ALIZF
Financial ServicesAllianz SE · Insurance - Diversified · $156B
What is Allianz SE?
Allianz SE is one of the world's largest financial services groups, operating across insurance and asset management in markets spanning Europe, the Americas, and Asia-Pacific.
Allianz generates revenue through three core segments: property-casualty insurance for individuals and businesses, life and health insurance products ranging from annuities to long-term care, and a large-scale asset management arm serving institutional and retail investors worldwide. A smaller corporate segment also provides banking and digital investment services.
Founded in 1890 and headquartered in Munich, Germany, Allianz has grown into a globally recognized financial institution.
- Property-casualty insurance (motor, liability, fire, travel)
- Life and health insurance (annuities, endowment, unit-linked products)
- Institutional and retail asset management
- Digital banking and investment services
Is ALIZF a Good Stock to Buy?
UQS Score rates ALIZF as Good overall, reflecting a balanced profile across its five analytical pillars.
The Quality, Growth, and Risk pillars each carry Good ratings, pointing to a business that generates consistent earnings, maintains manageable risk exposure, and shows measured expansion. Valuation is rated Attractive relative to peers.
The Moat pillar registers Neutral, suggesting Allianz faces meaningful competitive pressure in its core markets despite its scale.
See the exact pillar breakdown and full financial metrics by signing up for a UQS Pro account. Sign up free →
Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does ALIZF pay dividends?
Yes — Allianz SE pays a dividend.
Allianz pays a regular dividend, consistent with its profile as a large, established European insurer. The company's diversified earnings base across insurance and asset management supports ongoing distributions to shareholders.
When does ALIZF report earnings?
Allianz SE reports earnings on a quarterly cadence, typical for internationally listed financial services companies.
The company's Good ratings across quality and growth pillars suggest earnings have been broadly stable, supported by diversified revenue streams across insurance lines and asset management. Risk management appears in line with sector expectations.
For the most recent quarter's results, visit Allianz SE's official investor relations page.
ALIZF Price History
+111.2% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Allianz SE?
Based on Allianz SE's historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does Allianz SE do?
Allianz SE provides property-casualty insurance, life and health insurance, and asset management services to individuals, corporations, and institutional investors worldwide. It also operates a smaller banking and digital investment segment.
Does ALIZF pay dividends?
Yes, Allianz SE pays a regular dividend. As a large, mature European insurer with diversified earnings, the company has a history of returning capital to shareholders through consistent dividend distributions.
When does ALIZF report earnings?
Allianz SE reports on a quarterly basis. For the exact schedule and most recent results, check the investor relations section of the official Allianz website.
Is ALIZF a good stock to buy?
UQS Score rates ALIZF as Good, with Attractive valuation and Good ratings on quality, growth, and risk. The Moat pillar is Neutral, indicating competitive pressures worth monitoring. The full pillar breakdown is available to Pro members.
Is ALIZF overvalued?
The UQS Valuation pillar rates ALIZF as Attractive, meaning the stock appears reasonably priced relative to its fundamentals and sector peers. View the complete valuation analysis by signing up for a Pro account.
What is ALIZF's market cap bracket?
Allianz SE is classified as a large-cap company, reflecting its status as one of the largest insurance and asset management groups in the world by assets and revenue.
Who founded Allianz SE?
Allianz was founded in 1890 in Germany. Detailed founding history, including key figures, is widely available through public sources and the company's own corporate history pages.
Is ALIZF a long-term quality indicator?
Based on UQS pillars, ALIZF shows Good quality and risk ratings alongside an Attractive valuation — characteristics often associated with durable business models. The Neutral moat rating is a factor long-term investors may want to weigh carefully.
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Pro Analysis
ALIZF — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 21, 2026 | 64.2 | 65.5 | 43.0 | 66.1 | 63.6 | 95.5 | -0.1 |
| May 20, 2026 | 64.3 | 65.5 | 43.0 | 66.1 | 63.6 | 95.9 | +1.8 |
| May 19, 2026 | 62.5 | 62.1 | 43.0 | 66.1 | 60.2 | 93.0 | +0.1 |
| May 17, 2026 | 62.4 | 62.1 | 43.0 | 66.1 | 60.2 | 92.8 | -0.1 |
| May 16, 2026 | 62.5 | 62.1 | 43.0 | 66.1 | 60.2 | 93.2 | 0.0 |
| May 14, 2026 | 62.5 | 62.1 | 43.0 | 66.1 | 60.2 | 92.9 | +0.1 |
| May 11, 2026 | 62.4 | 62.1 | 43.0 | 66.1 | 60.2 | 92.5 | +0.4 |
| May 10, 2026 | 62.0 | 62.1 | 43.0 | 66.1 | 60.2 | 89.6 | -0.4 |
| May 9, 2026 | 62.4 | 62.1 | 43.0 | 66.1 | 60.2 | 92.3 | +0.1 |
| May 8, 2026 | 62.3 | 62.1 | 43.0 | 66.1 | 60.2 | 91.8 | 0.0 |
ALIZF — Pillar Breakdown
Quality
— 65.5/100 (25%)Allianz SE shows solid profitability with healthy returns on capital and reasonable margins.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 66.1/100 (20%)Allianz SE demonstrates healthy growth trends across revenue and earnings.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 63.6/100 (15%)Allianz SE maintains a reasonable risk profile with manageable debt levels.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 96.6/100 (15%)Allianz SE appears attractively valued relative to its earnings, cash flows, and sector peers.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 43/100 (25%)Allianz SE possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for ALIZF.
Score Composition
Financial Data
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How is the ALIZF UQS Score Calculated?
The UQS (Unified Quality Score) for Allianz SE is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Allianz SE's competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Allianz SE is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.