AJG
Financial ServicesArthur J. Gallagher & Co. · Insurance - Brokers · $53B
What is Arthur J. Gallagher & Co.?
Arthur J. Gallagher & Co. is a large-cap insurance brokerage and risk management firm operating across the United States and internationally, serving commercial, public, and not-for-profit clients.
AJG earns revenue by placing insurance coverage for clients, managing risk programs, and settling third-party claims. Its Brokerage segment handles retail and wholesale insurance placement, while its Risk Management segment provides claims administration and loss control consulting — generating fee and commission income rather than underwriting risk directly.
Founded in 1984 and headquartered in Rolling Meadows, Illinois.
- Retail and wholesale insurance brokerage
- Risk management and loss control consulting
- Third-party claims settlement and administration
- Employee benefit program consulting
Is AJG a Good Stock to Buy?
UQS Score rates AJG as Below Average overall based on its composite pillar profile.
Growth and Valuation are the standout pillars for AJG, suggesting the business is expanding at a meaningful pace relative to its price. The company's broad geographic reach and diversified service mix support a consistent revenue base.
Quality, Moat, and Risk all register as Neutral, indicating AJG does not yet demonstrate a clear competitive edge or exceptional financial efficiency relative to sector peers.
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Past performance does not guarantee future results. UQS Score is based on fundamental data and is not a buy/sell recommendation.
Does AJG pay dividends?
Yes — Arthur J. Gallagher & Co. pays a dividend.
Arthur J. Gallagher pays a regular dividend, making it relevant for income-oriented investors. The company's fee-based brokerage model generates relatively predictable cash flows that support ongoing distributions. Investors seeking dividend details should verify the current yield and payout schedule on AJG's investor relations page.
When does AJG report earnings?
Arthur J. Gallagher reports earnings on a quarterly cadence, consistent with US-listed equities.
AJG's Growth pillar scores as Good, reflecting an expanding business across its brokerage and risk management segments. The company has pursued an active acquisition strategy to broaden its client base and geographic footprint.
For the most recent quarter's results and guidance, visit Arthur J. Gallagher's investor relations page directly.
AJG Price History
+61.3% over 5Y
Monthly close, adjusted for stock splits and dividend reinvestment.
What if I invested in Arthur J. Gallagher & Co.?
Based on Arthur J. Gallagher & Co.'s historical closing prices, adjusted for stock splits and dividend reinvestment. Past performance does not guarantee future results. This is for informational purposes only and is not financial advice.
Frequently Asked Questions
What does Arthur J. Gallagher & Co. do?
Arthur J. Gallagher provides insurance brokerage, risk management, and claims administration services. It helps businesses, public entities, and individuals place insurance coverage and manage risk — earning commissions and fees rather than taking on underwriting risk itself.
Does AJG pay dividends?
Yes, AJG pays a regular dividend. The company's fee-based revenue model supports consistent cash distributions. For the current dividend amount and schedule, check Arthur J. Gallagher's investor relations page.
When does AJG report earnings?
AJG reports on a standard quarterly schedule. For the exact date of the next earnings release, refer to the company's investor relations page, which publishes the official financial calendar.
Is AJG a good stock to buy?
UQS Score rates AJG as Below Average overall. Its Growth and Valuation pillars are Good, but Quality, Moat, and Risk are Neutral. Whether it fits your portfolio depends on your investment criteria — view the full breakdown on UQS Score.
Is AJG overvalued?
AJG's Valuation pillar is rated Good, suggesting the stock is not considered expensive relative to its fundamentals within the UQS framework. Full valuation metrics are available to Pro members on UQS Score.
What is AJG's market cap bracket?
Arthur J. Gallagher is classified as a large-cap company, reflecting its significant scale within the insurance brokerage and risk management industry.
Is AJG a long-term quality holding?
As a long-term quality indicator, AJG's Neutral scores across Quality, Moat, and Risk suggest it has not yet demonstrated the durable competitive advantages typically associated with top-tier long-term holdings. Its Good Growth profile is a positive factor worth monitoring.
What sector does AJG belong to?
AJG operates in the Financial Services sector, specifically within insurance brokerage and risk management — a segment that tends to generate fee-based, recurring revenue rather than capital-intensive underwriting income.
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Pro Analysis
AJG — Score History
| Date | UQS | Quality | Moat | Growth | Risk | Value | Change |
|---|---|---|---|---|---|---|---|
| May 23, 2026 | 53.6 | 41.8 | 43.0 | 71.2 | 50.9 | 70.5 | +0.2 |
| May 22, 2026 | 53.4 | 41.7 | 43.0 | 71.2 | 50.9 | 69.5 | -0.3 |
| May 21, 2026 | 53.7 | 41.9 | 43.0 | 71.2 | 50.9 | 70.5 | -0.2 |
| May 20, 2026 | 53.9 | 42.1 | 43.0 | 71.2 | 50.9 | 71.6 | +0.2 |
| May 19, 2026 | 53.7 | 42.1 | 43.0 | 71.2 | 50.9 | 70.8 | -0.2 |
| May 17, 2026 | 53.9 | 42.1 | 43.0 | 71.2 | 50.9 | 71.8 | -0.1 |
| May 16, 2026 | 54.0 | 42.1 | 43.0 | 71.2 | 50.9 | 72.4 | -0.2 |
| May 15, 2026 | 54.2 | 42.6 | 43.0 | 71.2 | 50.9 | 73.0 | -0.2 |
| May 14, 2026 | 54.4 | 42.6 | 43.0 | 71.2 | 50.9 | 74.0 | +0.4 |
| May 13, 2026 | 54.0 | 42.2 | 43.0 | 71.2 | 50.9 | 72.1 | +0.1 |
AJG — Pillar Breakdown
Quality
— 41.8/100 (25%)Arthur J. Gallagher & Co. has average quality metrics, with room for improvement in margins or capital efficiency.
Profitability relative to shareholders' equity.
Ability to convert revenue into operating profit.
Bottom-line profit as a share of revenue.
Free cash flow relative to market value.
Growth
— 71.2/100 (20%)Arthur J. Gallagher & Co. demonstrates healthy growth trends across revenue and earnings.
Revenue trajectory over the last twelve months.
Compound annual revenue growth rate over 3 years.
Year-over-year earnings per share growth.
Analyst consensus for future revenue growth.
Analyst consensus for future earnings growth.
Risk
— 50.9/100 (15%)Arthur J. Gallagher & Co. has some risk factors including moderate leverage or solvency concerns.
Total debt relative to shareholder equity.
Short-term liquidity — ability to pay near-term obligations.
Earnings capacity relative to interest payments.
Valuation
— 72.6/100 (15%)Arthur J. Gallagher & Co. trades at a reasonable valuation with decent earnings yield and FCF multiples.
Inverse of forward P/E — higher yield means cheaper stock.
How many years of FCF the market cap represents.
P/E relative to earnings growth — lower is more attractive.
Enterprise value multiple relative to sector median.
Moat
— 43/100 (25%)Arthur J. Gallagher & Co. possesses some competitive advantages but faces meaningful competition. The Moat pillar evaluates competitive advantages across five dimensions: Switching Costs, Network Effects, Cost Advantage, Intangible Assets, and Scale & Ecosystem. Sign in to customize moat ratings for AJG.
Score Composition
Financial Data
More Stock Analysis
How is the AJG UQS Score Calculated?
The UQS (Unified Quality Score) for Arthur J. Gallagher & Co. is calculated using a proprietary 6-pillar framework with 29 financial metrics. Each pillar evaluates a different dimension on a 0–100 scale, then combines into a single weighted score. Scoring thresholds are calibrated per sector. Momentum is an optional Pro toggle — without it, you get the 5-pillar / 25-metric core shown below.
Quality (25%) measures profitability and capital efficiency — ROIC, ROE, margins, GP/Assets, and FCF Yield.
Moat (25%) assesses Arthur J. Gallagher & Co.'s competitive advantages across switching costs, network effects, cost advantages, intangible assets, and ecosystem scale.
Growth (20%) tracks revenue trajectory and earnings momentum, combining historical results with analyst forward estimates.
Risk (15%) is inversely scored — lower leverage and strong balance sheet health result in higher scores.
Valuation (15%) measures whether Arthur J. Gallagher & Co. is fairly priced using earnings yield, price-to-FCF, PEG ratio, and EV/EBITDA relative to sector peers.
Six investor-inspired presets are available, each with different pillar weights: Balanced, Buffett, Munger, Lynch, Cathie Wood, and Graham. The public score shown here uses the Balanced preset. Learn more in our FAQ.