ALL
Financial ServicesThe Allstate Corporation · Insurance - Property & Casualty · $56B
What is The Allstate Corporation?
The Allstate Corporation is one of the largest publicly held personal lines property and casualty insurers in the United States, serving millions of households across auto, home, and specialty coverage.
Allstate generates revenue primarily through insurance premiums across auto and homeowners policies, supplemented by protection services — covering consumer electronics, appliances, and vehicle contracts — as well as health and benefits products. The company also leverages telematics data through its Arity platform to refine underwriting and pricing decisions.
Allstate was founded in 1993 and is headquartered in Northbrook, Illinois.
- Personal auto and homeowners insurance
- Consumer product protection plans
- Vehicle service contracts and finance products
- Identity protection and roadside assistance
Is ALL a Good Stock to Buy?
UQS Score rates ALL as Good overall, reflecting a balanced profile across its five pillars.
Allstate's Quality and Risk pillars both carry Good ratings, pointing to a business with relatively stable underwriting operations and manageable financial risk. The Valuation pillar is rated Attractive, suggesting the market may not be fully pricing in the company's fundamentals.
The Growth pillar is rated Weak, indicating limited near-term expansion momentum relative to broader sector peers.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does ALL pay dividends?
Yes — The Allstate Corporation pays a dividend.
Allstate pays a regular dividend, consistent with its position as a mature, large-cap insurer. The company's relatively stable cash flows from premium collections support ongoing distributions to shareholders, making it a consideration for income-oriented investors.
When does ALL report earnings?
Allstate reports earnings on a quarterly cadence, typical for US-listed equities.
Results have reflected the broader challenges facing property and casualty insurers, including elevated catastrophe losses and shifting underwriting conditions. Management has focused on rate increases and portfolio adjustments to stabilize margins over time.
For the most recent quarter's results, visit The Allstate Corporation's investor relations page.
ALL Price History
+78.8% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in The Allstate Corporation?
Based on The Allstate Corporation's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does Allstate do?
Allstate provides property and casualty insurance — primarily personal auto and homeowners policies — along with consumer product protection plans, vehicle service contracts, identity protection, and health and benefits products across the United States and Canada.
Does ALL pay dividends?
Yes, Allstate pays a regular dividend. The company's premium-driven cash flows support consistent distributions, which is common among large, established insurers. Check Allstate's investor relations page for the current dividend rate and payment schedule.
When does ALL report earnings?
Allstate reports on a quarterly basis, in line with standard US-listed company practice. For exact dates, refer to The Allstate Corporation's investor relations page, which publishes the official earnings calendar.
Is ALL a good stock to buy?
UQS Score rates ALL as Good overall. The Valuation pillar is Attractive and both Quality and Risk are rated Good, but the Weak Growth pillar is a consideration. The full pillar breakdown is available to Pro members.
Is ALL overvalued?
Based on the UQS Valuation pillar, ALL is rated Attractive — meaning the stock appears reasonably priced or potentially undervalued relative to its fundamentals. View the complete valuation analysis by signing up for a UQS Pro account.
What is ALL's market cap bracket?
Allstate is classified as a large-cap company, reflecting its scale as one of the largest personal lines insurers in the United States.
Is ALL a long-term quality stock?
As a long-term quality indicator, ALL's Good ratings across Quality and Risk suggest a relatively durable business model. However, the Weak Growth pillar may limit upside for investors prioritizing expansion. Pro members can access the full multi-pillar view.
What sector does ALL belong to?
Allstate operates in the Financial Services sector, specifically within the property and casualty insurance industry — a segment sensitive to catastrophe events, interest rates, and underwriting cycle dynamics.
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Pro Analysis
ALL — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 13, 2026 | 60.5 | 82.7 | 40.0 | 26.5 | 63.6 | 100.0 | 0.0 |
| May 11, 2026 | 60.5 | 82.7 | 40.0 | 26.6 | 63.6 | 100.0 | 0.0 |
| May 8, 2026 | 60.5 | 82.7 | 40.0 | 26.4 | 63.6 | 100.0 | +0.7 |
| May 2, 2026 | 59.8 | 82.7 | 40.0 | 22.9 | 63.6 | 100.0 | -0.1 |
| May 1, 2026 | 59.9 | 82.7 | 40.0 | 23.4 | 63.6 | 100.0 | +1.2 |
| Apr 28, 2026 | 58.7 | 77.8 | 40.0 | 23.4 | 63.6 | 100.0 | +0.1 |
| Apr 24, 2026 | 58.6 | 77.8 | 40.0 | 22.8 | 63.6 | 100.0 | -0.7 |
| Apr 19, 2026 | 59.3 | 77.8 | 40.0 | 26.7 | 63.6 | 100.0 | -0.1 |
| Apr 12, 2026 | 59.4 | 77.8 | 40.0 | 26.7 | 63.6 | 100.0 | +0.1 |
| Apr 2, 2026 | 59.3 | 77.8 | 40.0 | 26.6 | 63.6 | 100.0 | — |
ALL — Pillar Breakdown
Quality
— 82.7/100 (25%)The Allstate Corporation demonstrates outstanding capital efficiency and profitability, placing it among the highest-quality businesses in the market.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 26.5/100 (20%)The Allstate Corporation faces growth headwinds with declining or stagnant revenue trends.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 63.6/100 (15%)The Allstate Corporation maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 100.0/100 (15%)The Allstate Corporation appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
Enterprise value multiple relative to sector median.
Moat
— 40/100 (25%)The Allstate Corporation possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ALL.
Score Composition
Financial Data
More Stock Analysis
How is the ALL UQS Score Calculated?
The UQS (Unified Quality Score) for The Allstate Corporation is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses The Allstate Corporation's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether The Allstate Corporation is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.