AMP
Financial ServicesAmeriprise Financial, Inc. · Asset Management · $41B
What is Ameriprise Financial, Inc.?
Ameriprise Financial is a large-cap financial services firm headquartered in Minneapolis, serving individual and institutional clients across wealth management, asset management, and retirement and protection solutions. The company operates both in the United States and internationally.
Ameriprise generates revenue through four core segments. Its Advice & Wealth Management arm delivers financial planning, brokerage services, and investment advisory accounts to retail and institutional clients. The Asset Management segment manages mutual funds, ETFs, separately managed accounts, and institutional products. Retirement & Protection Solutions offers variable annuities and life and disability insurance. Together, these segments create a diversified revenue base spanning fee-based advisory, asset management fees, and insurance premiums.
Ameriprise Financial was established in 2005 and is headquartered in Minneapolis, Minnesota.
- Financial planning and wealth advisory services
- Mutual funds, ETFs, and separately managed accounts
- Variable annuity and life insurance products
- Institutional asset management including CLOs and hedge funds
- Cash management and banking products for retail clients
Is AMP a Good Stock to Buy?
UQS Score rates AMP as Good overall, reflecting a balanced profile with notable strengths and one area of caution.
Ameriprise scores Strong on both Quality and Risk — two pillars that matter most to investors seeking durable, lower-volatility financial holdings. The Valuation pillar is rated Attractive, suggesting the market may not be fully pricing in the company's underlying quality relative to sector peers.
The Growth pillar is rated Weak, indicating that near-term revenue and earnings expansion may lag behind faster-growing peers in the financial services space. The Moat pillar sits at Neutral, reflecting moderate but not exceptional competitive barriers.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does AMP pay dividends?
Yes — Ameriprise Financial, Inc. pays a dividend.
Ameriprise Financial pays a regular dividend, consistent with its profile as a mature, cash-generative financial services firm. The dividend reflects management's commitment to returning capital to shareholders alongside share repurchases. Investors seeking income alongside capital preservation may find AMP's dividend cadence appealing relative to higher-growth peers that reinvest all earnings.
When does AMP report earnings?
Ameriprise Financial reports earnings on a quarterly cadence, typical for US-listed large-cap equities.
Quarterly results for Ameriprise tend to reflect trends in client asset flows, advisory fee revenue, and market-driven asset management performance. The company's diversified segment structure means results can vary by business line even when the consolidated picture remains stable.
For the most recent quarter's results and guidance commentary, visit Ameriprise Financial's investor relations page directly.
AMP Price History
+90.4% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Ameriprise Financial, Inc.?
Based on Ameriprise Financial, Inc.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
AMP Long-term Outlook
Ameriprise's Strong Risk profile suggests the business is well-positioned to weather market volatility, while the Attractive Valuation label points to potential upside if sentiment toward financial services firms improves. However, the Weak Growth pillar signals that meaningful top-line acceleration may be limited in the near term. The fundamental outlook is one of steady, lower-risk compounding rather than rapid expansion — a profile that tends to appeal to quality-oriented, longer-horizon investors.
Growth drivers
- Continued growth in fee-based advisory assets under management
- Expansion of institutional asset management mandates globally
- Aging population driving demand for retirement and protection products
Key risks
- Prolonged market downturns reducing fee-based revenue tied to AUM
- Competitive pressure on advisory fees from low-cost digital platforms
- Regulatory changes affecting annuity and insurance product structures
AMP vs Peers
Ameriprise competes across wealth management and institutional asset management with several well-established financial services firms.
State Street focuses heavily on institutional custody and index-based asset management, with less exposure to retail wealth advisory than Ameriprise.
Ares specializes in alternative credit and private equity strategies, targeting institutional and high-net-worth clients rather than the broad retail advisory market.
Northern Trust emphasizes wealth management for ultra-high-net-worth families and institutional asset servicing, with a narrower retail footprint than Ameriprise.
Frequently Asked Questions
What does Ameriprise Financial do?
Ameriprise Financial provides financial planning, wealth advisory, asset management, and retirement and protection solutions to individual and institutional clients. The company operates through four segments and serves clients both in the United States and internationally, generating revenue from advisory fees, asset management fees, and insurance premiums.
Does AMP pay dividends?
Yes, Ameriprise Financial pays a regular dividend. The company has a history of returning capital to shareholders through both dividends and share repurchases, consistent with its profile as a mature, cash-generative financial services business. For current dividend details, check Ameriprise's investor relations page.
When does AMP report earnings?
Ameriprise Financial reports earnings on a quarterly basis, in line with standard practice for US-listed large-cap companies. For the exact schedule and most recent results, refer to the company's investor relations page.
Is AMP a good stock to buy?
UQS Score rates AMP as Good overall, with Strong marks on Quality and Risk and an Attractive Valuation. The main caution is a Weak Growth pillar, which may limit near-term upside. Whether it fits your portfolio depends on your goals — view the full pillar breakdown with a UQS Pro account.
Is AMP overvalued?
The UQS Valuation pillar for AMP is rated Attractive, suggesting the stock may be reasonably priced or modestly undervalued relative to its quality profile and sector peers. Valuation is one of five pillars — see the complete analysis on UQS Score for context.
How does AMP compare to its competitors?
Ameriprise differentiates itself through its broad retail wealth advisory network combined with institutional asset management capabilities. Peers like State Street and Northern Trust lean more heavily toward institutional custody and servicing, while Ares focuses on alternative investments — making each firm's revenue mix and client base meaningfully different.
What is AMP's market cap bracket?
Ameriprise Financial is classified as a large-cap company, placing it among the more established and widely followed names in the financial services sector. Large-cap status generally implies greater liquidity and analyst coverage compared to smaller peers.
Who founded Ameriprise Financial?
Ameriprise Financial was spun off from American Express in 2005, effectively beginning its independent history at that point. The company traces its roots to Investors Syndicate, founded in 1894. Founding and historical context is widely available through public sources and the company's own history page.
Is AMP a long-term quality stock?
From a quality indicator perspective, AMP's Strong Quality and Strong Risk pillar ratings suggest a business with durable fundamentals and lower-than-average financial risk. The Weak Growth pillar is worth monitoring for long-term investors who prioritize compounding. UQS Pro members can access the full multi-pillar view to assess long-term fit.
What is the main competitive advantage of Ameriprise Financial?
Ameriprise's advisor network and integrated platform — spanning planning, brokerage, managed accounts, and insurance — creates switching costs for clients who consolidate financial relationships with the firm. The Moat pillar is rated Neutral, reflecting moderate but not exceptional competitive barriers relative to the broader financial services sector.
What sector does AMP belong to?
Ameriprise Financial belongs to the Financial Services sector. Within that sector, it operates across wealth management, asset management, and insurance — making it a diversified financial services company rather than a pure-play in any single sub-industry.
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Pro Analysis
AMP — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 60.5 | 75.1 | 42.0 | 38.2 | 61.6 | 95.5 | +0.2 |
| May 21, 2026 | 60.3 | 74.7 | 42.0 | 38.2 | 61.6 | 94.9 | 0.0 |
| May 20, 2026 | 60.3 | 74.7 | 42.0 | 38.1 | 61.6 | 95.2 | 0.0 |
| May 19, 2026 | 60.3 | 74.7 | 42.0 | 38.1 | 61.6 | 94.9 | 0.0 |
| May 17, 2026 | 60.3 | 74.7 | 42.0 | 38.2 | 61.6 | 94.8 | 0.0 |
| May 16, 2026 | 60.3 | 74.7 | 42.0 | 38.2 | 61.6 | 95.1 | 0.0 |
| May 15, 2026 | 60.3 | 74.7 | 42.0 | 38.2 | 61.6 | 94.8 | 0.0 |
| May 12, 2026 | 60.3 | 74.8 | 42.0 | 38.2 | 61.6 | 95.0 | 0.0 |
| May 11, 2026 | 60.3 | 74.7 | 42.0 | 38.2 | 61.6 | 94.7 | -0.1 |
| May 10, 2026 | 60.4 | 74.7 | 42.0 | 38.2 | 61.6 | 95.7 | +0.2 |
AMP — Pillar Breakdown
Quality
— 75.1/100 (25%)Ameriprise Financial, Inc. demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 38.2/100 (20%)Ameriprise Financial, Inc. shows steady but unspectacular growth, typical for mature companies.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 61.6/100 (15%)Ameriprise Financial, Inc. maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 96.5/100 (15%)Ameriprise Financial, Inc. appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 42/100 (25%)Ameriprise Financial, Inc. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for AMP.
Score Composition
Financial Data
More Stock Analysis
How is the AMP UQS Score Calculated?
The UQS (Unified Quality Score) for Ameriprise Financial, Inc. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Ameriprise Financial, Inc.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Ameriprise Financial, Inc. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.