectorModerate

Enterprise value multiple relative to sector median.

Moat

41/100 (25%)

Ares Capital Corporation possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ARCC.

Score Composition

Quality
85.1×25%21.3
Growth
39.0×20%7.8
Risk
27.0×15%4.0
Valuation
66.4×15%10.0
Moat
41.0×25%10.3
Total
53.3Good

Financial Data

More Stock Analysis

How is the ARCC UQS Score Calculated?

The UQS (Unified Quality Score) for Ares Capital Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.

Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.

Moat (25%) assesses Ares Capital Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.

Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.

Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.

Valuation (15%) measures whether Ares Capital Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.

Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.